Besides Mark & Spensers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

3 °Climate Control Cotton Rich Assorted Trunks, at Mark's & Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Dualit Jug Kettle - Cream, at Marks and Spencers
1.5 Litre - 12 cup capacity 3000 watt Rapid boil concealed element Washable limescale filter Cordless operation Large viewing windows on both sides Can be placed on its base at any angle Heatproof handle, ball knob and finger-guard Non-slip rubber feet Oversized non-drip spout Weight: 1.36kg Dimensions: H27cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 5 Mega Pixel Digital Camera, at Marks & Spencer
Pixels: 5.0 megapixels Zoom: 12x digital zoom Screen: 2 inches Flash: Built-in flash Memory: 32mb built-in memory SD card compatible Includes cable for charging and computer connection M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ascensio Hard Small Rollercase, at Marks & Spencer
Built for durable practicality, this small rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

PlayStation®2 SmackDown Vs Raw 2008 Game, at Marks and Spenser
Eight megastar fighting styles Brand new struggle submission system Encompasses a variety of megastars, arenas and weapons Includes significant updates requested by fans Enhanced online community support 2007 Sony Computer Entertainment Europe You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Teen

Photo Roses Wife Birthday Card, at Marks & Spensers
Cover text: To my beautiful wife Inside message: Blank for your own message Approx size: 215 x 150 mm

Philips RQ1051 Electric Shaver, at Marks & Spencer
Flex and pivot action: Three independently flexing heads in a shaving unit that swivels with full range of motion. This unique combination ensures optimum skin contact in curved areas to catch even the most problematic neck hair Tripletrack shaving heads: The three shaving tracks of the Triple-Track shaving heads offer 50% more shaving surface than standard, single track rotary shaving heads Precision cutting system: Ultra thin heads with slots to shave the long hairs and holes to shave even the shortest stubble Super lift and cut technology: The dual blade system lifts hairs to cut comfortably below skin level Precision tube trimmer: Patented tube trimmer technology for great precision and manoeuvrability. Perfect for contouring and trimming moustache and sideburns Can be easily rinsed under the tap Corrosion free heads Travel lock feature Battery status indicator Shaving unit replacement indicator Accessories: charging stand, protection cap, cleaning brush

Portfolio Bobble Drop Earrings, at Marks & Spensers
Hook fastening Drop style Bobble design For hygiene reasons, refunds will only be given in accordance with your legal rights

Blue Harbour Funnel Zip Neck Fleece, at Marks & Spencer
Relaxed and comfortable, this funnel zip neck fleece is outstanding value!

Extra Wide Open Toe Sports Sandals, at M+S
Open toe Rip tape fastening Flat thick sole Contrast stitch Extra wide fit

Per Una Pure Linen Flared Panel Skirt, at Marks & Spencers
Comes with belt shown in image An elegant A-line skirt in a cool linen blend, the panel design makes it extra stylish

Domaine Mandeville Chardonnay 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pairs of Collezione Pure Cotton Diamond Socks, at Marks & Spencers
Pure cotton makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Blue Harbour Short Sleeve Geo Print Shirt, at Marks & Spencer
Relaxed and casual, this Blue Harbour geo print shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Casual Leather Chino Belt, at Marks & Spencers
Smart and easy to wear, this casual belt is a fantastic partner for your favourite jeans and chinos

Autograph Leather Twin Strap Mid Heel Shoes, at M & S
Almond toe Twin buckle strap Mid heel Lined Insolia technology Heel height: 5cm

Lace-Up Canvas Trainers, at Marks and Spencer
Round toe 6 eyelets Lace-up Flat sole

Collezione Leather Hip Wallet, at M+S
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Autograph 3/4 Sleeve Seersucker Ruffle Front Blouse, at Marks & Spensers
Part of Autograph's Maitresse trend - chic, sophisticated and wearable evening looks with beautiful catwalk-inspired jewel tones and sensuous fabric and prints. Luxurious attention to detail is key

PlayStation®3 Batman™: The Videogame, at Mark's & Spencer
Fight for justice as Batman and Robin or create chaos as The Joker, Catwoman and other villains, as you save or wreak havoc in Gotham City Rocket through sewers and bound across rooftops as you take the fight to the criminals across classic locations in Gotham City Fight on land, sea and in the air using a number of powerful Batman, Robin and villain-controlled vehicles, including the rocket-powered Batmobile, sleek Batboat and stealthy Batwing Enhance the abilities of the Dynamic Duo by unlocking Batman's Demolition, Sonic and Glide suits and Robin's Gravity, Magnetic and Dive suits to help fight Gotham's villains Play through the game in Story Mode from both the hero and villain sides Replay any level in Freeplay Mode with any characters you've unlocked. Access previously hidden areas to find additional rewards and bonus content Collect LEGO studs and special LEGO bricks throughout the game to unlock tons of extra content including special power-ups and bonus levels 2007 Sony Computer Entertainment Europe You must be 7 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Pure Chronos II DAB Radio Alarm Clock, at Marks & Spencer
10 DAB and FM presets Automatically sets clock Scrolling LCD text display and dimmer FFSTN display for increased contrast Large digital snooze button Adjustable sleep timer 4 independent DAB, FM or tone alarm options 35mm headphone socket Dimensions: H6 x W19 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Chunky Chip Shell Necklace, at Mark & Spencers
Adjustable length Clasp fastening Multi strand Mixed shell beads Circular pendant Necklace length 41cm, extendable by 8cm

Older Boys' Camouflage Clog Sandals, at Marks and Spencer
Multi air hole feature Camouflage design Adjustable strap with riptape fastening Flat sole

Extra Large Outdoor Barrel, at Marks & Spenser
With a vibrant collection of conifer, geranium, lavender, primrose, osteospermum and hedera, this charming planter will brighten any courtyard or patio Available for delivery until 30th September 2009

Brushed Metal Photo Frame 20 x 25cm (8 x 10''), at Marks & Spencer
Rectangle design Brushed metal effect Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Older Girls' Recycled Leather Ballet Pump Shoes, at Marks & Spenser
Round toe Ankle strap with riptape fastening Flower detail Flat sole Scuff resistant

Road Monsters Fire Vehicles Set, at Marks and Spencers
Suitable for ages 3+ 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Long Sleeve Crochet Blouse, at Marks and Spencer
A feminine v-neck self stripe blouse featuring a crochet detail and rear tie fastening

Pure Silk Assorted Stripe Tie, at Mark's & Spencer
Add a luxurious finishing touch with this smart assorted stripe tie in pure silk

Autograph Leather Zip Up Biker Jacket, at Marks and Spencer
This super soft leather biker style jacket is part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.