Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Besides Marks and Spencers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.

Design Mats - DAMASK, at Marks and Spencers
Manufacturer: Marks & Spencer

Automatic Compact Design Umbrella, at Marks and Spencers
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Blue Harbour Suede Trim Cardigan, at Marks and Spencer
An extremely comfortable cardigan. It's made with extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Edmonton Extra Large 2-Seater Sofa, at Marks & Spencers
H92 x W203 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Silk Check Print Lightweight Scarf, at Mark & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk check print scarf. The perfect accessory to this season's styles

Humax PVR-9300T500 Digital Television Recorder with 500Gb HDD & Twin Tuner, at Marks & Spensers
Digital terrestrial set top box 500Gb DTR (Digital Television Recorder) Up to 300 hours tape-less recording and playback Twin Digital Tuner, can record 2 channels whilst viewing a third Pause live TV and rewind live TV One touch recording from 8 day programme guide Dolby 5.1 optical output Automatic software update, to ensure the latest digital features are available Records subtitles with the ability to view or hide them during playback Auto-padding ensures you never miss the beginning and end of a programme Chase play enables you to watch a programme from the beginning whilst still recording the end Common interface slot for Pay TV (requires separate CAM (not supplied)) HD Upscaling with HDMI Dimensions: H5 x W36 x D24.5cm Weight: 2.9Kg NOTE: This unit only records Freeview, not SKY or cable

Silver Plated Mini Floral Necklace & Earring Set, at Marks and Spenser
2 part set Butterly stud fastening earrings Clasp fastening 'Y' necklace with adjustable length Mini floral design

Blue Harbour Cotton Rich Stripe Rugby Top, at Marks and Spencer
Relaxed and casual, this stripe rugby top is made from a cotton rich fabric. It's designed to keep its shape and feel soft and comfortable to wear

Blue Harbour Cashmilon™ V-Neck Stripe Jumper, at Mark's & Spencer
Soft and comfortable, this smart v-neck jumper is outstanding value and made from supersoft Cashmilon™

Cotton Rich Stripe Brazilian Knickers, at Marks & Spenser
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim briefs are designed to make the most of your figure

Per Una Styled Floral Embroidered High Leg Knickers, at Marks and Spencer
Feminine and delicate, these stylish briefs feature a floral embroidered design and are finished with a center bow detail. Pretty everyday fashion

Per Una Dip Dye A-Line Skirt, at Marks&Spencer
A colourful A-line skirt in a soft cotton blend featuring dip dye design

Pure Cotton Long Sleeve Space Dog T-Shirt, at M&S
Fun and fashionable, this pure cotton long sleeve dog t-shirt is outstanding value!

Perfect Autograph Long Sleeve Jumper, at Marks & Spencer
Our cotton blend V-neck, in a range of colours, goes in the machine and the tumble dryer. You won't get through autumn without one

Wool Blend Flat Front Fine Stripe Trousers, at Marks & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with added stretch. An ideal choice for work or everyday wear

Limited Collection Cotton Rich Multi Spot Vest & Shorts Set, at Marks & Spensers
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Silver Plated Diamanté Floral Stud Earrings, at Mark & Spensers
Butterfly stud fastening Diamant detail Floral design

Perfect Short Sleeve Mini Spot Print Shirt, at Marks and Spenser
Wear this cute, versatile shirt under a dress or tank top, or team it with a skirt or trousers. Any way you wear it, you'll be right on trend

Collezione Leather Hip Wallet, at Marks & Spensers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Pure Merino Wool Crew Neck Jumper, at Marks & Spencer
Modern and stylish, this long sleeve jumper is made from fine merino wool for luxurious warmth and softness

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spensers
Fun and fashionable, these soft cotton rich socks feature assorted design

Cotton Rich Plain Hooded Top, at M&S
This sporty hooded top is made from comfortable cotton rich fabric with stretch, giving you that extra bit of freedom to move. The ideal choice for workouts or relaxing afternoons

2 Chopping Boards, at Marks and Spencer
Small: L21 x W12.5cm Large: L41.5 x W25cm Hanging holes Coloured trim, Manufacturer: Marks & Spencer

Penny's Hill ''Specialised'' Shiraz Cabernet Merlot 2006 - Case of 6, at Marks n Spencer
Style: Dry Grape Variety: Shiraz, Cabernet Sauvignon, Merlot Country: Australia Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 15% Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product

Songs From The Musicals CD, at Marks & Spencers
Audio CD, Marks & Spencer

Graduation Owls Congratulations Card, at Marks & Spencers
Cover text: Congratulations on your Graduation Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

M&S Aerial Cable Kit, at Mark & Spencers
1.5m cable Includes aerial adaptor M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Multiway Animal Print Push-Up Bra, at Marks and Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Autograph Pure Cotton Paisley Print Scarf, at Marks & Spenser
This sophisticated paisley print scarf is the perfect accessory for this season's fashions

4 Windsor Tall Tumblers, at Marks and Spencer
Set of 4 Dishwasher safe 38cl H15cm, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.