Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Mug, at Marks and Spencer
Autograph collection Plain Height: 10cm, Manufacturer: Marks & Spencer

Ingredients Mango Shower Gel, at Marks & Spencers
Mango fragrance 200ml

Medium Pebbles Hurricane Lamp, at Marks & Spensers
High sides Pillar candle shape Hooked candle carrier Pebble feature, Manufacturer: Marks & Spencer

4 Windsor Red Wine Glasses, at Marks & Spenser
Set of 4 Dishwasher safe 47cl H24cm, Manufacturer: Marks & Spencer

Playmobil Construction Toy Set, at Marks and Spencers
Suitable for ages 4+ Includes two workers, construction tools, stackable bricks, road sign This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Beer Glasses Dad Birthday Card, at M+S
Cover text: Dad's birthday beers, trendy beer, traditional beer, pitcher of beer, smooth beer, favourite beer, expensive beer, beer at home, beer with friends Inside message: Blank for your own message Approx size: 230 x 114mm

Collzione Pure Cotton Long Sleeve Stripe Shirt, at Mark's & Spencer
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Domaine Des Garennes Minervois 2006 - Case of 6, at Mark's & Spencer
Style: Full bodied Grape variety: Syrah, Grenache & Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Digital Display Watch, at Marks and Spencers
Stylish and contemporary, this digital watch features a large time display with day indicator, fashionable and practical must-have

Autograph Pure Cotton Spot Print Dress, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Multi Stripe Vest & Shorts Set, at Marks & Spenser
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Per Una Face Palette, at M & S
Hypoallergenic Includes: 18 eyeshadows, 12 lip colours, a bronzer and 3 cheek colours

Double Twisted Stick Drop Earrings, at Marks & Spenser
Hook fastening Twisted design For hygiene reasons, refunds will only be given in accordance with your legal rights

Verdicchio dei Castelli di Jesi Classico 2008 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Verdicchio Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Large Bow Belt, at Marks & Spencers
Show off curves and cinch in your waist with this bow belt with stitch detailing for an on-trend look for day or night

M&S Telephone DIY Extension Kit, at Marks and Spencer
Extension cable Cable clips This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Luc Saint-Roche Red 2007 - Case of 12, at Marks & Spenser
Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites

Black Tissue and Wrapping Accessories, at Marks and Spencers
Pack contains: 3 sheets of tissue, Gift tag, Ribbon Approx size: Tissue: 50 x 70mm, Tag: 80 x 45mm, Ribbon: 120cm

Petite A-Line Skirt with Belt, at Marks and Spenser
Smart and modern, this flared a-line skirt features stitch detail. A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

Autograph Pure Silk Big Button Cushion, at Marks and Spencers
Rectangular shape Button feature Contrast piping, Manufacturer: Marks & Spencer

Fashion Targets Breast Cancer Pin Badge, at Marks & Spensers
Show your support for Fashion Targets Breast Cancer with this fashionable black and white pin

Soft Poly Flat Front Slim Leg Trousers, at Marks & Spenser
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. The flat front design adds a fashionable update

Classic Collection Stripe Crinkle Skirt, at Marks & Spencers
Smart and stylish, this panelled skirt in softly draping fabric is designed to fit and flare for a figure-flattering look. A stripe crinkle design adds a fashionable touch

Square Print Pleated Shirt, at Marks & Spencer
This fab long sleeve shirt features a stunning pleated design. A sophisticated new look, perfect for this season

Mediterranean Style Vegetables, at MarksandSpencer
Serves 4-6 Ready to cook Suitable for vegetarians 700g As featured on page 42 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Griffin Road Trip with Smart Scan, at M&S
Play music from your iPhone or iPod on your cars stereo system Charges your iPhone or iPod as you listen Switch quickly between presets Griffin-exclusive SmartSound Plus technology delivers clearest possible sound under real-world conditions Flexible steel neck and interchangeable iPod model-specific cradles position your iPod perfectly within reach, never in the way The look and functionality of a custom installation in your car without the cost or inconvenience Antenna:Built-in Power:Provided by your cigarette lighter or 12 volt power outlet (no batteries required) RF Output Range, US: 88.1 MHz -107.9 MHz Radio Frequncy Increments, US: 0.2 MHz per step Input Voltage Range: 12 - 16 volts DC Maximum Current: 2 amps Output Voltage: 5 volts DC at 1 amp Fuse Type 2 amp blade-type automotive fuse

Triple Layer Carrot Cake, at Mark & Spencers
14 Slices pre-cut Serves 14 Ready to eat 2.4kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 52 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Leather Gunmetal Belt, at Marks & Spencers
Add a smart finishing touch with this leather gunmetal belt

Autograph Glass Sphere Table Lamp, at Marks and Spencer
Fabric shade Glass sphere feature Round base, Manufacturer: Marks & Spencer

Airflex™ Leather Saddle Moccasin Shoes, at Marks & Spenser
Round toe Stitch detail Slip-on Low block heel Unique Airflex™ airflow system for unbeatable comfort

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks n Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.