Besides Marks & Spensers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M+S Money financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Artificial Exotic Argumentum & Vase, at Marks & Spencer
Artificial exotic argumentum with short stem Presented in clear and frosted glass Square vase Stone effect Diameter: 51cm, Manufacturer: Marks & Spencer

Aluminium Deep Roasting Tray, at Marks & Spencers
Non-stick Teflon coated Dimensions: L31 x W20.5 x D3cm, Manufacturer: Marks & Spencer

Lotus Flower Scented Spheres, at Marks and Spencer
Floral scented assortment, Manufacturer: Marks & Spencer

Perfect Modal Blend Open Front Cardigan, at Marks & Spencer
Casual and contemporary, this fashionable open front cardigan is made from supersoft fabric that looks and feels great. Modern styling details give a contemporary edge

Satin Dress Aunty Birthday Card, at Marks and Spencer
Cover Text: Happy birthday to a special aunty Inside message: Have a fabulous day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125 mm

2 Fairtrade Cotton Rich Thin Strap Vests, at Marks & Spenser
Look below to see a video clip about Fairtrade Stylish and practical, these strappy vests make an ideal choice for everyday wear. The soft cotton fabric gives a comfortable flattering fit. They're made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Pure Cotton Spa Tonal Stripe Towel, at Marks & Spencer
Tonal stripe design Hand towel: L90 x W50cm Bath sheet: L137 x W70cm Bath towel: L178 x W86cm, Manufacturer: Marks & Spencer

3 Way Pure Cotton Cover Up Beach Dress, at Marks and Spencer
Elegant and feminine, this strapless cover up beach dress is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Autograph Single Breasted 3 Button Slim Fit Jacket, at Mark's & Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Blue Harbour Pure Cotton Check Shirt, at M&S
Relaxed casual style for less! This pure cotton shirt is outstanding value

Large Spot Tights, at Marks & Spensers
Add a stylish touch of chic with these head-turning large spot print tights

Pure Cotton Long Sleeve Vertical Stripe Shirt, at Marks & Spencer
This fab long sleeve shirt features a stunning vertical stripe design. A sophisticated new look, perfect for this season

Miele Type U Hyclean Dustbags, at Marks and Spenser
4 dustbags Capacity of 6 litres 1 x motor filter 1 x super air clean filter Suitable for S7 upright vacuum cleaners

Total Support Daisy Embroidered Non-Wired Bra, at Marks and Spencer
Soft and comfortable, this non-wired gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Elasticated Check Belt, at Marks & Spencers
Define your waistline with this fashionable check belt

Hopskotch, at Marks and Spencer
10 foam pieces 2 hopscotch stones Suitable for indoor and outdoor use Suitable for ages 3-6 years, Manufacturer: Marks & Spencer

Stainless Steel Utensil Hanging Rack, at Marks and Spenser
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

Official England FA Woven Lined Jogging Bottoms, at Marks and Spencers
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

Compton Side Table, at Marks & Spenser
1 drawer Crafted from oak and oak veneer H57 x W57 x D50cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Faux Fur Cuff Ankle Boots, at M & S
Round toe Faux fur cuff design Ankle high Pull on High heel Heel height: 99mm

Pure Cotton Long Sleeve Block Stripe Jumper, at M+S
Relaxed and casual, this long sleeved jumper is made from comfortable pure cotton and features a block stripe design. A practical easycare style

Baroque Jacquard Quilt, at M+S
L250 x W265cm Jacquard print Quilted design Padded quilting Cotton rich, Manufacturer: Marks & Spencer

Skull & Stripe Bedset, at M+S
Skull and stripe design Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

2" Longer Sleeve Pure Cotton Stripe Shirt, at Mark & Spensers
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Clarendon Footstool, at Marks and Spenser
H37 x W119 x D79cm (all dimensions are approximate) Cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Crow's Fountain Sauvignon Blanc 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Little Hands First Words, at Marks & Spensers
Lift the flap first first words encourages 1 to 2 year olds to build on their language skills while having fun. It uses words and images familiar in a baby's world, and young children will love the combination of bright colours and photographs

Aluminium 28cm Frying Pan, at Marks and Spencer
Non-stick interior Even heat distribution Diam: 28cm, Manufacturer: Marks & Spencer

Pure Merino Wool Roll Neck Jumper, at Marks and Spencer
Modern and stylish, this roll neck jumper is made from fine merino wool for luxurious warmth and softness

Mini Cosmetic Travel Brush Set, at Marks and Spencer
Pack of 4 brushes Powder brush Brow groomer Eyeshadow applicator Lip brush Stores brushes in the travel wallet to maintain their best condition Clean the brush hair with warm water and shampoo, rinse thoroughly and leave to dry naturally

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."