There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Bonded Jacquard Underwired DD-G Bra, at Marks and Spenser
Soft and comfortable, this jacquard bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Pure Cotton Short Sleeve Assorted Face T-Shirt, at Marks and Spencers
Cute and comfy, this practical pure cotton t-shirt features assorted face motif. The shoulder poppers make it easier to dress him

Pure Cotton Belted Denim Jeans, at Marks&Spencer
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Leopard Print Flexilite Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Chrome Collection Toilet Roll Holder, at Marks&Spencer
Wall mounted Classic design H8.5 x W16 x D6cm, Manufacturer: Marks & Spencer

Mirrored Collection Bedside Table, at Marks and Spencers
H69 x W46 x D46cm Single drawer Mirrored finish with clear knobs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

XBOX 360® Tom Clancy's Rainbow Six® Vegas 2, at Marks & Spenser
Full PEC Experience: A greatly improved PEC experience - your character evolves online and offline, in both single-player and multiplayer modes. Terrorist Leaders are now a strategic target for Rainbow - leaders control respawns, so when you take out the leaders, enemies can no longer respawn. Terrorists Enemies have a wider variety of reactions and use ballistic shields. Team Rainbow Can use the Leap-frogging technique for safely approaching an area defended by an opposing force. Teammates cover each other successively when they move forward. Up to 16 players (360) and 14 players (PS3) Two-player split-screen mode 13 maps for co-op and adversarial play Including three maps from R6 Vegas, revamped maps from R6 Raven Shield and all-new maps All-new co-op experience. Co-op story mode, Jump-in-jump-out mode and Co-op terrorist hunt. New adversarial modes: Demolition - Attackers plant an explosive device at one of two predetermined locations and protect the bomb until it explodes Team Leader - Teams must keep their leader alive while they escort him to the extraction point while preventing the enemy from extracting their own leader You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Cotton Rich Heart Print First Bra & Knickers Set, at Marks and Spencer
Soft and comfortable, this bra and knickers set is ideal for everyday wear

Autograph Floral & Spot Mesh Fascinator Headband, at Marks & Spencer
Keep tumbling tresses off your face with this stylish floral fascinator headband

Learning Cubes, at Marks & Spenser
Assorted colour cubes Suitable for ages 0-3 years Encourages activity and develops interactive play This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Handcrafted Spots & Floral Mother's Day Card, at Marks and Spencer
Cover text: Mum Inside message: With lots of love on Mother's Day Approx size: Unfolded: 150 x 150mm

PlayStation®3 Pro Evolution Soccer 09, at Marks & Spensers
Improved graphics for an ultra real stadium experience Improved AI engine for more life like opposition More realistic camera angles for your preferred playing perspective Updated rosters from your favorite club and national teams Immersive single player and multiplayer game modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Long Sleeve Knitted Stripe Pocket Dress, at Marks & Spencer
Fun and fashionable, this cotton blend dress is outstanding value!

2 Autograph Cotton Rich Cropped Leggings, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Formula Instant Fix Lip Plump, at Marks & Spensers
Hypoallergenic 10ml

Portfolio Brushed Moon Ring, at Marks and Spencer
Brushed moon detail

Limited Collection Wetlook Leggings, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Limited Collection Contrast Shopper Bag, at Marks and Spenser
Fashionable and fabulous, this shopper bag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Enamel Biscuit Barrel, at Marks and Spencer
Detachable lid with handle 'Biscuits' motif Dimensions: H20 x Diam 16cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Drawstring Trousers, at Mark & Spencers
A stylish smart casual look, these wide leg trousers are made from cool linen and designed for a fashionable and comfortable relaxed fit

Autograph Retro Hipsters, at Marks & Spencers
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Strawberry & Clotted Cream Cheesecake, at Marks & Spenser
Serves 14 Ready to eat Not suitable for nut allergy sufferers Suitable for vegetarians 1.55kg total weight As featured on page 51 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

4 Windsor Champagne Flutes, at Marks and Spencers
Set of 4 Dishwasher safe 21cl, Manufacturer: Marks & Spencer

Classic Selection Platter, at Mark's & Spencer
30 quarters Serves 6-8 Ready to eat 5 different sandwich fillings As featured on page 6 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Marlow Wardrobe, at M&S
H182 x W94 x D52cm With 1 hanging rail and 1 shelf 3 drawers Crafted predominantly from solid pine and fibreboard Assembled for you in the home This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Marlow Collection Set. Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

Circle Shell Drop Earrings, at Marks and Spencer
Hook fastening Drop style Circle shell design Contrast open circle feature

Take That - The Circus CD, at Marks and Spenser
Audio CD, Marks & Spencer

Sonoma Office Desk, at Marks and Spencers
H77 x W131 x D65cm 1 large pull out drawer with fold down front Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this desk as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

Large Pillar Candle, at Mark & Spencers
Pillar shape Plain H19cm, Manufacturer: Marks & Spencer

Autograph Essentials Pure Silk Pintuck Blouse, at Marks and Spencers
Feminine and elegant, this sophisticated pure silk blouse is beautifully designed and cut for a flattering shape and features pintuck detail

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.