Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Flora Sunglasses, at Marks and Spencer
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

Beers Dad Birthday Card, at Marks and Spencers
Cover text: Happy birthday dad Inside message: Blank for your own message Approx size: 178 x 126mm

Petite Hooded Water Repellent Parka, at Marks & Spencers
Relaxed and stylish, the parka has become a fashion essential. This easycare version is detailed with handy side pockets and hood. Specially designed and perfectly proportioned for the petite frame

2 Piece Pure Cotton Embroidered Dress & Top, at Marks & Spencers
A cute look in pure soft cotton, this coordinated outfit combines a stripe top with pinafore dress. The embroidered detail adds a pretty finishing touch

Floral Lace Shower Curtain, at Marks and Spenser
Floral lace design, Manufacturer: Marks & Spencer

Floral Lace Footsies, at Marks & Spencers
These soft floral lace footsies are designed to hide inside your shoes for extra comfort

Maternity Cotton Rich Hooded Top, at Marks & Spensers
Relaxed and casual, this hooded top is designed to flatter you and your bump. A clever cut gives a neat, comfortable fit with room for growth. An essential fashion favourite

Sun Formula Self Tan Body Applicator Mitt, at Marks and Spenser
Self-tan products will glide over your body with the smooth side of the mitt to give an even, streak free application Whether your choice is cream, lotion, mousse or spray, the mitt will produce great results time after time The mitt provides a water-resistant barrier to protect your hands from possible staining This product is not available for international delivery. Find out more

Petite Single Breasted Water Repellent Mac, at Marks and Spencer
Practical and fashionable, this water repellent mac is perfect for drizzly days

Bright Prints Range Blue Water Bottle, at Mark's & Spencer
Circle design 'Sipper' lid Dimensions: 7 x 19 cm

Autograph Flock Stripe Thong, at Marks and Spencers
Glamorous and sophisticated, this modern thong features flock stripe design and lace detail. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Autograph Occasions Animal Disc Headpiece, at Marks & Spenser
Sophisticated and glamorous, this bow and feather headpiece is sure to turn heads!

Petite Cotton Rich Bootleg Denim Jeans with Belt, at Marks and Spencer
Comes with belt shown in image Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and are designed to give a shapely feminine silhouette. A look that's always in style. Specially designed for the petite frame

Footglove™ Leather Wide Fit Wishbone Sandals, at Mark's & Spencer
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Contrast strap design Wide fit Comes in sizes 3-8, including half sizes

Supima® Pure Cotton Non-Iron Fitted Sheet, at Marks and Spenser
Internationally recognised as the world's finest cotton Supima is renowned for its superior strength, enhanced durability and sumptuous feel High performance non iron finish offering the ultimate in easy care 180 thread count Single: W91 x L190cm, box length: 25cm Double: W137 x L190cm, box length: 25cm 5ft (king): W152cm x 200cm, box length: 25cm 6ft (Super-king) W183cm x L200cm, box length: 25cm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Zip-Up Cardigan, at Marks & Spencers
The chunky design and zip-up fastening give this pure cotton cardigan a fashionable twistbr>

Relax Photographic Kitten Mum Birthday Card, at M+S
Cover text: Mum, relax and take it easy on your birthday... Inside message: With lots of love Approx size: 150 x 150mm

Blue Harbour Linen Short Sleeve Chambray Shirt, at M&S
Stylishly smart casual, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Percy Pig Hamper, at Marks & Spensers
Percy fans will love this set of tempting sweet treats including a bag of Percy Pigs , plus a mixing bowl, to make mini Percy Pig cupcakes and a cheery Percy Pig money box to help them save their pennies

Samsung 37'' LE37B650 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 37 inch Widescreen LCD TV, 1920 X 1080 resolution Contrast Ratios: Ultra Contrast Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W995.1 x D78.6 x D650.4mm (without stand) W995.1 x D255.0 x H705.9mm (with stand) Weight: 18.5kg (with stand), 14.5kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Feather Patch Aqua Bedset, at Marks & Spencer
Embroidered design Patchwork detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases

Sony Stamina Plus AAA Alkaline Batteries - Pack of 4, at Marks&Spencer
Voltage (V): 1.5 Cells per pack: 4 Size: AAA / LR03 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

Lily Tracing Paper Sympathy Card, at Marks and Spencer
Cover text: Our Sympathy is with you Inside message: Blank for your own message Approx size: 175 mm x 127 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

M&S Combo Corded & Cordless Phone with Answering Machine, at M & S
Up to 9 hours talk time and 150 hours standby Large 3 line display on base 300 name and number phonebook (150 on corded, 150 on handset) 3 direct memory on corded base Up to 14 minutes digital recording time and remote access Handsfree speakerphone Caller display stores information on the last 20 calls 10 ringer melodies Last 10 number redial Adjustable earpiece, ringer and speakerphone volume Interference free M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sonoma Extending Dining Table & 6 Alton Scroll Back Chairs Set, at Marks & Spencer
7 piece set Table: H75 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Chair: H103 x W55 x D66cm Made from solid oak with antiqued leather scroll back seat Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Chairs frames made from solid wood Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

24 Mini Smoked Salmon Bagels, at Marks and Spencers
Contains 24 pieces Serves 8 Ready to eat Suitable for freezing 450g As featured on page 10 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Bob the Builder T-Shirt, at Marks & Spensers
Fans of Bob the Builder will love this pure cotton t-shirt featuring the popular character. A practical, easycare style

Classic Collection Paisley Print Scarf Top, at Marks & Spencers
Modern and stylish, this top is made from soft easycare fabric and features a paisley print scarf. A fashionable style with a comfortable, flattering fit

Post Surgery Textured Band Swimsuit, at Marks and Spenser
Feminine and flattering, this swimsuit has been especially designed for a perfect fit and great support after surgery. Every element has been considered for maximum comfort against delicate scar tissue and it's been extensively tested so every part stays in place

Seville Antique Brass Soap Dish, at Marks & Spencers
Oval dish Wall mounted H6 x W14 x D13.3cm, Manufacturer: Marks & Spencer

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.