Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Autograph Leather Side Pocket Buckle Shopping Bag, at Marks and Spencers
Fashionable and practical, this luxurious leather shopping bag is a useful accessory with bags of style!

Autograph Leather Soho Bag, at Mark's & Spencer
Luxurious and beautiful, this chain handle bag is part of our exclusive Autograph collection. It's made from matt and glossy leather, and is useful and practical as well as being a highly desirable fashion accessory

Silver Plated Cutaway Cuff Bangle, at Marks and Spencers
Cuff style Cutaway design

Autograph Saddle Stitch Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Chrome Collection Glass Shelf, at Marks & Spencer
Toughened safety-glass shelf Chrome finish posts H2.8 x W50 x D10cm, Manufacturer: Marks & Spencer

Luxury Total Support Classic Bra, at Marks and Spencers
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

In Bloom Honeysuckle & Jasmine Moisture Rich Body Wash, at Marks & Spencer
Body wash Moisturising 225ml This product is not available for international delivery. Find out more

Burn After Reading Blu-ray DVD, at Marks & Spencer
Rating Suitable for 15 years and over,

Pure Silk Floral Tie, at Mark's & Spencer
Add a luxurious finishing touch with this smart floral tie in pure silk

Portfolio Petite Paint Splash Tunic, at M & S
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Angular Prail Stretch Bracelet, at Marks & Spenser
Angular bead design Stretch style

Malabar 2 Door Sideboard, at Marks & Spencer
H90 x W130 x D50cm 2 drawers 1 adjustable shelf in each cupboard Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this sideboard as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

7 Pure Cotton Animal Stripe Bodysuits, at Mark's & Spencer
Cute and practical, this 7 pack of bodysuits features assorted animal designs. The soft cotton fabric will keep him comfy and the popper fastenings are great for fuss-free changes

In Bloom Rose & Amber Rich Hand & Body Creme, at Mark & Spensers
Rose & amber fragrance Softens the skin 200ml

Andante Rim Pasta Bowl, at MarksandSpencer
Ideal for everyday use, durable Plain Diameter 23cm, Manufacturer: Marks & Spencer

Long Shell Necklace, at Marks and Spenser
Assorted shell stones Long length Necklace length 80cm

Spin & Shout Game, at Marks and Spencers
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Feather & Bow Occasion Hat, at Mark's & Spencer
Sophisticated and glamorous, this bow and feather trimmed hat is perfect for stylish summer events To receive your FREE hat box, simply click on the hat box below and add it to your basket

3/4 Sleeve Jacquard Spot Crop Jacket, at Marks & Spensers
Chic and stylish, this single breasted jacket is tailored to fit and flatter. A great choice for work or smart occasions

Farmyard Chase Book, at Marks and Spencers
''Mother Hen is sitting on an egg. One morning she pops off to find some grain to eat, and her egg rolls away - the farmyard chase begins! Horse, Pig, Sheep and Cow all try to help, but what will happen to Mother Hen's precious egg?''

Ceriso Rio Push Up Padded Bra with Silk, at M & S
Sassy and glamorous, this modern bra is beautifully detailed with a lace trim. Soft padding and underwiring give great support and a flattering enhanced shape. Designed for women who want the latest look

Floral Print Dress & Bolero, at Marks & Spencer
Feminine and pretty, this 2 piece dress and bolero has a floral print and bow tie feature. A fabulous fashionable look to the contemporary woman

Autograph Twisted Glass Table Lamp, at Marks and Spencer
Rectangular fabric shade Twisted glass stem M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pairs of Ben 10 Socks, at Marks and Spencers
A must for all fans of Ben 10, these outstanding value socks feature assorted Ben 10 designs

Juliana Mixed Bead Necklace & Earrings Set, at Marks & Spencers
2 part set Adjustable length mixed bead necklace with clasp fastening Hook fastening mixed bead in a drop style earrings Necklace lengths: 48cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Maxim Salt & Pepper Set, at Mark & Spensers
Salt and pepper shakers Suitable for everyday use Versatile fine dining range H6cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Lyon Mugs, at Marks&Spencer
4 piece set Rib detail H11cm, Manufacturer: Marks & Spencer

Collezione Leather Lace Up Brogue Shoes, at M&S
Pointed toe Punch feature Stitch detail Lace-up Block heel

Non-Iron Long Sleeve Simple Stripe Shirt, at Marks & Spensers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Panasonic 42'' TX-P42G15 Full HD Plasma TV with freesat HD, at M & S
Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M+S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.