There are lots of ways to save money using M&S Money. Not least of these is Marks & Spenser Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Underwired Plain Body, at Marks & Spenser
Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

3 Pairs of Tonal Stripe Socks, at Mark's & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Autograph Eau de Toilette, at Marks and Spencer
100ml This product is not available for international delivery. Find out more

No VPL Spot Print Shorts, at Mark & Spensers
VPL is a thing of the past! These stretchy shorts are perfectly smooth and give the ultimate no-show look. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Pure Cotton Cargo Shorts with Keyring, at Marks and Spencers
Includes skateboard keyring A smarter take on a casual relaxed look, these pure cotton cargo shorts come with a skateboard keyring. A fashionable, easycare style

Baby Song & Sound Old Macdonald Book, at Marks & Spensers
A true classic song for children. Come and join the fun on the farm by reading this story. Press the picture buttons to hear the tune and sing along

Petite Single Breasted 2 Button Jacket, at Marks and Spencer
Smart and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work

Collezione Italian Pure Silk Kennedy Stripe Tie, at Marks and Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Collezione Luxury Centre Crease Trousers with Silk, at Marks and Spenser
Smart and stylish, these centre crease trousers are made from cotton rich fabric with silk for a touch of luxury. A practical, hardwearing and fashionable choice

Big & Tall Wool Rich Single Breasted 2 Button Jacket, at Marks & Spencers
Specially proportioned for big and tall men, this wool rich jacket is designed to give a flattering, comfortable fit

Older Girls' Pure Cotton Stripe Pyjamas, at Marks & Spencers
Cute and comfy, these pure cotton stripe pyjamas are outstanding value

2 Cotton Rich Non-Wired Maternity Bras, at Mark & Spencers
Complete with wide adjustable straps and non-wired to accommodate your changing shape, this great bra offers gentle shaping and support for those moments when you need it the most. Pack of 2 - Cream Mix (1 cream and 1 pink) or Black Mix (1 black and 1 white)

Verdicchio dei Castelli di Jesi Classico 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Verdicchio Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Indulgence Quilted Bedcover - Chocolate Mix, at Marks & Spenser
Patchwork design Sequin detail Size: L250 x W256cm, Manufacturer: Marks & Spencer

Long Shell Necklace, at Marks and Spencers
Assorted shell stones Long length Necklace length 80cm

Tribeca 2-Seater Sofa, at Marks and Spencers
H90 x W193 x D99cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Glass and Brass Table Lamp, at Marks and Spencer
Classic shade shape Diagnol stripes Contrast trim Brass stem Glass gem detail Round base H 50 x Diam 23cm Bulb: 60W BC GLS This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Paisley Print Dress, at Marks & Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Fuzzy Teddy Hand Finished Birthday Card, at Marks & Spencer
Cover text: Happy Birthday xxx Inside message: To you! Approx size: 174 x 126mm

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spencer
These straight leg jeans in pure cotton are great value. A practical, easycare style

2 Pairs of °Climate Control Balance Point Boot Socks, at Marks and Spencers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. Comfortable and hardwearing, these socks are designed with Aegis Active Fresh technology to keep them odour free. Three levels of cushioning give comfort and protection where it's needed most

3 Pure Cotton Tonal Stripe Tea Towels, at Mark & Spencers
Pack of 3 Tonal stripe design Straight edge, Manufacturer: Marks & Spencer

Per Una Fuzzy Spot Print Dress, at Marks and Spencer
A feminine spot print dress featuring ruched bustline and fuzzy spot print

Woodspice For Men Anti-Perspirant Deodorant, at Marks & Spenser
Anti-perspirant Woodspice fragrance 200ml This product is not available for international delivery. Find out more

Blue Harbour Linen Blend Large Grid Shirt, at M+S
Stylishly smart casual, this large grid shirt is outstanding value!

Sprung-Edge Non-storage Divan & M100 Mattress, at Marks n Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41 Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Italian - Case of 6, at Marks & Spenser
1 Trentino Chardonnay 2008: A scrumptious, lip-smackingly fresh style of Chardonnay from the mountain slopes of northern Italy... 1 La Prendina Estate Pinot Grigio 2008: A good concentration of fruit and a lingering, dry, crisp finish... 1 Friuli Grave Pinot Grigio 2008: A fruity, ripe, top-quality example of the popular Italian white Pinot Grigio... 1 Ripasso Valpolicello Classico 2007: A ripe and concentrated yet wonderfully smooth red wine, bursting with juicy flavours and aromas of redcurrants, strawberries and prunes, with hints of plain chocolate and roasted nuts... 1 Barbera D'Asti 2006: Deep purple-red in colour, this wine shows a balance between ripe blackberry fruit, soft tannins and fresh acidity... 1 Chianti Classico 2006: A deliciously concentrated example of Chianti Classico, this has a dark ruby colour and rich notes of black cherry, fruitcake and plum on the palate... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handbag with Keyring Charm Sister Birthday Card, at Marks & Spensers
Cover text: Sister Happy Birthday Inside message: Blank for your own message Safety warning: Not suitable for children under 36 months due to small parts which present a choking hazard. Approx size: 150 x 210mm

North Coast Straight Leg Jeans, at Marks & Spensers
Relaxed and casual, these jeans are made from soft cotton. Added stretch keeps them in great shape and gives added comfort and ease of movement

JBL On Stage™ Micro - Portable Speaker for iPod®, at Marks & Spensers
Compatibility: with most docking versions of iPod, including nano and 5G versions Stereo Mini Jack: Allows connection to a variety of other devices such as MP3 and CD players, desktop computers and laptops (audio input cable included) Touch Volume Control: Just a touch increases or decrease the volume Full-Navigation Remote: Provides full access to your iPod so you can easily change tracks, browse libraries, adjust settings, and scroll through extras Digital Amplifier Technology: The Class D digital amplifiers provide clean, powerful sound while extending battery life Odyssey™ Transducers: The two aluminum domed transducers are driven by powerful Neodymium magnets Computer Optimised Equalisation: The JBL On Stage Micro system equalization was computer optimized to provide a rich, complete sound stage Advanced Energy Management System: The JBL On Stage Micro system has an automatic battery saving shutoff Power: Powered via mains adaptor or 4 AAA batteries (not included) Dimensions: Diameter: 15.09 cm, Height: 3.96 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information iPod sold separately This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.