Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Weekend Slash Neck Stripe Top, at M+S
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Ashbourne Storage Footstool, at Marks and Spenser
H46 x W68 x D58cm all dimensions are approximate) Top cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Embroidered Balcony Bra, at Marks&Spencer
Elegant and feminine, this bra is beautifully embellished with pretty embroidery. The padded balcony style gives maximum uplift and a fuller shape

Perfect Single Breasted City Coat with Cashmere, at Marks and Spencer
City chic gets a softer feminine touch with this smart wool coat. The bold colour and a touch of cashmere both add real warmth

Autograph Ultimate Wear Nail Polish, at M&S
Quick-drying Glossy 9ml This product is not available for international delivery. Find out more

Low Back Bra Extender, at Marks and Spencers
Make your bra backless with this clever bra extender. Ideal for wearing under low backed tops and dresses

3 Mini Silicone Utensils, at Mark & Spensers
3 piece set Pastry brush - warm grey 20.5 x 3.3 x 1cm Spoon - plum 20.5 x 4.5 x 1cm Spatula - purple 20.5 x 4 x 1cm, Manufacturer: Marks & Spencer

Limited Collection Etched Floral Bikini Knickers, at M+S
Fabulous and modern, these comfortable bikinis are part of our Limited Collection lingerie. They're made from soft soft stretchy fabric, and the low rise style is perfect for wearing with hipsters. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

New 8GB Apple iPod Touch, at Marks and Spencer
Holds up to 1,750 songs, 10,000 iPod-viewable photos, and 10 hours of video or some of each Genius feature finds the songs in your library that go great together and makes a Genius playlist for you Accelerometer - detects when you rotate it from portrait to landscape, then automatically changes the contents of the display 3.5-inch (diagonal) widescreen Multi-Touch display. 480-by-320-pixel resolution at 163 pixels per inch Ambient light sensor Built-in volume controls and speaker - Volume buttons built into the left side give you easy access to the most frequently used controls Built-in Wi-Fi - Surf the web and view your email Cover Flow - flip through your album art Play games with stunning 3D graphics. Tilt, move, and play accelerometer-inspired games. Use Multi-Touch to give you precise, fingertip control over game elements. (games available separately) Contoured stainless steel design Built-in speaker - lets you hear the music, dialogue, and action without headphones, perfect for casual listening Nike + iPod support - Slip the Nike + iPod Sensor (available separately) into your Nike+ shoe and start your run. The sensor communicates wirelessly with your iPod touch, tracking your time, distance, and calories burned. It even gives you voice feedback on your progress. Works with new cardio equipment available in many fitness centres Dimensions: H11 x W6.2 x D0.8cm Weight: 115 grams For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later Built-in rechargeable lithium ion battery capable of up to 36 hours of audio playback or 6 hours of video playback In the box: iPod touch, Polishing cloth, earphones, USB 2.0 cable, dock adaptor, Quick Start guide TM and 2008 Apple Inc. All rights reserved M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Hand Finished Photographic Trinket Box Mother's Day Card, at Marks & Spensers
Cover text: Just for you Mum xx Inside message: There are things that always cheer me Whenever I feel blue Theyre little pearls of wisdom And I learnt them all from you Approx size: 178 x 126mm

Pure Cotton 3/4 Sleeve Mock Layer Cardigan, at Marks & Spencer
Smart and stylish, this mock layer cardigan is made from cool comfortable cotton and features a waist tie feature

Plum Graphic Flowers Multipack of Mini Cards, at Marks and Spencer
Cover text: Design 1: thank you, Design 2: with love, Design 3: just to say, Design 4: hello Inside message: All designs: blank for your own message Approx size: Unfolded: 95 x 80mm Pack contains: 8 cards, 4 designs

Older Boys' Limited Knitted Beanie Hat, at Marks & Spencer
Warm and comfy, this knitted beanie hat is ideal for chilly days

Playstation 3® Singstar® ABBA, at Marks & Spencers
Featuring 25 legendary ABBA hits Includes all the classic SingStar multiplayer modes With support for high definition music videos plus access to the SingStore. Suitable for ages 3+ Enhanced with PLAYSTATIONEye 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, Platforms: PLAYSTATION 3, ESRB Rating: Everyone

Perfect Autograph Essentials Sheer Lace Non-Padded Balcony Bra, at Marks and Spencers
These pretty pieces are perfect for everyday wear, but so feminine that you'll always feel special

Girly Images Multipack of Card, at Marks and Spencer
Cover text: Design 1 - happy birthday Design 2 - birthday girl Design 3 - just for you Inside message: blank for your own message Pack contains: 9 cards, 3 designs Approx size: 120 x 120mm

Metal Mix Sunglasses, at Marks and Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

4 Sennen Mugs - Linen, at Marks and Spenser
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Big & Tall Single Pleat Crease Resistant Trousers, at Marks and Spenser
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Airflex™ Comfort Lace Up Shoe, at M&S
Square toe Stitch detail Lace up Eyelets Unique Airflex™ airflow system for unbeatable comfort

Frilled Spot Print Crook Umbrella, at Marks & Spensers
Brighten up rainy days with this colourful lightweight umbrella

Younger Girls' Walkmates Assorted Strap Sandals, at Marks & Spenser
Open-toe Buckle fastening Contrast stitching Flat sole

Pearl Effect Wire Baroque Necklace, at M&S
Dual-strand feature Pearl-effect design Length: 44cm

Cracked Shell Pendant Necklace & Earrings, at Marks & Spencers
Pendant necklace Hook fastening earrings Cracked shell design

Pure Cotton Denim Shorts, at Marks and Spencer
Practical and fashionable, these relaxed denim shorts make a great choice for warmer weather

Blue Harbour Pure Linen Multi Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this multi stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

3 Cool & Fresh Pure Cotton Boxers, at Marks and Spenser
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Autograph Pure Silk Plain Tie, at Marks and Spencers
Add a luxurious finishing touch with this pure silk tie

Boys' Cotton Rich Jogging Bottoms, at Marks & Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton with a stretch waist. A practical easycare choice, ideal for PE

Stain Defence™ & Stormwear™ Pleated School Skirt, at M&S
This innovative skirt is treated with Stain Defence™ and Stormwear™ finishes which help repel water and everyday stains. The adjustable waist gives a perfectly comfortable fit for longer. Permanent pleats keep it looking smart

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.