Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

First Readers Goldilocks & the Three Bears, at M+S
Based on the traditional folk tale 'Goldilocks and the Three Bears', this vibrantly illustrated story is sure to become a favourite in every home. Follow the naughty Goldilocks into the house of the three bears, and see what happens when they come home and find her!

Autograph Leather Miami Scoop Bag, at Marks & Spenser
Stylish and luxurious, this chic leather handbag is designed in a classic shape that will never date. It's strong, practical and highly desirable

Long Length Seam Skirt with Belt, at M&S
Smart and modern, this flared skirt is a stylish, versatile choice. A look that works dressed up or down

GG-H Total Support Embroidered Non-Wired Bra, at Marks & Spencer
The ultimate in everyday comfort. Full cups and wide, adjustable straps offer maximum support whilst soft embroidery and a centre bow provide an air of understated elegance

Autograph Copper Base 20cm Saucepan, at Marks n Spencer
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Twin pouring lips for left and right-handed cooks Diam 20cm Capacity: 2.8 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

The Great Britain Guide (AA Illustrated Reference Books), at Marks and Spenser
This is the ultimate getaway to all the best-loved areas of Britain. Explore the best-loved and most popular parts of Britain - including all the national parks, heritage coastline, areas of outstanding natural beauty, mountains and rural areas. This guide enables you to choose your destination, your activities - walks, cycle rides and car tours. Inside, you'll find easy-to-use maps and modern layouts with newly commissioned photographs to inspire you and locator maps showing the area in detail. There are 1,000 main entries, 150 walks, 50 cycle rides, 24 car tours and hundreds of ideas for activities and places to visit. Simple to use, "The Great Britain Guide" contains all the information you need to make the most of your visit - where to go, what to see and do and what not to miss

Zip Folio Case, at Marks and Spencer
When you're on the move, make sure to keep your important documents in order with this smart looking folio

Per Una Cape Cardigan with Wool, at Marks and Spencer
A stylish 3/4 sleeve cardigan in a soft knitted fabric featuring a wide cape style

Autograph Weekend Pure Silk Blouse, at Marks and Spencers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Luxury Glass Orchid, at Marks & Spencers
Add a touch of luxury to your home with this twin-stemmed phalaenopsis orchid. The glass pot helps to create an elegant, contemporary look Available for delivery from 1st April to 30th September 2009

5 Pure Cotton Plain Slips, at Marks and Spencer
Comfortable, practical and fashionable, this 5 pack of slips is made from soft breathable cotton

Headboard - King Size (5ft), at Marks and Spenser
H77cm (without struts) x W163cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Chunky Knitted Cushion With Recycled Filling, at M&S
Chunky knit 3 button detail 50cm X 50cm, Manufacturer: Marks & Spencer

Altos del Condor Malbec 2008 - Case of 12, at Marks & Spensers
Style: Full bodied Grape variety: Malbec Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Pure Wool 3 Button Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Collezione Supima® Pure Cotton Textured Fine Stripe Shirt, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Nostalgic Photo Our Anniversary Card, at Marks & Spenser
Cover text: Happy anniversary since always, till forever... Inside message: With lots of love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx Size: 175 x 125mm

Artificial Tea Rose in Glass Vase, at Marks and Spencer
Artificial tea rose Glass vase No watering required therefore easy care Fresh looking throughout the year Height: 33.5cm, Manufacturer: Marks & Spencer

Apple Design Mug, at Marks & Spenser
Apple design Slim handle, Manufacturer: Marks & Spencer

2 Pure Cotton Plain Knee Length Shorts, at Marks & Spensers
Casual and comfortable, these cotton shorts feature a drawstring waist and 2 side pockets. A great value pack

Pure Cotton Floral Print Tunic & Jeans Outfit, at Marks and Spencers
Soft, comfy and cute, this outfit is outstanding value. It's made from soft cotton fabric to keep her comfortable and happy

Pure Cotton Double Breasted Mac with Belt, at M+S
Practical and fashionable, this water resistant mac features a double breasted design and epaulettes. Perfect for drizzly days, it can be accessorised with a rain hat or umbrella to see you through the season in style

Floral Print Shorts, at Marks & Spenser
These pretty floral shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Cotton Rich Straight Leg Jeans, at MarksandSpencer
Simple and stylish, straight leg jeans are a modern classic. This pair sits below the waist and are cut to give a sleek flattering shape that's always in style. Added stretch gives the perfect fit.

Portfolio Bootleg Dome Button Trousers, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Flat Front Charcoal Stripe Trousers, at Marks & Spensers
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Enzo Boglietti 'Fossati' 2003 - Case of 6, at Marks and Spencer
Style: Dry, full bodied and elegant Grape Variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve V-Neck Top, at Marks & Spencer
Chic and modern, this long sleeve v-neck top is made from cool comfortable cotton and features a floral print

Long Sleeve Funnel Neck Scotland Jacket, at Mark & Spencers
Relaxed, stylish and comfortable, this hardwearing tracksuit jacket features a Scotland motif. A practical easycare style

Precision Tweezers with Protective Wallet, at M & S
Slanted tip Clean eyebrow and carefully remove hair one at a time, plucking in the direction that the hair is growing Allow at least 5 minutes after plucking before applying make-up Keep your tweezers safely stored in the attractive wallet

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."