There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks&Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Black Floral on Kraft Luxury Wrap Pack, at M+S
1 x gift tag 1 x length ribbon 1 x sheet wrapping paper Wrap: 685 x 98 mm Tag: 115 x 65 mm Ribbon: 2m

Seersucker Bedset, at Marks and Spencer
Textured stripe design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases King size set includes duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Little Acorns Melamine Set with Bowl Cup & Plate, at Marks & Spencers
1 plate 1 bowl 1 cup 1 spoon Plate: 170 mm diameter Bowl: 110 mm diameter Cup: 80 mm diameter Spoon: 135 mm length

Pure Merino Wool Mock Layer Jumper, at Marks & Spencer
Smart and stylish, this mock layer jumper is made from pure merino wool. It's luxuriously soft, warm, and fine but also hardwearing and easycare, making it a natural choice

Short Sleeve Pleated Bib Top, at Marks n Spencer
This short sleeve top is beautifully detailed with a pleated bib front for a stylish modern look

Mediterranean Style Vegetables, at Marks & Spenser
Serves 4-6 Ready to cook Suitable for vegetarians 700g As featured on page 42 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Sterling Silver Filigree Heart Drop Earrings, at Marks & Spensers
Hook fastening Drop style Filigree heart design

Château Gasparets Corbières 2007 - Case of 12, at Mark's & Spencer
Style: Full Bodied Grape variety: Carignan, Syrah, Grenache, Mourvedre Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Eskimo All-In-One & Hat Set, at Mark's & Spencer
Cute and practical, this 2 piece suit features eskimo motif and matching hat. The soft cotton will keep him comfy and the popper fastenings are great for fuss-free changes

Dyson DC25 Animal Vacuum Cleaner, at Mark's & Spencer
Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Ball™ technology: Steers smoothly with a turn of the wrist Root Cyclone™ technology: Patented technology that doesn't lose suction power as you vacuum Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets. Turns off to protect delicate rugs and hard floors Washable HEPA filter: Clean expelled air. Ideal for allergy sufferers Telescope Reach™ wand: Wand and hose extend for high reach and stair cleaning while the vacuum remains upright and stable Bin capacity: 1.3 litres Weight: 7.4kg Suction power: 220 AW (constant) Cord length: 7.5 metres Max reach: 12.3 metres Dimensions: W392 x H1071 x D310 Includes: Combination tool, mini turbine head, stair tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Free 2 year guarantee, Manufacturer: Marks & Spencer

Floral Bouquet Gift Card, at Mark's & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Secret Support™ Slip on Boots, at Marks and Spencers
Round toe Faux fur lining and trim Slip on Flat sole

Classic Collection Long Sleeve Plain Cardigan, at Marks & Spencer
Stylish and so comfortable, this cardigan in softest cashmilon™ feels as good as it looks and the smart button fastening adds the perfect finishing touch

My First Fire Engine, at Mark's & Spencer
Pull-along cord Light and sound features Batteries included Suitable for ages 0-3yrs H21cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Craft and Foil 40th Card, at MarksandSpencer
Cover text: Forty Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

2 Pairs of Cotton Rich Plain Knee High Socks, at Mark & Spencers
These cotton rich knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

3 Pack Round Neck T-Shirts, at Marks n Spencer
Stock up on essential t-shirts with this great value multipack in soft, comfortable cotton. Practical and easycare, they're a great choice for casualwear and for PE

Portfolio Paint Splash Tunic, at Mark & Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Pure Cotton Contrast Stitch Jeans, at Marks and Spencers
Fun and fashionable, these easycare pure cotton jeans are outstanding value

Pure Cotton Long Sleeve Bodysuit & Bib Set, at Mark & Spensers
Cute and practical, this bodysuit and bib set is great value. Envelope neckline makes quick changes easy and the soft cotton fabric will keep the baby feeling comfy and happy

Limited Collection Cotton Rich 3/4 Sleeve Top, at MarksandSpencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Sony Stamina Plus C Alkaline Batteries- Pack of 2, at Marks and Spencer
Voltage(V): 1.5 Cells per pack: 2 Size: C / LR14 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

2 Limited Collection Spot & Plain Bras, at Marks and Spencers
Fun and fabulous, these t-shirt bras are part of our Limited Collection lingerie. They're perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Cotton Rich Tie Waist Cropped Jogging Bottoms, at M+S
Casual and comfortable, these easycare cropped jogging bottoms feature embroidered butterfly details for a modern look

Magic High Waist 15 Denier Shine Tights, at Marks & Spencer
Look slimmer in seconds with these shine Magic high waist tights. Special support zones shape hips, thighs and bums, and they feature a special tummy shaping panel and factor 6 leg support. 70% of our testers saw an instant reduction in their measurements

Floral Dome Ring, at Marks and Spencer
Floral detail Chunky dome design

3/4 Sleeve Plain Shirt, at M+S
This outstanding value 3/4 sleeve button top makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Sennen Cereal Bowl - Blue, at Marks and Spencers
Bold stripe design Diameter 14cm, Manufacturer: Marks & Spencer

Volpaia Balifico 2004 - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Sangiovese, Cabernet Sauvignon Country of origin: Italy Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Make Your Own Handbag Kit, at Marks & Spencers
Suitable for ages 5+ Adult supervision recommended This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.