Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Leather Mock Crocodile Purse, at Marks & Spencers
This stylish purse is made from real leather with reinforced stitching and a secure fastening. A high quality and chic essential

Pure Cotton Straight Leg Tinted Jeans, at Marks and Spenser
Tinted denim gives these straight leg jeans a stylish twist. A practical and fashionable style

3 °Climate Control Cotton Rich Assorted Trunks, at Marks & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Classic Straw Hat, at Marks and Spencers
Keep your cool in this straw sun hat, a summer and holiday essential

Blue Harbour Pure Cotton Bold Stripe Shirt, at M & S
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Perfect 125 Years Leather Classic Brogue Shoes, at M&S
Pointed toe Punch feature Stitch detail 5 eyelets Lace-up Block heel

Portfolio Lightweight Paint Splash Design Scarf, at M+S
Add a luxurious finishing touch to your look with this elegant paint splash design scarf. The perfect accessory to this season's styles

Knee Length Stripe Skater Skirt, at Marks & Spencer
Fashionable and contemporary, this stripe print skirt will take you from office to evening in style. A smart modern choice

Polka Dot Baby Doll Dress and Bag Birthday Card, at Marks and Spencer
Cover Text: Birthday Boutique Happy Birthday Inside Message: Blank for your own message Approx size: 210 x 145mm

Cotton Rich Cosy Towelling Dressing Gown, at Marks & Spencer
Pretty and feminine, this cosy dressing gown is made from soft cotton rich fabric so you can relax in comfort

North Coast Pure Cotton Cargo Shorts, at Marks and Spencer
Relaxed and casual, these fashionable shorts are made from comfortable cotton and feature characteristic cargo style pockets

3 Easycare Short Sleeve Shirts, at Marks & Spencer
This 3 pack of easycare short sleeve shirts is outstanding value! A school essential

2 Recycled Anti-Allergy Medium Support Pillows, at Marks and Spencer
Pack of 2 Proven protection against dustmite allergens, wash after wash Endorsed by the British Allergy Foundation, Manufacturer: Marks & Spencer

Autograph Essentials Pure Silk Weave Print Top, at Marks & Spensers
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling.

Lino Print Monkey Age 2 Birthday Card, at Marks & Spensers
Cover text: It's your Birthday Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Patent Mid Heel Elastic Panel Shoe Boots, at Marks and Spencers
Pointed toe Stitch detail Gusset feature Slip on Mid heel Heel height: 42mm Comes in sizes 3-8, including half size

Per Una Tassel Trim Chenille Scarf, at Marks n Spencer
Sure to become a favourite you'll wear all the time, this warm scarf in soft chenille features a funky design for a fab modern look.

Pure Cotton Straight Leg Boxer Jeans with Keyring, at Mark & Spensers
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

3 Pack Easycare White Long Sleeve Shirts, at Mark's & Spencer
Smart and stylish, this pack of 3 easycare shirts is great value. An ideal choice for everyday wear

Per Una Cornelli Cleopatra Top, at Marks and Spencers
A fashionable sleeveless top featuring cornelli neck embellishment

Chablis 2007 - Case of 6, at Marks and Spencers
Style: Dry, light to medium bodied Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wooden Alphabet Blocks, at Marks & Spencers
Suitable for ages 1-3 years 50 pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Essentials Vintage Rose Embroidered DD-G Bra, at Marks & Spensers
Elegant and feminine this rose embroidered bra looks and feels luxurious. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Perez Burton Rioja 2005 - Case of 6, at Marks & Spencers
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Bottle: 6 x 75cl. Suitable for vegetarians Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Rion Armchair, at Marks & Spensers
H85 x W77 x D90cm Seat: H45cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Back cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Secret Support™ Cotton Rich Vest, at Marks n Spencer
Add a soft, supportive layer to your daily attire with the Secret Support™ incorporated into the design of this cosy vest. This wardrobe essential now has a smoother edge and longer length for an improved look and extra comfort

Villa Peironte Barolo 2004 - Case of 6, at Mark & Spensers
Style: Full bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Multiway Non-Padded Bra, at Marks and Spencers
This versatile bra can be worn 5 ways conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Football Manager 2008 PC Game, at Marks and Spencers
Football Manager 2008 PC is the next iteration of the prize-winning Football Manager series developed by world-respected studio Sports Interactive. The latest version of Football Manager will be fully updated for the new season and will allow players to select their favourite club or international team and guide them to glorious success by putting them through Cup matches, Leagues, European Championships and even major international tournaments, with over 5,000 playable teams from over 50 countries

In Bloom Orchid & Vanilla Moisure Rich Body Wash, at Marks & Spencer
Body wash Orchid and vanilla fragrence Moisture rich 225ml

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.