Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Silk Paisley Print Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk paisley print scarf. The perfect accessory to this season's styles

Edwardian Lady Peach Jug Mum Birthday Card, at Marks and Spencers
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Stainless Steel Colander, at M & S
Long handle Hook for hanging, Manufacturer: Marks & Spencer

Faux Silk Pencil Pleat Curtains, at Marks and Spencer
Faux silk effect fabric Pencil pleat Lined Plain Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Moulton Coffee and Side Table Set, at Marks & Spensers
2 piece set Side table: H55 x D55cm Coffee table: H45 x L120 x W60cm Glass table tops are made from safety-tested toughened glass All wooden shelving is finished with a starburst veneer effect Made from solid ash and ash veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Text Husband Birthday Card, at Marks and Spencer
Cover Text: To my wonderful Husband Inside Message: Blank for your own message Approx size: 215 x 150mm

Pure New Wool Single Breasted 2 Button Jacket, at MarksandSpencer
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure new wool

Underwired Lace Strap Minimiser Bra, at Marks & Spencers
Reduce the visual size of your bust while maximising your support with the underwiring and added stretch of this attractive minimiser bra. A great option for everyday wear

White Ceramic Collection Soap Dispenser, at Marks and Spencer
Pump action H20 x Diam 10cm, Manufacturer: Marks & Spencer

12 Mini Coquilles St Jacques, at Marks and Spencer
Contains 12 pieces Serves 12 Ready to cook Suitable for freezing 170g As featured on page 11 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

M&S Golfers Gift Set, at Marks and Spencer
Ideal golf companion for any golf enthusiast. This golf set includes all you need to help you sink that ball, beautifully presented in a gift box to make it an ideal present for any golfer

Autograph Leather Overnight Bag, at MarksandSpencer
Luxurious and beautiful, this overnight bag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Corbières 2007 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stainless Steel Double Handle Colander, at Marks and Spenser
Double handle Cup shaped, Manufacturer: Marks & Spencer

Pure Silk Assorted Squares Tie, at Marks and Spencers
Add a luxurious finishing touch with this smart assorted square tie in pure silk

Slim Leg Button Pocket Trousers, at Marks & Spencer
Greater choice of leg lengths now available Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit. Button fastening pockets add a fashionable update

Autograph Essentials Long Sleev Wrap with Merino Wool, at Marks and Spenser
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Limited Collection Puff Sleeve Dress with Belt, at Marks n Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Post Surgery Modal Blend Non Wired Padded Bra, at Marks and Spencers
Pretty and feminine, this modal bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Per Una Floral Embroidered Lace Shorts, at Marks n Spencer
Elegant and feminine, these stylish shorts feature a floral embroidery and are finished with lace and a bow. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Autograph Plain Tie, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Footglove™ Widefit Wedge Shoes, at Marks & Spencer
Square toe Riptape fastening Wedge heel Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Exfoliating and Polishing Body Mittens, at Marks & Spenser
Looped mitt for exfoliating and deep cleansing Soft mitt to gently smooth and polish your skin

7 Pure Cotton Assorted Heart Print Bodysuits, at Mark & Spensers
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep her feeling comfy and happy

Pure Linen Short Sleeve Shirt, at Marks and Spencers
Comfortable and versatile, this pure linen short sleeve shirt is a classic style, perfect for warm days

Plain Lightweight Underwired Bra, at Marks and Spenser
Sleek and modern, this bra is so light and comfortable you will hardly know you're wearing it. Smooth moulded cups give no visible outlines under clothing. Designed for women who want a streamlined silhouette

Collezione Pure New Wool Single Breasted 3 Button Soft Ribbed Jacket, at Mark's & Spencer
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

Portfolio Graphite Multi Strand Necklace, at Marks and Spenser
Graphite multi strand design Clasp fastening Adjustable length Necklace length: 91cm, extendable by 8cm

Organic Fruit & Vegetable Selection Box, at Marks & Spencer
Order by 5pm to collect in 5 days Contains a minimum of 14 seasonal fruit and vegetables subject to availablity May include: carrots, cauliflower, garlic, onions, broccoli, potatoes, cabbage, spring greens, spring potatoes, courgettes, avocado, peppers, apples, oranges, lemon and clementines Available for collection in the majority of our UK mainland stores

Autograph Backseam Hold Ups, at Marks and Spencers
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.