Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides M & S Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Autograph Pure Cotton Floral Print Shirt, at Marks & Spenser
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning floral print

North Coast Pure Cotton Marl Stripe Polo Shirt, at Marks & Spensers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Autograph Mineral Face Powder, at Marks & Spenser
Hypoallergenic

Rive Barbera d'Asti 2005 - Case of 6, at Marks & Spencers
Style: Full Bodied Grape variety: Barbera Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Stormwear™ Long Sleeve Hooded Parka, at Marks & Spencers
Fashionable and practical, this cosy jacket is warmly padded and lined with fleece. It's treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Pure Cotton Henley Neck Stripe Top, at Marks & Spenser
Soft and comfortable, this cotton pyjama top can be worn with a number of our pyjama bottoms and shorts to create your own style

BT Verve 450 Twin Cordless Phones with Answering Machine, at MarksandSpencer
Fully GAP compatible (register up to 5 handsets) 200 name and number directory Text messaging Clock/alarm Call timer Caller groups with individual ring tones Conference call 10 hours talktime, 100 hours standby Up to 15 minutes recording time for the answering machine Message counter Answer only option Playback through base or handset Call screening M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Spot Beach Towel, at Marks & Spencer
Spot design L90 x W160cm, Manufacturer: Marks & Spencer

18 Oak Smoked Salmon Appetisers, at M & S
18 pieces Serves 4 Ready to eat Suitable for freezing 180g As featured on page 10 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Dogtooth Check Jacket, at Marks & Spencer
Smart and stylish, this dogtooth jacket is tailored to fit and flatter. A great choice for work

Single Sprung-Edge Divan with 2 Small + 2 Large Drawers & F300 Memory Foam Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Soft knitted cover adds extra comfort to the mattress and works with the memory foam for optimum support Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Embroidered Canvas Ankle Trainers, at Marks and Spencers
Round toe Lace up Spot print contrast tongue Floral embroidered design Cut out heart detail Contrast flat sole

Dan's Mouse Thinking of You Poem Card, at Marks & Spencer
Cover text: Thinking about you..., There are better times ahead of you, In lots of different ways, 'Cause just around the corner, Are the sunniest of days Inside message: With love Approx size: 174 x 125mm

Petite Single Breasted 1 Button Chevron Dart Jacket, at Marks & Spencer
Fashionable and modern, this tailored single breasted jacket features chevron dart stitch detail. A smart and stylish choice. Specially designed and perfectly proportioned for the petite frame

Per Una Retro Dip Dye Skirt, at Mark & Spensers
A colourful mid length skirt in textured fabric featuring a retro dip dye design

Cotton Rich Block Stripe Mock Layer T-Shirt, at Marks & Spencer
Soft, snug and comfy, this cotton rich t-shirt is outstanding value. It features a mock layered sleeve and block stripe design. Fashionable and practical

Autograph Light Control Lace Zip-Up Waspie, at MarksandSpencer
A great shape for those who want the appearance of an enviable hourglass figure, this waspie waist cincher shapes your waist and tummy. Perfect for giving a feminine and controlled shape under dresses. Beautiful exclusive lingerie

1.7L Cordless Midnight Kettle, at Marks & Spenser
1.7 litre capacity 2500 - 3000W Polished black and stainless steel finish 360 degree rotating base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Comfortable black grip handle Anti-slip base 2 year guarantee, Manufacturer: Marks & Spencer

Collezione Hip Wallets, at Marks and Spencer
Smart, stylish and practical, leather wallet makes it easy to organise cards, notes and coins

3 Long Sleeve Pintuck Detail Tops, at Marks & Spenser
Stock up on essentials for less! This great value pack of 3 pintuck detail tops is comfortable, practical, fashionable and easycare

Limited Collection Lucky Charm Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand Mixed charms Necklace length: 41cm, extendable by 8cm

3 Younger Boys' Cotton Rich Monster Trunks, at Marks&Spencer
Comfortable, practical and fashionable, this pack of 3 trunks is made with soft breathable cotton.

High Impact Underwired Sports Bra, at Marks n Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

2 Spherical Top Bottle Stoppers, at Mark & Spencers
Pack of 2 Spherical top Ideal for sealing opened bottles, Manufacturer: Marks & Spencer

Sprung-Edge Non-Storage Divan & M200 Mattress, at Marks & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L90cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): w180 x l200cm Mattress depth: 24cm Divan Height: 41cm Mattress has a soft pillowtop layer Mattress Spring Count: 522 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Office Dark Brown Leather Chair, at Marks & Spencers
H117 x W63 x D72cm Adjustable seat: H36 - 42cm Metal base Leather seat Gas lift function Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Suede Boat Shoes, at Mark & Spencers
With soft leather and hard-wearing soles for added comfort and authentic styling, these classic boat shoes are made for easy living and the occasional boat trip

Feather Bow Headband With Satin Trim, at Marks & Spenser
Trimmed with a striking bow and feathers, this glamorous fascinator band is sure to turn heads!

Helenka Lace Vest, at Marks and Spenser
Feel oh-so-pretty from the inside out. Lace is everywhere this season, so why not wear it next to your skin?

Clever Baby Touch & Learn Colours Book, at Marks and Spencer
Touch and Learn Colours encourages 1 to 2 year olds to build on their learning skills. Its lot of fun too with chunky tabs to choose from and different textures to touch and explore

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.