When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Albany Cereal Bowl, at Marks & Spencers
Versatile fine dining range Suitable for everyday use Diam 18cm Makes an ideal gift, Manufacturer: Marks & Spencer

Towelling Mules, at Marks & Spensers
Round toe Backless Comes in sizes 3-8

Gold Text Golden Wedding Anniversary Card, at Marks & Spenser
Cover text: Golden Wedding, Fifty years of memories to treasure forever Inside message: Congratulations on your very special day Approx size: Unfolded: 220 x 220mm

Younger Girls' Riptape Canvas Trainers, at MarksandSpencer
Round toe Twin riptape straps Canvas design

Cotton Rich Knitted Dress & Leggings Outfit, at Marks and Spencer
Practical and pretty, this cute stripe knitted dress and leggings 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Fenton Compact 2-Seater Sofa, at Marks and Spenser
H90 x W168 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

F100 Open Coil Memory Foam Coolmax° Mattress & Divan On Legs, at Marks and Spencers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Magic Shaper 40 Denier Shine Shorts, at Marks and Spenser
These tights work like magic to make the most of your figure. Special support zones shape hips, thighs and bums and a clever front panel flattens tummies

Artemis Lightweight Soft Medium Rollercase, at Marks n Spencer
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Griffin iTrip Auto FM Transmitter and Charger for iPod, at M&S
Designed specifically for use in the car Large, easy-to-read backlit LCD screen affords quick, precise station selection and easy status at a glance Antenna: Built-in Modulation: FM Stereo Control speaker volume from your car stereo controls SmartScan - the easiest-to-use FM transmitter Power: Provided by 12 Volt cigarette lighter / power outlet (no batteries required) Frequency response: 50Hz to 15KHz Compatible with all 30 Pin Dock iPod's Nano 1G 2G 3G, Mini, Photo, Click Wheel, Video, Classic, Touch 1G but this iTrip does not charge iPod Nano 4G and Touch 2G Product Dimensions: 14 x 3.7 x 20.3cm Weight: 908g

Patent Wild Belt, at Mark's & Spencer
Define your waistline with this fashionable elasticated and patent finish waist belt

Sonoma 3 Door Sideboard & Glass Top Unit Set, at Marks & Spensers
3-door glazed top unit: H110 x W178 x D33cm 3-drawer sideboard: H88 x W178 x D50cm 3 cupboards each with a adjustable shelf 6 adjustable glass shelves Shelves made from safety-tested toughened glass Made from solid oak and oak veneer Solid oak end grain detail This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Long Sleeve Ombre Check Shirt, at Marks and Spencer
Smart casual style for less! This pure cotton shirt is outstanding value

Gold Plated Sparkle Floral Ring, at Marks and Spencer
Gold plated Cluster design

24 Mini Chicken Kievs, at M&S
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 640g total weight As featured on page 12 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores, Manufacturer: Marks & Spencer

The Dangerous Book for Boys Paper Plane Birthday Card, at Marks and Spencer
Cover text: The Dangerous Book for Boys...Dangerous birthday plan: Reach for the sky!...World's best paper plane - dangerous blueprints inside Inside message: Have a dangerous birthday! Approx size: 150 x 150mm

Per Una Knee Length Pleat Detail Skirt, at M+S
A fashionable knee length skirt in pure soft cupro fabric. The bow tie detail gives it the Per Una touch

Autograph Stainless Steel Turner, at Marks and Spenser
Hanging loop Approx size: 26.3 x 9 x 9cm Dishwasher safe, Manufacturer: Marks & Spencer

Tribeca Corner Chaise (Left-Hand), at Marks and Spenser
H90 x W276 x D99cm Seat H46cm (all dimensions are approximate) Length L203cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Includes 3 matching scatter cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Can be arranged to fit both left and right room corners All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Abbey Recliner, at M+S
H99 x W97 x D91cm Reclines to L158cm. Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Large Chunky Plastic Bangle, at Marks and Spenser
Chunky design Smooth finish

Panasonic SC-PT470 DVD Home Theatre with iPod Dock, at M+S
1080p Up-Conversion with HDMI Number of Output Channels: 5 + Subwoofer (5.1) Output Power : 1000W (RMS) Styling to match Panasonic Viera Flat Panel Televisions and Easy to Use VIERA Link Theatre Integrated Universal Dock for iPod Enjoy Your iPod Music & Video Built-in Dolby Digital, Dolby Pro-Logic II and DTS Decoders USB Terminal for MP3, WMA, JPEG and MPEG4 Playback Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W15.3 x H41.5 x D25.7 cm

Boy Images Multipack of Card, at Mark's & Spencer
Cover text: Design 1 - happy birthday Design 2 - blank Design 3 - happy birthday Pack contains: 9 cards, 3 designs Approx side: 120 x 120mm

2 Mosaic Stackable Chairs, at M&S
H96 x W56 x D56cm Seat: 44cm Sold as a pair Seat cushion made from shape-retaining foam Metal frame Diamond pattern mosaic design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Scoop Neck Top, at Marks&Spencer
A perfect addition to your wardrobe, it's the fashionable style and stylish floral detail neckline that makes this cotton top special

M&S Corded Phone with Large Phonebook & Answering Machine, at Mark's & Spencer
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

5 Pairs of Newborn Cotton Rich Plain Socks, at Marks & Spencers
Comfortable, practical and fashionable, this pack of 5 pairs of socks is made with soft breathable cotton

Per Una Cotton Rich Bootleg Jeans, at M+S
A smart pair of bootleg jeans in stretch cotton featuring twin front and rear pockets

Patent Mid Heel Elastic Panel Shoe Boots, at Marks & Spencer
Pointed toe Stitch detail Gusset feature Slip on Mid heel Heel height: 42mm Comes in sizes 3-8, including half size

Sliced Stuffed Chicken Breast Platter, at Marks & Spencers
Serves 8 Ready to eat Suitable for freezing 440g As featured on page 17 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Besides Marks & Spencers Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.