Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Mark & Spensers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

3 Sheer Massage Sole Ankle Highs, at Marks & Spencer
These ankle highs feature specially constructed padded soles which gently massage your feet as you walk

Pure Cotton Draping Wisteria Embroidered Pillowcase, at Marks&Spencer
Floral embroidery Piping detail, Manufacturer: Marks & Spencer

Embroidered Flowers Granny Birthday Card, at M&S
Cover text: Granny Inside message: Blank for your own message Approx size: 150 x 150mm

Autograph Wool Blend Wide Leg Trousers with Cashmere, at Mark's & Spencer
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Gascogne Cuvée Spéciale 2008 - Case of 12, at M & S
Style: Dry Grape variety: Colombard and Ugni Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle: 8.6 Alcohol units per 125ml: 1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Pure Cotton Long Sleeve Tree T-Shirts, at Marks and Spencers
Fun and practical, these cute t-shirts feature embroidered motifs. They are made from soft cotton to keep him comfy

Christening Type Card, at Marks & Spencer
Cover text: Christening Inside message: Wishing you a wonderful day Approx size: 150 x 150mm

Blue Harbour Pure Linen Long Sleeve Shirt, at Marks and Spencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Chicken Liver Parfait, at Mark & Spencers
Serves 10 Ready to eat Includes table-presentable dish 600g total weight As featured on page 19 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Thanks Teacher Gift Card, at MarksandSpencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Petite Pure Silk Animal Print Shift Dress, at Marks & Spensers
Fashionable and modern, this luxurious silk dress makes a stunning style statement. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Penguin All In One & Hat Set, at Marks and Spencer
Cute and practical, this 2 piece suit features penguin design. The soft cotton fabric will keep her comfy

Single Breasted 2 Button Stripe Jacket, at M&S
Smart and contemporary, this suit is made from a special wool blend fabric for extra strength, comfort and durability

Plain Swimming Trunks, at M&S
Perfect for holidays or school swimming lessons, these practical trunks are outstanding value

Pointed Toe Ankle High Boots, at M & S
Pointed toe Centre stitch detail Side zip fastening Ankle high Mid heel Heel height: 54mm Comes in sizes 3-8, including half sizes

Autograph Cotton Rich Satin Bow Shirt, at Marks and Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning sateen bow tie feature

4 Grace Mugs, at Marks and Spencer
Set of 4 Fine China Leaf print Height: 10cm, Manufacturer: Marks & Spencer

Handcrafted Classic Text Mother's Day, at Marks & Spenser
Cover text: Happy Mother's Day Inside message: With love Approx size: Unfolded: 150 x 150mm

Pulling Faces Puzzle, at Marks n Spencer
Suitable for ages 0-3 years 16 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

75cm Shoelaces, at Marks & Spencers
Hardwearing shoelaces, 75cm length for up to 5 eyelets

Pure Cotton Long Sleeve Stripe Rugby Top, at Mark's & Spencer
A fashionable smart-casual look, this comfortable cotton rugby shirt features block stripes and a stitched motif. Stylish, practical and easycare

Pure Cotton 5 Pocket Jeans, at Marks and Spencers
A great pair of jeans always looks stylish. These straight leg jeans in pure cotton feature multiple pockets. Fashionable, practical and easycare

Bag of Flowers Thank You Card, at Marks n Spencer
Cover text: Thank You Inside message: Blank for your own message Approx size: 150 x 150mm

1 Pair of Cotton Rich Socks, at Marks and Spencer
Soft and comfortable, these cotton rich socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Real Rose Petal Confetti, at Marks & Spencers
Contains: 1 pack rose petal confetti Bow tie bag 3g

Autograph 3 Piece Cardigan Outfit, at Marks and Spencers
Fun and practical, this cute 3-piece outfit features long sleeve cardigan, t-shirt and jeans. It's made from soft fabric to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Per Una Long Sleeve Drape Bolero with Vest, at Marks and Spencers
A fashionable long sleeve bolero with drape design. It comes with a matching vest featuring a front button panel

Mosaic Collar Necklace, at Marks and Spencer
Chunky design Clasp fastening Adjustable length Necklace length 41cm, extendable by 8cm

Blue Harbour Crew Neck Fleece Top, at Marks & Spencer
Relaxed and cosy, this long sleeve crew neck fleece top is outstanding value!

Small Dylan the Dog, at M+S
Suitable from 12 months This product conforms to EN71 and the Toy Safety Directive Height 17cm, Manufacturer: Marks & Spencer

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Home Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.