M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Ashton Bedstead, at Marks and Spencer
Headboard: H111.5cm Endboard: H69cm Underbed: H28cm Single: L201 x W101cm Double (4ft 6''): L201 x W147cm King size (5ft): L201 x W162cm Mattress sold separately Made from solid poplar and rubberwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wooden Giraffe Toy, at Marks & Spenser
Suitable for ages 0-3 years Approx 18cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Bloomin Marvellous with 50% More Roses, at Marks & Spencer
50% more roses when ordering this bouquet for delivery between 21st August to 5th September 2009 This pastel-striped gift bag is packed with a superb selection of roses, chrysanthemums, Asiatic lilies, carnations and hypericum berries Available for delivery from 1st April to 30th September 2009

24 Hair Grips, at M+S
Fashionable and functional, these hair grips look pretty and gently keeps hair in place

Pure Cotton Sleeveless Knitted Waistcoat, at Mark & Spensers
Casual and modern, this sleeveless waistcoat is made from pure natural cotton and features front pockets for a fashionable look

Pure Cotton Short Sleeve Top, at M+S
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Panasonic NN-A554W Slim Combination Oven, at Marks and Spencers
Oven capacity: 27 litre Output power: 1000 W Grill power: Quartz 1300 Inverter: Yes Fan assisted convection oven: 100 - 220C Auto programs: 13 Turn table size: 340 mm Interior: Stainless steel Control panel: Touch Interior dimensions: W359 x D352 x H217 Exterior dimensions: W510 x D390 x H305 Accessories: Turntable (round glass tray), round wire rack and round enamel tray Features: Auto guide, chaos/turbo defrost and child lock Net weight: 15kg (with glass tray & roller ring) Gross weight: 18kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Classic Collection Floral Print Dressing Gown, at Marks & Spencer
Wrap up and relax in this soft dressing gown featuring floral print for a pretty look

Autograph Slinky Drape Dress, at Mark & Spensers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Older Girls' Polka Dot Sunglasses, at Mark's & Spencer
Fashionable and fab, these polka dot sunglasses give 100% UV protection for safer style in the sun

3/4 Sleeve Ruched Square Neck Jumper, at Marks & Spensers
Casual and modern, this 3/4 sleeve jumper features a ruched square neckline. Wonderfully warm and cosy

Pure Cotton Ruched V-Neck Top, at M & S
Stylish and versatile, this ruched v-neck top is made from cool comfortable cotton

The Floral Collection Magnolia Bath Cream, at Marks and Spencers
Foaming bath cream Moisture rich Magnolia fragrance 500ml Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Decyl Glucoside Sodium Chloride, Parfum, Magnolia Liliflora (Magnolia), Glycerin, Glycol Distearate, Laureth-4, Disodium EDTA, Citric Acid, Benzophenone-2, Magnesium Nitrate, Propylene Glycol, Methylchloroisothiazolinone, Magnesium Chloride, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Citronellol, Geraniol, Isoeugenol, Linalool, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben, CI 19140, CI 14700

Linen Blend Traditional Flat Cap, at Marks and Spencer
A traditional British classic, this is a versatile style that looks great worn smart or casual

Adored Ribbon Trim Nightdress, at MarksandSpencer
Stylish and elegant, this flattering nightdress is part of our feminine Adored collection. It's made from a model blend for the ultimate in comfort

0 - 3 Brights - MAG/MIRROR LAPTOP, at M&S
Manufacturer: Marks & Spencer

2 Tiga Leather Dining Chairs, at Marks and Spenser
H87 x W47 x D59cm Seat: H43cm Sold as a pair Made from solid sheesham with a leather seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Wrattonbully Tempranillo 2007 - Case of 6, at MarksandSpencer
Style: Dry Grape variety: Tempranillo Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

JBL On Stage™ IIIP - Docking Station for iPod®, at Marks & Spencer
Compatibility: All docking versions of the iPod (including nano G3, iPod classic, iPod touch and iPhone Stereo Mini Jack: Allows connection to a variety of other devices such as MP3 and CD players, desktop computers and laptops (audio input cable included) Full-Navigation Remote: Provides full access to your iPod so you can easily change tracks, browse libraries, adjust settings, and scroll through extras Advanced Technology: Combines many proprietary technologies to provide astonishing bass and clear, accurate high-quality sound Odyssey™ Transducers: The two aluminum domed transducers are driven by powerful Neodymium magnets Computer Optimised Equalisation: The JBL On Stage Micro system equalization was computer optimized to provide a rich, complete sound stage Power: Powered via mains adaptor or 6 AA batteries (not included) Dimensions: Diameter: 15cm, Height: 5cm iPod sold separately

Sprung-Edge Non-Storage Divan & Autograph M500 Mattress - Firm, at Marks and Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Autograph Quad Blusher, at M+S
4 x blushers Includes compact mirror inside

Handcrafted Black Dots Mother's Day Card, at Marks & Spencers
Cover text: For a wonderful Mum Inside message: With lots of love Approx size: 178 x 126mm

Autograph Essentials Ribbed Pencil Skirt, at Marks & Spencer
Fashionable and contemporary, this pencil skirt features a ribbed design. Exclusive, luxurious and beautiful

Forest Heart Cluster Necklace, at Marks and Spencer
Tie fastening Multiple bead design

Autograph Chaton Drop Earrings Made With CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Hook fastening Drop style Made With CRYSTALLIZED™ - Swarovski Elements

2" Longer Autograph Pure Cotton Rib Stripe Shirt, at Marks & Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Pure Wool Spot Rug, at Marks and Spencer
Rectangular Spot design Small: L80 x W140cm Medium: L120 x W180cm Large: L160 x W230cm, Manufacturer: Marks & Spencer

3/4 Sleeve Ruched Square Neck Jumper, at Mark & Spensers
Casual and modern, this 3/4 sleeve jumper features a ruched square neckline. Wonderfully warm and cosy

Cotton Blend Tank Top, at Marks & Spenser
Smart and comfortable, this soft cotton blend tank top is a lightweight extra layer that's ideal for school

Barton Large 2-Seater Sofa, at Marks & Spenser
H90 x W183 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Includes 2 matching fibre scatter cushions Feet are castors with antique-brass effect finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.