Besides MarksandSpencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Blossom Tree Embroidered Duvet Cover, at Marks & Spenser
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Pure Cotton, Manufacturer: Marks & Spencer

3 Pure Cotton Apple & Stripe Tea Towels, at Marks and Spenser
Pack of 3 Assorted apple and stripe designs, Manufacturer: Marks & Spencer

5 Cotton Lycra® Thongs, at Marks and Spenser
These high leg thongs are comfortable, flattering and perfect for avoiding visible lines under tight-fitting clothing

Bingley Bear Horseshoe Wedding Card, at Marks & Spencers
Cover message: Wedding! Inside message: A wish for the happy, New Husband and Wife, For a wonderful start, To a wonderful life! Approx. size: 230 x 114mm

Wool Blend Single Breasted 3 Button Jacket, at Marks & Spencers
Smart and contemporary, this suit is made from a special wool blend fabric for extra strength, comfort and durability

Portfolio Cotton Rich Cropped Trousers, at Marks n Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Detroit 3 Door Sideboard, at Marks n Spencer
H80 x W145 x D40cm With 1 shelf in each cupboard and 1 drawer in the central cupboard Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Drawer boxes made from solid European hardwood. Draw fronts made from oak veneer Solid oak legs Shelves made with oak veneer Solid oak doors Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Philips 42'' FL7404 Full HD LCD TV, at Mark & Spensers
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 42 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W97 x H60 x D9cm (without stand) , W97 x H66 x D26cm (with stand) Weight: 17kg (without stand), 20kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Weight: 0.17 lbs., Manufacturer: Marks & Spencer

Medium Floral Reel Vase, at M & S
Wide open spout Broad base Floral leaf design Hand cut Dimensions: 19.5 x 19.5 x 28cm, Manufacturer: Marks & Spencer

Limited Collection Cotton Rich 3/4 Sleeve Top, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Seville Antique Brass Tumbler, at Mark's & Spencer
Wall mounted, Manufacturer: Marks & Spencer

Chintz Tea Party Hand Finished Multipack of Cards, at Marks & Spencers
Pack contains: 6 cards, 2 designs Cover text: Both designs blank Inside message: Blank for your own message Approx. size: 200 x 80 mm

Spinsanti Malbec 2008 - Case of 12, at Marks&Spencer
Grape variety: 100% Malbec Country of origin: Argentina Closure: Natural Cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle:10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Pure Cotton Herringbone Stripe Shirt, at Marks & Spencer
Italian style is renowned for its attention to detail. Each Collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Inspire Eau de Toilette Purse Spray 25ml, at M & S
25ml This product is not available for international delivery. Find out more

M&S 1.5m High Performance Gold Scart Cable, at Marks n Spencer
1.5 metre cable 24 carat gold connections Titanium finished plugs Multiple shielding for minimum interference M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

No VPL Floral Lace Trim Shorts, at Marks & Spenser
VPL is a thing of the past! These flattering shorts give a perfectly smooth outline with no lumps or bumps. They are label-free for the ultimate comfort

Indian Summer Sprig Napkin Ring, at Mark's & Spencer
Diam 11cm Beaded design Round Beaded tassel detail, Manufacturer: Marks & Spencer

4 Leather Placemats, at M & S
4 pack Ridge detail, Manufacturer: Marks & Spencer

Spots & Butterflies Daughter Birthday Card, at Marks & Spencers
Cover Text: To a special Daughter Inside Message: Happy Birthday Approx size: 175 x 125mm

Ultimate Non Iron Pure Cotton Short Sleeve Check Shirt, at Mark & Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Check Towel, at Marks & Spensers
Check design L160 x W90cm, Manufacturer: Marks & Spencer

Gold Plated Filigree Stretch Bracelet, at Marks & Spencer
Diamant detail Filigree design Stretch style

Autograph Weekend Pure Cotton Waffle Cardigan, at Marks n Spencer
Casual and modern, this waffle cardigan has been designed for a chic, relaxed look

5 Younger Girls' Pure Cotton Scallop Trim Vests, at Marks & Spencer
Stock up on stylish essentials with this 5 pack of cotton vests

Blue Harbour Heritage Cotton Rich Stretch Jeans, at Marks & Spencers
Relaxed and casual, these jeans are made from soft cotton rich fabric. Added stretch keeps them in great shape and gives added comfort and ease of movement

Secret Support™ Floral Bow Mule Slippers, at Marks & Spenser
Luxurious and fashionable, these bow detail slippers are made from soft suede. Relax in style and comfort!

Mirror Squares Photo Frame 13 x 18cm (5 x 7"), at Mark & Spencers
Rectangular frame Mirror square design Aperture: 13 x 18cm (5 x 7"), Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Crochet Cardigan, at Marks & Spencers
A beautiful crochet cardigan in pure cotton, the scallop neck and single hook fastening give it the Per Una touch

Granite Chopping Board, at MarksandSpencer
Rectangular design Smooth surface, Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks n Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.