When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Formula Age Repair Firming Day Cream SPF 15 + Ceramide, at Marks and Spenser
Contains ceramide and apple Especially formulated for mature skin Fine lines and wrinkles appear reduced Hypoallergenic 50ml

Collezione Single Breasted 2 Button Jacket with Gilet, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Gold Plated Mosaic Leaf necklace & Earrings Set, at Mark's & Spencer
2 part set Hook fastening mosaic drop earrings Mosaic leaf pendant

Regal Twist Silver Necklace, at Marks and Spencer
Twisted strands Clasp fastening Length: 46cm This product is not available for international delivery. Find out more

Moulton Side Table, at Marks and Spencers
H55 x W55 x D55cm Round table Glass top Glass table tops are made from safety-tested toughened glass Bottom under shelf Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Moulton Collection Set. , Manufacturer: Marks & Spencer

Classic Collection Floral Embroidered Slippers, at Marks & Spencer
Round toe Embroidered floral detail Pump style Flat sole Slip on

Blue Harbour Pure Cotton Straight Leg Jeans, at Marks & Spencers
Offering that perfect fit at a great value price, these great straight legs are an essential part of any casual wardrobe. Perfect with a T-shirt and trainers, you can dress them up with a long sleeve shirt for a smarter, but laid-back, appearance

Cotton Rich Pyjama Top, at Marks & Spensers
Pretty and feminine, this scoop neck top is made from soft cotton rich fabric for a comfortable night's sleep

Glamorous Black Dress Daughter Birthday Card, at Marks & Spencer
Cover text: Boutique Wonderful Daughter Inside message: Happy Birthday Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Self Stripe Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Perfect Stormwear™ Single Pleat Trousers, at Marks & Spencers
The perfect go-anywhere trousers, with a water repellent Stormwear finish and Lycra for added stretch and comfort

Cecily's Garden Foiled Anniversary Card, at Marks & Spencer
Cover text: Happy Anniversary Inside message: Lots of love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Pure Silk Embroidered Floral Tie, at Marks and Spencers
Add a luxurious finishing touch with this smart embroidered floral tie in pure silk

Machine Washable Mini Dot Tie, at M+S
No more trips to the drycleaners! This contemporary dot tie is machine washable

Travel Shower Cap, at Marks and Spencer
Soap and shower design Ruffle trim

Nuits-Saint-Georges 2006 - Case of 6, at Marks & Spencer
Style: Medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Straight Leg Stitch Detail Trousers, at Marks & Spensers
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Limited Collection Ruched Shoulder Bag, at Marks and Spencer
Fashionable and fabulous, this ruched shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Older Girls' Pure Cotton Little Miss™ Giggles Mule Slippers, at Marks & Spencers
Round toe Mule style Slip on Little Miss Giggles motif Flat sole Mr Men and Little Miss™ & 2007 THOIP (a Chorion company). All rights reserved

Gold Band Wine Glass, at Marks and Spencer
Gold band Long stem Wide base Height: 22cm Capacity: 35cl, Manufacturer: Marks & Spencer

M&S Breadmaker, at Marks & Spenser
Loaf size 500 - 750g 600 watt Large LCD display with backlight Adjustable crust control: light, medium and dark 13 hour programmable delay timer 60 minutes keep warm function 12 digital program menus Non-slip feet Stainless steel Dishwasher safe, non-stick bread pan & kneading blades Dimensions: H29 x W34 x D31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony DCR-SX30ES Camcorder, at Marks & Spencers
Pixels: 800k pixel CCD sensor Zoom: 60x optical zoom / 2000x digital zoom Screen: 2.7'' Wide LCD with easy to use touchscreen Dimensions: 59 x W57 x 107mm Weight: 240g (without batteries and card) Video: AVI (MJPEG) movie files. Size: 640x480, 320x240, Frame rate: 30 fps, 15 fps Memory 4 GB internal flash memory, HYBRID recording on optional Memory Stick™ Image Stabilization: SteadyShot image stabilization for clearer video and stills Indexes Face Index and Film Roll Index for quick, easy searches Sound Stereo sound recording with zoom mic for clearer dialogue and sound of foreground subjects BatteryUp to 13 hours STAMINA continuous shooting time (with optional battery) USBOne Touch Disc Burn and Easy PC back up via USB 2.0 Hi-Speed connection (Output only) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Denim Shorts, at MarksandSpencer
Practical and fashionable, these relaxed denim shorts make a great choice for warmer weather

New 16GB Apple iPod touch, at Marks & Spenser
Holds up to 3,500 songs, 20,000 iPod-viewable photos, and 20 hours of video or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Accelerometer - detects when you rotate it from portrait to landscape, then automatically changes the contents of the display 3.5-inch (diagonal) widescreen Multi-Touch display. 480-by-320-pixel resolution at 163 pixels per inch Ambient light sensor Built-in volume controls and speaker - Volume buttons built into the left side give you easy access to the most frequently used controls Built-in Wi-Fi - Surf the web and view your email Cover Flow - flip through your album art Play games with stunning 3D graphics. Tilt, move, and play accelerometer-inspired games. Use Multi-Touch to give you precise, fingertip control over game elements. (games available separately) Contoured stainless steel design Built-in speaker - lets you hear the music, dialogue, and action without headphones, perfect for casual listening Nike + iPod support - Slip the Nike + iPod Sensor (available separately) into your Nike+ shoe and start your run. The sensor communicates wirelessly with your iPod touch, tracking your time, distance, and calories burned. It even gives you voice feedback on your progress. Works with new cardio equipment available in many fitness centres Dimensions: H11 x W6.2 x D0.8cm Weight: 115 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later Built-in rechargeable lithium ion battery capable of up to 36 hours of audio playback or 6 hours of video playback In the box: iPod touch, Polishing cloth, earphones, USB 2.0 cable, dock adaptor, Quick Start guide TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

4 Pairs of Fine Cotton Small Square Design Socks, at Marks & Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Lightweight Crinkle Scarf with Wool, at Marks & Spencer
This sophisticated crinkle scarf is the perfect accessory to this season's fashions. The tassel detail adds a stylish finishing touch

Clarendon Love Seat, at Marks&Spencer
H91 x W118 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Duck Feather & Down 10.5 Tog Duvet, at Marks and Spencer
All seasons 10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Highest quality class 1 duck feather down Available in Single, Double and King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

M&S Twin 1210 DECT Cordless Phones with Answering Machine, at Marks and Spencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Answering machine with up to 15 minutes digital recording time and remote access Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display EZcom™ - use your phones like an intercom M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Stainless Steel Tongs, at Marks & Spencer
Tong ends with holes Stainless steel design, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.