M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Silk String Cylinder Rectangle Light Shade, at Marks and Spencer
Silk Rectangular cylinder shape Plain design Small: H21 x W28 x Diam 16.5cm Large: H26.5 x W36 x Diam 21cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wide Baguette Ring, at Marks n Spencer
Multiple gem design Diamant detail

Zip & Button Cropped Trousers, at Marks & Spencer
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Pure Cotton Long Sleeve Block Stripe Jumper, at M & S
Relaxed and casual, this long sleeved jumper is made from comfortable pure cotton and features a block stripe design. A practical easycare style

Limited Collection Stud Stripe Underwired Bra, at Marks & Spencer
Fun and fabulous, this stud stripe design bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Bude 12-Piece Dinner Set, at Marks and Spencers
Includes 4 dinner plates, 4 side plates and 4 cereal bowls Ridge design Dinner plate: Diam 28cm Side plate: Diam 22.5cm Cereal bowl: Diam 15cm, Manufacturer: Marks & Spencer

Limited Collection Heirloom Hoop Earrings, at Mark & Spensers
Hook fastening Hoop style Assorted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Portfolio Leopard Print Shoulder Bag, at Mark & Spencers
Fashionable and practical, this leopard print shoulder bag is a useful accessory with bags of style!

Silver Plated Ridge Detail Photo Frame 10 x 15cm (4 x 6''), at Marks & Spencer
Rectangular shape Ridge detail Aperture 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Metallic Bloom Wallpaper, at Marks&Spencer
Printed wallpaper Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Montepulciano d'Abruzzo Cerasuolo Rose 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Montepulciano d'Abruzzo Country of origin: Italy Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Permair™ Bow Detail School Shoes, at Marks and Spenser
Round toe Slip on Bow feature Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Per Una Pure Cotton Panelled Skirt, at Marks & Spencers
A fashionable mid-calf length skirt in pure soft cotton. Horizontal pleat detail makes it extra stylish

Per Una Essentials Seersucker High Leg Knickers, at Marks & Spencer
Fresh and feminine, these stylish knickers are made from soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

Autograph Pure Silk Textured Tie, at Marks and Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Floral Mesh Bodyshaper Tights, at M+S
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

Handcrafted Contemporary Eggs Easter Card, at Marks and Spencer
Cover text: Easter treats Inside message: blank for your own message Approx size: 230 x 114mm

Nectarine & Orange Pot Pourri Bag, at Marks & Spencers
Fruit scented assortment, Manufacturer: Marks & Spencer

The Golden Compass DVD, at Marks and Spencer
Rating Parental Guidance,

3 Pure Cotton Stripe Design Trunks, at Marks and Spencer
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Rose Basket, at Marks & Spencer
Sure to brighten any room, this pretty, white woven basket is filled with beautiful, vibrant pink roses Available for delivery from 1st July to 30th September 2009

Limited Collection Wedge Gladiator Shoes, at Marks & Spencer
Open toe Gladiator interweave design Tie fastening Wedge sole Mid heel Comes in sizes 3-8, including half sizes

3 Pure Cotton Lace Trim Knickers, at Marks & Spencer
Knitted in breathable pure cotton, these comfy briefs are given a pretty finishing touch with lace trimming. Offering great value for money, the easycare fabric makes them an ideal choice for everyday wear

Per Una Waist Laser Jacket, at Marks & Spencer
A fashionable 3/4 sleeve jacket featuring a notch lapel collar and button fastening

Harvard Toiletry Bag Giftset, at Marks & Spencers
Pack contains: 50ml Harvard shower gel 50ml Harvard moisturising aftershave Toiletry bag

Cotton Rich Stitch Detail Bootleg Jeans, at Marks & Spencer
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Long Sleeve Hooded Pack Away Mac, at Marks n Spencer
Don't let sudden showers spoil the fun! Compact and practical, this foldaway mac comes in handy when you're out and about

Autograph Puccini Bench Seat Pad, at Mark & Spencers
Plain seat pad Suitable for indoor and all-weather outdoor use Both seat pad and bench are pictured. Bench sold separately This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Leather Three Button Pumps, at MarksandSpencer
Round toe Button detail Slip on Flat sole Comes in sizes 3-8, including half sizes

Abstract Print Tie Waist Mesh Skirt, at Marks & Spensers
Pretty and feminine, this skirt makes a fashionable, flattering choice. A smart modern look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.