Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M+S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks&Spencer Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Halterneck Sailor Stripe Swimsuit, at Marks & Spenser
Sleek and modern, this fashionable swimsuit features a sailor stripe panel. Designed to fit and flatter

Limited Collection Horseshoe Bow Necklace, at Marks and Spencers
Clasp fastening Adjustable length Horseshoe bow design Dual strand feature Necklace length 41cm, extendable by 8cm

Pure Linen Origami Tunic, at Marks & Spencers
This cool, pure linen tunic is fantastically versatile. Smart enough for any occasion, it also works brilliantly thrown over a swimsuit on the beach

Pure Cotton Stripe Voile Blouse, at Marks & Spencer
This fab long sleeve blouse features a stunning stripe design. A vibrant new look, perfect for this season

Dyson DC25 Animal Vacuum Cleaner, at Marks & Spencer
Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Ball™ technology: Steers smoothly with a turn of the wrist Root Cyclone™ technology: Patented technology that doesn't lose suction power as you vacuum Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets. Turns off to protect delicate rugs and hard floors Washable HEPA filter: Clean expelled air. Ideal for allergy sufferers Telescope Reach™ wand: Wand and hose extend for high reach and stair cleaning while the vacuum remains upright and stable Bin capacity: 1.3 litres Weight: 7.4kg Suction power: 220 AW (constant) Cord length: 7.5 metres Max reach: 12.3 metres Dimensions: W392 x H1071 x D310 Includes: Combination tool, mini turbine head, stair tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Free 2 year guarantee, Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated Shorts, at Marks & Spensers
Elegant and feminine these flattering shorts are made from a luxurious silk rich fabric. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Per Una Bow Detailed Shopping Bag, at Marks & Spencer
A bow detail makes this fashionable bag even more special. Give your look the Per Una twist!

Hastings Triple Wardrobe, at Marks and Spencers
H188 x W138 x D54cm 3 door wardrobe 1 hanging rail behind double doors 3 shelves behind single door Crafted predominantly from solid pine and fibreboard Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rosado Cava Prestige Brut - Case of 12, at Mark's & Spencer
Style: Dry Bottle: 12 x 75cl. Grape variety: Trepat, Monastrell & Garnacha Country of origin: Spain Closure: Natural cork Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Baroque Opaque Tights, at Marks & Spenser
Treat your legs to a touch of style. These baroque tights have a durable reinforced design to keep them looking good, wear after wear.

Single Sprung-Edge Divan with 2 Small + 2 Large Drawers & F400 Pocket Memory Foam Mattress, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Small Drawer: H14 x W40 x D52cm Large Drawer: H14 x W78 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Spring count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S HP 15 Compatible Ink Cartridge, at Marks and Spenser
Great value black re-manufactured cartridge for printers that use HP 15 cartridges

Floral & Polka Dot Thank You Cards - Pack of Ten, at M&S
Inside message: Blank for your own message 10 cards, 1 design Approx size: Unfolded: 155 x 110mm

Ingredients Cocoa Bean Shower Gel, at Marks and Spencer
Cocoa bean fragrance 200ml

Serene Bouquet, at Marks and Spencer
An exquisite display of white blooms including Hydrangea, Alstroemeria, Lilies and Roses, beautifully backed by mixed foilage Available for delivery between 1st April to 30th September 2009

Unforgettable Walks to Take Before You Die, at Marks and Spencers
Unforgettable Walks to Take Before You Die is the fifth title in an exciting series of books that will help you search out essential sights and experiences around the world. Photographers and writers Steve Watkins and Clare Jones draw on their years of international travel experience in selecting thirty of the world's most inspiring, spectacular and beautiful walks, each of which can be done within the space of a two-week break. Their choices include a wide range of locations, from urban walking tours along Boston's Freedom Trail and the stunning temples of Kyoto, to the open countryside of the Yellowstone National Park in the USA and Peru's Inca Trail. There are leisurely jaunts, such as Frank Lloyd Wright's Fallingwater property and a stroll around the picturesque canals of Amsterdam, as well as a few demanding walks, such as the Alpine Tour du Mont Blanc and China's Tiger Leaping Gorge trek, for those who like a challenge.

Per Una Dove Panel Skirt, at Marks and Spencer
Comes with belt shown in image A fashionable full length skirt featuring a panelled design and jewelled buckle belt

Per Una Styled Embroidered Padded Bra, at Marks & Spensers
Elegant and feminine, this bra is beautifully embellished with delicate embroidery. Soft padding and underwiring give support and an enhanced natural shape. Pretty everyday fashion

Per Una 3/4 Sleeve Assorted Button Cardigan, at Marks & Spencer
A beautiful 3/4 sleeve cardigan in a chunky knitted fabric featuring stripe design and assorted button fastening

Silver Plated Cascade Y Necklace & Earrings Set, at Marks and Spencer
2 part set Adjustable length cascade y design necklace with a clasp fastening Hook fastening cascade style drop earrings

3 Pairs Of 60 Denier Opaque Tights, at Marks and Spencers
These essential 60 denier opaque tights are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

5 Pure Cotton Slips, at Marks & Spencer
The soft, easy to care for qualities of pure cotton means these comfy slips are a fantastic option for day to day wear

Recycled Funnel Zip Neck Fleece, at Marks and Spencer
An ideal choice for school, this fleece is made from polyester from 100% recycled sources

Seville Pepper Mill, at Marks and Spencers
Acylic and brushed chrome design Fitted with a durable stainless steel mechanism Fully adjustable mechanism from fine to coarse grinds just tighten or loosen the knob Lifetime guarantee Comes filled with Pepper Approx size: L5.5 x W5.5 x H14cm, Manufacturer: Marks & Spencer

Footglove™ Leather Ankle Boots, at Marks and Spencer
Pointed toe Stitch detail Zip fastening Heel height 62mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Retro Spot Pyjamas, at Marks and Spencers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Handcrafted You're Gorgeous Valentine Card, at Marks & Spencer
Cover text: You're Gorgeous! Inside message: Happy Valentine's Day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 127mm

Per Una Piped Velour Dressing Gown, at Marks & Spenser
Modern and feminine, this pretty dressing gown is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Spin & Shout Game, at Marks n Spencer
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Divan Sets - M400Z+L 4 DRW SUE, at Mark's & Spencer
Manufacturer: Marks & Spencer

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.