M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Fresh Rose Inclusion Pillar Candle, at M+S
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

M&S Wall Mount with Tilt for 21-37'' TV, at Marks & Spencers
Fits LCD screens from 21-37 inches Slim fit and tilt VESA compliant for 21-37in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Sleeveless Sketch Swirl Dress with Belt, at Marks and Spencers
A beautiful V-neck dress with belt. The pleat detail makes it extra stylish

Pure Wool Flat Front Straight Leg Trousers, at Marks & Spencer
Smart and stylish, these flat front trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

Zip Through Hooded Fleece, at Marks and Spencer
Comfy and cosy, this fleece coat feels soft and warm and is great value. A practical, easycare style

Turn-Up Shorts with Tights, at M&S
Casual and comfortable, these stripe shorts with tights make a fashionable and practical choice

White Pearl Damask Place Cards - Pack of Ten, at MarksandSpencer
Contains: 10 cards, 1 design Approx size: Flat: 90 x 90mm Approx size: Folded: 45 x 90mm

Machine Washable & Tumble Dry Stripe Trousers, at Marks & Spencer
Put an end to expensive trips to the dry cleaner with our innovative Machine Washable range. Each suit's stylish cut and fit is combined with the convenience of its high quality fabric that can be machine washed and tumble dried

Portfolio Mid Length Zig Zag Print Skirt, at M+S
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Per Una Cotton Rich Roma Kickflare Belted Jeans, at Marks & Spencers
A fashionable pair of kickflare jeans in stretch cotton featuring a contrast stitch detail and quilted effect belt

Easycare Grid Check Short Sleeve Shirt, at MarksandSpencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Ceriso Mesh Frill Trim Padded Bra, at Marks & Spencer
Fun and funky, this modern bra is beautifully detailed with a meah frill trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look.

Thin Frame Tinted Reading Glasses, at Marks & Spencers
Marks and Spencer reading glasses have optical quality magnifying lenses to aid close work and reading

Pure Cotton Fine Ribbed Placemat, at Marks and Spencers
Ribbed design Rectangle shape, Manufacturer: Marks & Spencer

Maxim Mug, at Mark & Spencers
Suitable for everyday use Versatile fine dining range Pure white porcelain Height 9cm, Manufacturer: Marks & Spencer

Perfect Long Sleeve Henley Neck Jumper, at Marks and Spenser
Your autumn wardrobe wouldn't be complete without one of these. The buttoned Henley neck gives a pretty, feminine finish

Footglove™ Leather Boat Shoes, at Marks and Spencers
Round toe Stitch detail Bow feature Interweaving cord Contrast panel Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Patent Double Buckle Trouser Shoes, at MarksandSpencer
Round toe Centre stitch detail Double buckle fastening Mid heel Comes in sizes 3-8, including half sizes

Multi Floral Padded Underwired Bra, at Marks & Spencer
Sleek and stylish, this bra is perfectly smooth so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Per Una 3/4 Sleeve Pocket Top, at M&S
A casual 3/4 length sleeve top in a soft cotton blend. Front tie pocket detail gives it the Per Una touch

Ashbourne Armchair, at Mark's & Spencer
H99 x W114 x D104cm Seat H49cm, arm H65, top back rail H75cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Geometric Print Tie Waist Sarong, at Marks and Spencer
Elegant and sophisticated, this fashionable sarong features a striking geometric print. The ultimate in poolside glamour

Cuvée Cédric Chardonnay 2008 - Case of 12, at Mark's & Spencer
Grape variety: 100% Chardonnay Country of origin: France Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Carnation Bedset, at Mark & Spencers
Co-ordinate with Yellow coolmax plain dye sheets and pillowcases strokes T352300F,T352300S,T352300P Floral print Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

3 Authentic Pure Cotton Assorted Design Boxers, at M+S
Add colour to your underwear drawer with these comfy pure cotton assorted boxers

Ultimate Fishnet Tights, at Marks & Spencer
The ultimate in stylish design, these fishnet tights have added stretch so they'll always keep in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Sebo Felix Premium Upright Vacuum Cleaner, at Marks and Spenser
1300 watt suction motor plus 175W brush motor S-CLASS filtration system - removes 100% of particles of 1 micron and above Includes built-in crevice tool, upholstery brush and parquet brush Suction unit detaches from head for use on stairs, car interiors or curtains "Flex" neck for manoeuvrability Telescopic handle with built-in variable power controls Overheating protection and automatic shut-off in case of brush jam Ideal for carpet and hard floors 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Unit weight 6.8kg, dimensions H104 x W31 x D38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Essentials Modal Blend Spot Print DD-G Bra, at Marks and Spencer
Elegant and feminine this stylish bra is made from a soft comfortable modal rich fabric. Soft padding and underwiring give support and an enhanced natural shape. Pretty everyday fashion

Stain Defence™ Pleated Pinafore, at Marks and Spencer
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the flattering shape. It's treated with Stain Defence™, a high performance finish which repels stains

Per Una Cotton Rich Roma Bootleg Jeans with Belt, at Marks & Spencers
Includes belt shown A fashionable pair of bootleg trousers in stretch cotton featuring a snake effect belt

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.