Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Diagonal Stripe Bandeau Swimsuit, at Marks & Spencer
Feminine and delicate, this flattering swimsuit is designed in the latest shape. A stylish, shapely look

Non Allergenic Quilted Pillow Protector With Recycled Padding, at M&S
Hollowfibre quilted pillow protector Non allergenic, Manufacturer: Marks & Spencer

Per Una Check Skirt with Belt, at MarksandSpencer
A fashionable maxi length skirt featuring a check design and ruffle detail

Per Una 3/4 Sleeve Sailor Stripe Shirt, at Marks & Spensers
A fabulous 3/4 sleeve shirt in pure soft cotton featuring a ruffle front and stripe design

Rose Print Flexilite Umbrella, at Marks&Spencer
Brighten up rainy days with this stylish lightweight umbrella

PlayStation®2 Jak X Game, at Marks & Spenser
Race and battle over 20 stunning tracks and eight huge open terrain arenas Cause chaos in over a dozen unique, fully customisable and destructible combat vehicles Features online play for a host of combat racers 2007 Sony Computer Entertainment Europe. You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

25 Soft Vanilla Room Scenters, at Marks & Spenser
Pack of 25 Soft vanilla scent Burns upto 4 hours each, Manufacturer: Marks & Spencer

Autograph Pure Cashmere Crew Neck Jumper, at M & S
This luxurious jumper is made from pure cashmere for ultimate softness and comfort. Innovative construction means it can be machine washed. Part of our exclusive Autograph collection

Vienna Collection - Floor Lamp, at Marks & Spencer
Facetted glass curtain shade Chrome plated base Round base Dimensions: H161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Single Stainless Steel Egg Poacher, at Marks and Spencer
Adjustable spine Rear hook Steam holes, Manufacturer: Marks & Spencer

Serveware - NEW LARGE BOWL, at Mark & Spensers
Manufacturer: Marks & Spencer

4 Oslo Tall Tumblers, at M&S
Set of 4 Dishwasher safe H15cm, Manufacturer: Marks & Spencer

Per Una Leather Cut Out Butterfly Shoes, at Marks and Spencer
Round toe Cut out detail Bow feature Slip on Mid heel Available in sizes 3-8, including half sizes

Diamanté Square Photo Frame 25 x 20cm (8 x 10"), at Marks & Spensers
Aperature 20 x 25cm (8 x 10 in) H8 x W10, Manufacturer: Marks & Spencer

Pure Silk Woven Square Grid Dot Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary square grid dot tie in pure silk

Domaine Bunan 2004 - Case of 6, at Marks and Spencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wool Rich Single Breasted 2 Button Jacket, at Marks and Spencer
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Portfolio Geometric Print Bangle, at Marks & Spencer
Chunky style Geometric print

Older Girls' Holiday Toe Post Sandals, at Marks and Spenser
Round toe Toe post design Flat sole Slip-on style Plain

Portfolio Short Sleeve Jumper with Cashmere, at Marks & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

2 Per Una Clover Embroidered GG-J Bras, at Marks & Spencer
Fresh and feminine, these bras are beautifully embellished with clover embroidery. They're underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

Ultimate Wordsearch Puzzles, at Marks and Spencer
The is a superb collection of over 600 puzzles to challenge and entertain. Perfect for everyone, these books will suit both the beginner and puzzle expert

Younger Boys' Thomas & Friends™ Rucksack, at Mark & Spencers
A must-have for fans of Thomas & Friends, this zipped double compartment rucksack features Thomas, the tank engine

50/50 Bed Linen - Duvet Cover, at Marks and Spenser
Single: L198 x W137cm Double:n L198 x W198cm King Size (5ft): L218 x W228cm Super King Size (6ft): L220 x W260cm Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Long Sleeve Knitted Stripe Pocket Dress, at Mark & Spensers
Fun and fashionable, this cotton blend dress is outstanding value!

White Ceramic Collection Soap Dispenser, at Marks and Spencer
Pump action H20 x Diam 10cm, Manufacturer: Marks & Spencer

Moulton Coffee and Side Table Set, at Marks & Spencer
2 piece set Side table: H55 x D55cm Coffee table: H45 x L120 x W60cm Glass table tops are made from safety-tested toughened glass All wooden shelving is finished with a starburst veneer effect Made from solid ash and ash veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

125 Years Luxury Pure Wool Flat Front Trousers, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Albany Dinner Plate, at Marks and Spenser
Ideal for everyday use, durable Plain Diameter 27 cm, Manufacturer: Marks & Spencer

Extra High Impact Racerback Sports Bra, at Marks and Spencer
Offering the superior support and control you need for those high energy workouts. This extra high impact sports bra features a racerback design and sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."