M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Besides Mark & Spencers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

12-Piece Ruby Dining Set - Red, at Marks and Spencer
12-piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner plates: 27.5cm Side plates: 21.5cm Bowls: 16cm Fine china Stripe design, Manufacturer: Marks & Spencer

Summer Dress Card, at Mark & Spensers
Cover text: Wishing you a wonderful birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Pure Cotton Carnation Bedset, at Mark's & Spencer
Co-ordinate with Yellow coolmax plain dye sheets and pillowcases strokes T352300F,T352300S,T352300P Floral print Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Autograph Knee Length Ombre Print Belted Skirt, at Marks and Spenser
Comes with belt shownSmart and modern, this pleated skirt is a stylish, versatile choice. A fabulous fashionable look

Collections - LOTUS FL FILLED, at Marks and Spencer
Manufacturer: Marks & Spencer

Foxtail Cluster Drop Earrings, at Marks & Spensers
For hygiene reasons, refunds will only be given in accordance with your legal rights Hook fastening Drop style Mixed beads Cluster design Diamant detail

Tupungato Syrah 2008 - Case of 6, at Marks & Spensers
Style: Full-bodied Grape variety: Syrah Country of origin: Argentina Closure: Natural Cork Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lightweight Stripe Tassel Scarf, at Marks and Spencer
This sophisticated border square scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Classic Underwired Small Leaf Embroidered Bra, at Marks & Spencers
Soft, feminine and versatile, this embroidered bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Agrapart & Fils 'Terroirs' Grand Cru Blanc de Blancs Brut Champagne NV - Case of 6, at Mark & Spencers
Style: Sparkling and dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Lightweight Brush Stroke Print Scarf, at Marks & Spencers
Add a fashionable finishing touch to your look with this elegant brush stroke print scarf. The perfect accessory to this season's styles

3 Big & Tall Authentic Pure Cotton Boxers, at Marks and Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Faux Pearl & Diamanté Duo Earrings, at Marks & Spencer
2 pairs Encrusted diamant pair Faux pearl pair Stud design earrings For hygiene reasons, refunds will only be given in accordance with your legal rights

Secret Support™ Floral Bow Mule Slippers, at MarksandSpencer
Luxurious and fashionable, these bow detail slippers are made from soft suede. Relax in style and comfort!

7 Pairs of Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Autograph Pure Cotton V-Neck Cardigan & T-Shirt, at Mark & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Long Sleeve Stitch Stripe Shirt, at Marks & Spencers
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Philips QG3190 Grooming Kit, at Marks & Spencer
9 attachments for unlimited style options Storage stand Full size trimmer blade Mini shaver 9 position hair clipper comb 9 position beard and moustache comb Nose and ear trimmer Precision trimmer Fine detailing blade 4 position eyebrow comb Rechargeable cordless operation Maintenance free - No oil needed

Perfect Short Sleeve Panel Tunic Top, at Marks & Spenser
This simple panel dress is a key style for autumn. Wear it with leggings for a fashion forward look

Classic Collection Floral Print Jersey Top, at Marks and Spencers
This elegant easycare blouse has an integrated camisole for a feminine layered look. It makes the perfect match for skirts or trousers in coordinating colours from the Classic collection

Louis Chaurey Champagne - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay, Pinot Noir & Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sequin Embellished Jewellery Roll, at Marks and Spencer
Embellished sequin design Inner compartments Ribbon tie fastening

Per Una Stripe Bolero with Vest, at Marks & Spencer
A fashionable 3/4 length sleeve bolero with stripe design. It comes with a matching plain vest

Floral Family Organiser Calendar, at Marks and Spencer
Approx. size: 330 x 430mm

Château Panchille Bordeaux Supérieur 2005 - Case of 12, at Marks&Spencer
Style: Full bodied Grape variety: Merlot, Cabernet-Franc, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather Jeans Belt, at Marks and Spenser
Add a fashionable finishing touch to your casual trousers and jeans with this stylish leather belt

Silia Rosé 2008 - Case of 12, at Marks and Spenser
Style: Medium to full bodied Grape variety: Nero d'Avola Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maxim Soup Bowl, at M & S
Suitable for everyday use Versatile fine dining range Pure white porcelain Diameter 21cm, Manufacturer: Marks & Spencer

Blossom Tree Embroidered Curtains, at Marks & Spencer
Manufacturer: Marks & Spencer

Ceriso Spot Print E-G Underwired Bra, at Marks and Spenser
Irresistibly gorgeous, this modern bra is beautifully detailed with pleated frill trim. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.