Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides M+S Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Limited Collection Triple Seam Pump Shoes, at Marks&Spencer
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

Per Una Open Weave Scarf, at Marks and Spencers
Keep out the chills in fashionable style with this warm, soft scarf. With its fluffy texture it adds a fabulous finishing touch to your new season's look.

15 Denier Ladder Resist Sheer Stockings, at Marks and Spencers
These stockings are specially designed with stretch in every stitch to stop ladders from forming. They're made using a super effective new fabric technology exclusive to M&S

Hard-Top Divan with 2 Small + 2 Large Drawers & M100 Mattress, at Marks and Spencer
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Mattress depth: 22cm Smaller drawers at the head end are designed to open without moving your bedside table All mattresses and divans are anti-allergy protected Mattress does not require turning Mattress has a soft pillowtop layer All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Zip Fastening Hoodie, at Marks and Spencer
A casual essential, this cotton rich hoodie is extremely comfortable and can be worn layered for a contemporary look

Ribbed Long Sleeve Polo Neck Jumper, at Marks & Spencer
Modern and stylish, this jumper features a polo neck. A versatile, easywear style

Portfolio Assorted Bead Necklace, at Marks and Spencer
Clasp fastening Adjustable length Assorted bead design Necklace length 107cm, extendable by 8cm

The Floral Collection Iris Mini Gift Set, at Marks and Spencer
Pack of 3 Moisturising Hand and Body Lotion: 50ml Guest Soap: 25g Moisture Rich Hand Wash: 50ml Iris fragrance

Mats,coasters,trays - GRID COASTER 4PK, at Marks and Spencer
Manufacturer: Marks & Spencer

Age Defence Radiance Energising Mask, at Marks n Spencer
75ml Suitable for all skin types Hypoallergenic

10 Photo Cupcakes Invitations, at Marks and Spencer
Cover text: Party invite Inside message: Dear... You are invited to a party on.. time.. place.. Hope you can come.. RSVP.. This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Cotton Rich Printed Motif Joggers, at Mark's & Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a motif. A practical easycare choice

Per Una Outline Leaf Bikini Briefs, at Marks and Spencers
Glamorous and sophisticated, these gorgeous briefs are fashionably detailed with a floral design. A sleek, shapely look

Lavender Scented Filled Candle, at Mark & Spensers
Lavender fragrance Tinted glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

Long Length Cross Panel Skirt, at MarksandSpencer
Fashionable and contemporary, this panelled skirt is designed to fit and flatter. A modern style essential

Per Una Pure Linen A-Line Skirt, at Marks and Spencers
A feminine A-line skirt in pure cool linen, featuring floral embroidery

Sony Camera Carry Case, at Marks and Spenser
Use this durable leather case to keep your camera safe when you are out and about

Detroit Extending Dining Table, at MarksandSpencer
H75 x W90 x L160cm (extends to L205cm) Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pencil Circle Mug, at MarksandSpencer
Pencil circle design Slim handle Diam: 20mm, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Travel Shirt, at M+S
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Big & Tall Single Pleat Plain Trousers with Wool, at M & S
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Signature Ginger Lily Diffuser Plug-In Refill, at M+S
Plug-in design 15ml of fragranced liquid Lasts up to 75 days This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sphere Digital Alarm Clock, at Marks & Spencer
Digital display Side buttons Cutaway ball design Dimensions: 9cm x 9cm x 9cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Paisley Print Scarf, at Marks and Spencer
This sophisticated paisley print scarf is the perfect accessory for this season's fashions

Sleeveless Cable Knitted Cardigan with Cashmere, at Marks & Spencers
A touch of cashmere adds luxurious softness to this practical sleeveless cardigan. A smart modern look

Mâcon Trio - Case of 6, at Mark & Spensers
2 Mcon Villages 2008: A fresh and fruity white made from 100% Chardonnay, with a really appealing, lively scent of apples and lemons and a hint of ripe, rounded peach on the finish... 2 Mcon Ros 2008: A bright vivid ros with a bouquet of cherries and raspberries... 2 Mcon Rouge 2008: A soft, elegant and aromatic red wine from Burgundy with refreshing flavours of strawberries and cherries, and a smooth, ripe finish... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Pure Cotton 3/4 Sleeve Top, at M & S
This 3/4 sleeve top will make a useful addition to your wardrobe. It features a pretty floral print design for a stylish casual look

125 Years Fruit Jellies Mug, at Marks & Spencer
Fruit jelly design 'Marks & Spencer Fruit Jellies' slogan, Manufacturer: Marks & Spencer

Collezione Wool Rich Flat Front Trousers with Cashmere, at MarksandSpencer
A fine pure wool blend provides the perfect complement to the smart design of these flat front. Providing formal versatility, they're the perfect choice for the office or smart occasions

Pure Cotton Bubble Sarong, at Marks & Spensers
Feminine and pretty, this fashionable sarong features a striking bubble print. The ultimate in poolside glamour

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.