M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

4 Maxim Stainless Steel Teaspoons, at Marks & Spencer
4-piece set 18/10 stainless steel - the highest grade of stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Short Sleeve Leather Jacket, at M & S
Get a high fashion look in this luxurious leather jacket with short sleeves and a fuss-free simple design

2 Autograph Mini Rib Hipsters, at Marks & Spencers
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Dido - Safe Trip Home CD, at Marks & Spencers
Audio CD, Marks & Spencer

Congratulations Communion Multipack of 5 Cards, at Marks & Spensers
Cover text: Congratulations on your Holy Communion Inside message: Blank for your own message Approx size: 120 x 120mm

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at Marks and Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Autograph 3/4 Sleeve Cardigan with Merino Wool, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Palma Faux Leather Bedstead, at M&S
50% reduction applied 9 April - 1 June 2009. Upholstered bedstead in faux leather Sprung slats are used to provide extra comfort Mattress sold separately 4ft6: W147cm x L212cm 5ft: 162cm x L220cm Footend height - 47cm (from floor to top of footend) Headend height - 90cm (from floor to top of headend) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Long Sleeve Stripe Sweatshirt, at MarksandSpencer
Warm and comfortable, this fashionable sweatshirt is made from soft cotton featuring a stripe design and a fun side motif. A practical easycare style

Refreshing Trio Collection - Case of 12, at Marks & Spencers
4 Hungarian Pinot Grigio Ros 2007: An appealing, fresh, vibrant ros, with a delicate strawberry aroma... 4 Hungarian Pinot Grigio 2007: A refreshing aromatic white with vivacious fruity flavours of limes, tangerines and melons... 4 Hungarian Sauvignon Blanc 2007: A refreshing, modern Sauvignon Blanc with a lively aroma... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Abstract Flock Skirt with Belt, at Marks & Spencers
A beautiful mid-calf length abstract print skirt featuring a flock pattern

3 Pairs Of Trainer Socks, at Marks and Spencer
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, superior shape retention and durability

Floral Type Wonderful Mum Card, at Mark's & Spencer
Cover text: To a wonderful Mum, With love to you on your Birthday Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

The Cotton Collection Cotton Stripe Handwash, at Mark & Spencers
Moisture rich Hand wash 250ml

Newborn Animal Feet Daywear & Hat, at Marks & Spenser
A great choice for active babies, this soft cotton romper suit is comfortable and practical. The animal feet designs add a cute finishing touch

Older Girls' Super Soft Slippers, at Marks & Spencers
Fluffy design Mule style Slip-on

Pure Cotton Short Sleeve Embroidered Bib Top, at Marks and Spencer
Stylish and versatile, this square-neck top is made from cool comfortable cotton

Silicone Pads, at Marks and Spencer
Give your shape a boost with these silicone pads. They slip into your usual bras to add an extra cup size and enhance your cleavage

Apple Tree Retirement Card, at Marks & Spenser
Cover text: On your Retirement Inside message: Enjoy the fruits of your labour Approx size: Unfolded: 174 x 126mm

Autograph Leather T-Line Stitch Laced Shoes, at Marks & Spenser
Square toe T-line Lace up Stitch detail Flats Lined

Autograph Body Spray, at Marks & Spencer
Spray deodorant 150ml This product is not available for international delivery. Find out more

Autograph Pure Silk Scattered Petal Square Scarf Wrap, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk scattered petal print scarf wrap. The perfect accessory to this season's styles

Hippo Pramsuit, at Marks and Spencer
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep him comfortable

Uco Valley Pinot Grigio 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Pinot Grigio Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Essentials Satin Stripe Blouse, at Mark & Spencers
This fab short sleeve blouse features a stunning stripe design. A sophisticated new look, perfect for this season

Boycat Merlot 2008 - Case of 6, at Marks n Spencer
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Lightweight Mixed Stripe Dressing Gown, at Marks & Spenser
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

7 Pairs of Big & Tall Freshfeet Stripe Heel & Toe Socks with Silver Technology, at Mark & Spensers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Handcrafted Pink Blossoms Large Mother's Day Card, at Marks and Spencer
Cover text: To a Special Mum Inside message: Just to say how special you are to me Approx size: Unfolded: 220 x 220mm

Black Aluminium 20cm Saucepan, at Marks & Spencer
Triple layer non-stick finish Excellent for low fat cooking Riveted silicone and stainless steel handles offer an easy grip Suitable for all cooker types Oven safe up to 180C/350F/Gas Mark 4 2.8 litre capacity Glass lid, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Money Direct. Not least of these is M&S Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.