Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Lotus Flower Scented Spheres, at Marks and Spencers
Floral scented assortment, Manufacturer: Marks & Spencer

2 Pure Cotton Assorted Heart Joggers, at Marks & Spenser
These cute pure cotton assorted heart joggers are outstanding value. Hardwearing, practical and comfortable

Autograph Babylon Collection Floor Lamp, at Marks&Spencer
Chrome base Faux silk shade (included) H162 x Diam 45cm Bulb: 100W GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Widefit Chunky Trim Square Toe Loafer, at Marks & Spencer
Contemporary, comfortable and practical, these leather mix shoes are designed in a fashionable style. A great choice for work or smart wear

Collezione Pure Linen Flat Front Plain Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Stoneburn Sauvignon Blanc 2008 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: New Zealand Closure: Screwcap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Self Stripe Bootleg Trousers, at Marks & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

2 Soft Touch Dacron® Medium Non Allergenic Support Pillows, at Marks & Spencers
Soft to the touch and non allergenic, our Dacron filling is machine washable and lightweight Super-soft dacron filling 2 pillows Non allergenic Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

Cotton Rich V-Neck Jumper, at Marks and Spencer
Smart and comfortable, this V-neck jumper is outstanding value. It's made from soft cotton with added stretch for improved fit, comfort and shape retention

Pure Silk Assorted Stripe Tie, at Marks & Spenser
Add a luxurious finishing touch with this smart assorted stripe tie in pure silk

Cowl Neck Jumper & Stripe Top Set, at Marks and Spencer
Modern and stylish, this 2 part set gives a contemporary look that will take you through the season in style

Machine Washable Flat Front Trousers with Wool, at M+S
Tailored from a soft wool blend fabric, these reliably smart trousers offer good crease recovery and a convenient easy to care for fabric. Ideal as a day to day workwear staple

Dora The Explorer Adventure Sticker Book, at Marks & Spensers
Join Dora on her journey into Fairytale Land to help find a princess to wake up Boots from his deep, deep sleep. Follow the story and get involved with 40 re-usable stickers inside

Camouflaged Military Cap, at Marks n Spencer
Keep your cool in this camouflaged sun hat, a summer and holiday essential

Classic Collection 3/4 Sleeve Dobby Stripe Blouse, at Marks and Spencer
Smart and stylish, this dobby stripe blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Blue Harbour Pure Cotton Long Sleeve Stripe Shirt, at Mark's & Spencer
Relaxed and stylish, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Murphy's Contemporary Selection White Mix - Case of 12, at Marks and Spencer
2 Chateau Darzac Reserve 2008: A subtle, unoaked white wine from Bordeaux that is youthful and refreshing... 2 Castello d'Alba White 2008: A stylish, full-flavoured white from Portugal's Douro Valley. Traditional Portuguese varieties have been used to create a highly individual wine with layers of flavour that include red apple, wild herbs, toasted almonds and mixed spice... 4 Willowbank Semillon Chardonnay 2007: A refreshing and intensely fruity white that is perfect for everyday drinking... 4 Beau Moulin Blanc 2008: A bright and crisp, unoaked white wine from a blend of traditional grapes grown in the sunny vineyards of the Languedoc... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Floral Print Empire Line Top, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Classic Collection Styled Bootleg Jeans, at Marks and Spencers
Fashionable and flattering, these straight leg cotton rich jeans are made with added stretch for improved comfort, fit and shape retention

Paper Butterflies Someone Special Card, at Marks and Spencer
Cover Text: To Someone Special Inside Message: On Mother's Day Approx size: 178 x 126mm

3 Pack Easycare Long Sleeve Shirts, at Marks and Spencer
Smart and stylish, this pack of 3 long sleeve easycare shirts is great value. An ideal choice for everyday wear

Blue Harbour Long Sleeve V-Neck Jumper, at Mark & Spencers
Soft and comfortable, this smart v-neck jumper is outstanding value and made from supersoft Cashmilon™

M&S 2200W Steam Iron with Electronic Temperature Control, at Marks and Spencers
1850W - 2200W Highly accurate electronic temperature control Stainless steel soleplate Variable steam control Self-cleaning Transparent water reservoir Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft Grip Handle Dimensions: H29cm 360 degree Swivel Cord M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls' Fashion Schoolwear - 2 Pure Cotton Short Puff Sleeve Blouses, at Marks and Spencer
This 2-pack of short puff sleeve blouses makes a practical and fashionable choice for school. Hardwearing and easycare

Per Una Chunky Knitted Scarf, at Marks & Spencer
Keep out the chills in fashionable style with this warm soft textured scarf in a modern chunky cable knit.

Click Blu-ray DVD, at Marks & Spenser
Rating Suitable for 12 years and over,

Luxury Mattress - Medium, at Marks and Spencers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Spring count: 2200 Independently pocketed springs in two layers Lambs wool, cotton and loose hair filling Cotton-felt provides a soft-surface with wool holds fillings in place Hand-stitched sides support mattress wall and extend sleeping area Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Twist Scoop Neck Jersey Top, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Long Sleeve Bold Stripe Dress, at Marks & Spencers
Modern and fashionable, this bold stripe dress with button feature is outstanding value!

The Floral Collection Rose Fragranced Drawer Liners, at Marks and Spencer
Contains 5 sheets Rose fragranced Dimensions: 350mm x 500mm

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.