There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Handheld Parmesan Grater, at Marks n Spencer
Grip handle Wide plate, Manufacturer: Marks & Spencer

Collezione Round Face Chain Link Watch, at M&S
Round face Analogue Chain link strap

Blue Harbour Pure Lambswool V-Neck Stripe Jumper, at Marks & Spenser
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Mitchelton Crescent Mourvèdre Shiraz Grenache 2005 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Mourvdre, Shiraz, Grenache Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

BT Granite Twin DECT Cordless Telephone with Answering Machine, at Marks & Spensers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Call transfer Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Satin Trim Camisole, at Marks & Spencer
A simple design provides the perfect finish to the snug, easy to care for fabric of this wardrobe staple. Ideal for sleeping, layering under your favourite tops or simply wearing on its own

Bridal Party Outfits Wedding Card, at Marks and Spencers
Cover text: Wedding day Inside message: Blank for your own message Approx. size: 178 x 126 mm

Collezione Pure Cotton Satin Stripe Long Sleeve Shirt, at Marks & Spencers
Luxurious Italian cotton provides the base for this stunning satin stripe long sleeve shirt. The classic double button cuff and smart single breast pocket add further elegance to this meticulously designed summer choice

Fairtrade Pure Cotton Short Sleeve Top, at M&S
2 for 8 offer excludes items in the sale Look below to see a video clip about Fairtrade This stylish longer length short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Nan Tiny Fairies Teacup Birthday Card, at MarksandSpencer
Cover text: A Lovely Birthday for a very Lovely Nan A lovely Nan like you Deserves a special day Because you are so wonderful In each and every way! Inside message: Happy Birthday Approx size: 230mm x 114mm

Performance Bootleg Trousers, at Marks and Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Classic Collection Leaf Print Brocade Blouse, at Marks & Spenser
Feminine and pretty, this leaf print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Autograph Weekend Check Print Top with Camisole, at Marks and Spencer
Sophisticated and modern, this short sleeve top is beautifully designed and cut for a flattering shape and features a striking check print

Domaine Joseph Garnier Chablis 2007 - Case of 6, at M+S
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Contrast Heel Peep Toe Shoes, at Marks & Spenser
Peep toe Slip on Contrast high heel Heel height: 93mm Comes in sizes 3-8, including half sizes

Perfect V-Neck Stripe Pyjamas, at Marks & Spencer
In soft pure cotton, our short pjs will keep you cool and comfy, whether you're sleeping or wearing them around the house. You'll love the colour and the price, too

2 Pairs of Freshfeet Long Socks with Silver Technology, at Marks & Spenser
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Chrome Collection Toilet Brush Holder, at M & S
Chrome finish Cylindrical holder, Manufacturer: Marks & Spencer

Classic Stripe Long Sleeve Pyjamas, at Marks and Spenser
Soft and breathable, cotton blend pyjamas are the natural choice for a comfortable night's sleep

Pure Cotton Stripe Button Vest, at Marks & Spencer
A stripe design adds a fashionable touch to this soft cotton top

Lichfield Glass Top Side Table, at M&S
H59 x W50 x D43cm Sturdy wooden undershelf Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve Gingham Shirt, at Marks & Spencers
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

2 Lichfield Vertical Slat-Back Chairs, at M+S
H102 x W46 x D60cm Seat: H50cm Leather seat pad Sold as a pair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Lace Trim Full Briefs, at Marks & Spencers
Soft and feminine, these lace trim full briefs give complete coverage at the front and back and are extremely comfortable to wear

4 Neutral Dot Stacking Mugs, at Mark's & Spencer
Pack of 4 mugs Includes stacker Dot design Contrast trim and handle, Manufacturer: Marks & Spencer

Floral Collection Rose Bath Essence, at M+S
Moisture rich Rose scented 500 ml Aqua, Sodium Laureth Sulfate, PEG-6 Caprylic/Capric Glycerides, Cocamidopropyl Betaine, Lauryl Betaine, Sodium Chloride, Rosa Centifolia (Rose), Glycerin, Cocamide DEA, Parfum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Citric Acid, Benzophenone-2, BHT, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben, CI 17200 CI 47005

Autograph Weekend Pure Silk Blouse, at Marks & Spensers
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Autograph Leather Miami Skinny Frame Shoulder Bag, at Marks & Spencer
Luxurious and beautiful, this pure leather bag is part of our exclusive Autograph collection

2 Younger Boys' Skull & Check Belts, at Marks & Spencer
Fun and fashionable, these elasticated skull and check belts add a stylish finishing touch

Double Bridge Rimless Sunglasses, at Marks & Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.