There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spenser Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

40 Denier Opaque Tights, at Mark's & Spencer
Easy to wear, easy to wash, easy to choose. This great value pack of tights will make getting dressed in the morning easy as pie, time and time again

Autograph Twisted Glass Table Lamp, at Mark & Spencers
Rectangular fabric shade Twisted glass stem M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PSP™ Daxter Game, at Marks & Spencer
A bug-blitzing adventure, tying up many loose ends from the Jak series Quirky multiplayer action Compatible with Jak X: Combat Racing for PlayStation 2 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Silver Plated Etched Heart Bangles, at Marks & Spensers
Etched detail on heart 3 bangles linked with charms Gift boxed

Older Boys' Cymru Rugby Swimming Shorts, at Marks&Spencer
Sports fans will love these cosy Cymru swimming shorts featuring the country motif. A practical, easycare style

Per Una Funnel Neck Knitted Cardigan, at Marks and Spencer
A cosy funnel neck cardigan in a chunky textured knit fabric featuring a zip fastening

Per Una Essentials Modal Blend Spot Print DD-G Bra, at Marks & Spencer
Elegant and feminine this stylish bra is made from a soft comfortable modal rich fabric. Soft padding and underwiring give support and an enhanced natural shape. Pretty everyday fashion

Stainless Steel Food Timer, at Marks and Spencer
Twist setting timer, Manufacturer: Marks & Spencer

Small Spencer Bear, at Marks and Spencers
Suitable for ages 12 months + Traditional teddy bear Contrast paw pads This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Low Rise Contrast Stitch Shorts, at Marks & Spenser
Elegant and feminine, these delicate shorts are made from a soft comfortable modal blend and feature a lace trim

Boycat Merlot 2008 - Case of 6, at Marks & Spenser
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Spy Who Loved Me DVD, at Marks and Spencers
Rating Parental Guidance,

Pure Cotton Spot Design Pyjama Bottoms, at M+S
Pretty and feminine, these spot design pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Pure Silk Scattered Square Print Scarf, at Marks and Spenser
Add a luxurious finishing touch to your look with this elegant pure silk scattered square print scarf. The perfect accessory to this season's styles

Autograph Pure Cashmere Long Sleeve Jumper, at Marks & Spensers
Elegant and feminine, this crew neck jumper is made from pure cashmere for the ultimate softness. Exclusive, luxurious and beautiful

Per Una Short Sleeve Ruffle Jersey Top, at M+S
A feminine short sleeve top featuring a ruffle front design

M&S 5.2L Slow Cooker, at Marks & Spencer
5.2 litre capacity 3 settings - low, warm and high Toughened glass lid Cool to touch handles Oval shape M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Older Boys' Ireland Rugby Swimming Shorts, at Marks&Spencer
Sports fans will love these cosy Ireland swimming shorts featuring the team motif. A practical, easycare style

Chuggington Story & Sticker Activity Book, at M & S
Wilson's too scared to get his damaged wheel fixed. But soon the red chugger can't ignore the problem any longer. Maybe the repair shed won't be so scary after all.. Once you've read the story, complete the activity pages at the end of the book. Within stickers of all your favourite friends

Sterling Silver Twist Pendant, at Marks and Spencer
Twist design Fine chain Length: 41cm This product is not available for international delivery. Find out more

Bingley Bear with Fabric Flowers Grandma Birthday Card, at M+S
Cover text: For you Grandma... Inside message: With love on your Birthday xx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Italian Collezione Micro Square Stripe Tie, at Marks&Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Chandelier Embroidered Quilted Bedcover, at Marks and Spenser
L250 x W265cm Embroidered design, Manufacturer: Marks & Spencer

2 Alton Fabric Dining Chairs, at Marks and Spencer
H99 x W46 x D56cm Seat: H48cm Sold as a pair Upholstered in fabric Solid walnut All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Print Weave Holiday Hat, at Marks and Spencer
This stylish weave hat is finished with a floral trim. Perfect for holidays or a sunny day

Holiday Puzzle Book, at Marks and Spencer
Whether you are relaxing on the beach, or travelling to your tropical getaway, this brand new collection of puzzles will put your solving skills to the test. Inside you will find crosswords, wordsearches, sudoku, word and number puzzles, plus many other both new and familiar puzzles to challenge and entertain you

Faux Half Pearl Stud Earrings, at M+S
Stud style Faux half pearl design Butterfly fastening

3 Pairs of Collezione Square Socks, at Marks & Spensers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

2 Non-Padded Underwired Bras, at M & S
Soft and comfortable, this pack of 2 non-padded bras are great value. They're designed to give gentle support and a flattering fit

Petite Stitch Waistband Straight Leg Trousers, at Marks & Spensers
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style. Specially designed and perfectly proportioned for the petite frame

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.