Besides M&S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Lace-Up Canvas Trainers, at M & S
Round toe 6 eyelets Lace-up Flat sole

Pointed Toe Slingback Shoes, at Marks & Spensers
Pointed toe Buckle fastening Slingback style Kitten heel

Pure Cotton Flat Front Summer Trousers, at M+S
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Flat Front Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Limited Collection Modal Blend Lace Trim Shorts, at Marks and Spenser
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from modal blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Panasonic Lumix DMC-TZ7 Digital Camera, at Mark's & Spencer
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 3.0" TFT LCD display (460K dots) ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Standard accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Recording: HD Movie Recording in AVCHD Lite and iA (Intelligent Auto) Mode

Pure Cotton Long Sleeve Floral Print Top, at Marks & Spensers
This fashionable top features a floral print detail for a fabulous contemporary look

Walnut Angled Photoframe 20 x 25cm (8 x 10''), at Marks & Spencer
Angled frame Pure walnut wide border Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Oval Face Bracelet Watch, at M&S
Oval face Analogue

Body Formula Intensive Night Time Hand Serum, at Marks & Spencer
Active skin regeneration complex Visibly reduces wrinkles and evens skin tones Vitamin C to nourish 75ml

Skull & Stripe Bedset, at Marks and Spencer
Skull and stripe design Set includes single duvet cover and 1 pillowcase, Manufacturer: Marks & Spencer

Older Girls' Pure Cotton Shopping Bag, at Marks & Spensers
Stylish girls need to keep all their essentials to hand, so this heart print shopping bag is a must have!

Ceriso Spot Print Frill Trim Shorts, at Mark's & Spencer
Glamorous and flirty, these modern shorts feature a spot print and frill trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Cotton Blend Drawstring Joggers, at Marks and Spencers
Relaxed and comfortable, these easycare joggers are made from cotton blend stretch fabric for ease of movement and great shape retention

Panasonic Lumix DMC-TZ7 Digital Camera, at Mark & Spencers
Pixels: 10.1 Megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 3.0" TFT LCD display (460K dots) ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W10.3 x H5.9 x D3.2cm Weight: Approx. 229g with battery and SD memory card, Approx. 206g (without) Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Standard accessories: Battery Charger, Battery Pack, Battery Case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM Recording: HD Movie Recording in AVCHD Lite and iA (Intelligent Auto) Mode

Younger Girls' Bird Print Slippers, at Marks and Spencers
Round toe Bird print Single strap Bow detail Spot lining Flat sole

Canoe Boat Shoes, at Marks & Spencer
Round toe Stitch detail Strap style feature Lined

Girls' Fashion Schoolwear - Stain Defence™ Embroidered Pinafore, at Mark & Spencers
This pleated pinny features a long zip that makes it easier for her to dress and she'll love the embroidered pocket and heart shaped zip pull. It's treated with Stain Defence™, a high performance finish which repels stains

Pure Cotton 3/4 Sleeve Scoop Neck Top, at Marks and Spencers
Chic and modern, this 3/4 sleeve top is made from cool comfortable cotton and features a scoop neck

Body Formula Sole Scrubber, at Marks & Spencers
With natural pumice and fruit AHA's 125ml

Medium Impact Non-Wired Sports Bra, at Marks n Spencer
Comfortable and secure, this medium impact sports bra gives firm, gentle support for active wear

Jute Stripe Rug, at Marks and Spencer
Rectangular shape Stripe design Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Footglove™ Widefit Toggle Trouser Shoes, at Marks and Spenser
Round toe Stitch detail Toggle feature Panelled Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Xenon Collection Medium Rollercase, at Marks and Spencers
Free 5 year guarantee Practical and stylish, this rollercase has a built-in protective moulded rear panel and expands to give you extra 20 percent capacity, while comfort grip handles ensure easy transport

Wisteria Luggage Medium Rollercase, at Marks & Spensers
Free 5 year guarantee Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Younger Girls' Holiday Badge Clogs, at Marks and Spencer
Round toe Slip on Spot print Badge features Assorted badges

Pink Butterfly Large Gift Bag, at Marks n Spencer
Pack Contains: 1 gift bag Approx Size: H: 420 mm, W: 300 mm, D: 100 mm

Blue Harbour Linen Blend Short Sleeve Shirt, at Marks & Spencer
Relaxed casual style for less! This cotton and linen shirt is outstanding value

Silver Finish Wood Photo Frame 20 x 25cm (8 x 10"), at Marks & Spencers
Rectangle shape Pine wood border Silver finish Aperture: 20 x 25cm (8 x 10") Dimensions: H30.5 x W38.1 x D2.7cm, Manufacturer: Marks & Spencer

Classic Text 50th Birthday Card, at Mark & Spencers
Approx. size: 230 x 114mm Cover text: You're 50 today! Inside message: Happy birthday

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.