Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco's:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Zip Pocket Overnight Bag, at Marks & Spensers
Luxurious and beautiful, this plain print handbag is part of our exclusive Autograph collection. It's zipped pockets make handy compartments useful and practical as well as being a highly desirable fashion accessory

Faux Pearl Knot Clip-On Earrings, at Marks & Spencer
Faux pearl Knot design Clip-on fastening

M300 Mattress - Medium, at Marks & Spencers
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Filling made from resilient foam and polyester fibre Reinforced side stitching gives greater edge support Individually pocketed springs Spring Count: 896 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Broiderie Vest Top, at Marks and Spencers
This sleeveless vest top will make a useful addition to your wardrobe. It features a pretty lace trim for a stylish casual look

Silicone Cake Cases, at Marks n Spencer
Set of 9 Assorted colours Ribbed feature H3 x Diam7cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maritza Swirl Bracelet, at Marks and Spencers
Stretch style Mixed beads

Silver Plated Simple Oval Necklace & Earring Set, at Marks and Spencer
2 part set Hook fastening drop style earrings Clasp fastening necklace with pendant Oval design

Lyon Side Plate, at M & S
Rib detail Diam 21cm, Manufacturer: Marks & Spencer

Ribbon Hat, at Marks and Spencer
Keep ahead of the trends with this contemporary ribbon sunhat, an essential look for style in the sun

Halterneck Centre Ring Bikini Top, at Marks & Spensers
Modern and stylish, this flattering bikini is designed in the latest shape. Make a splash!

Formula HydraSkin Therapy Aqua Boosting Mask, at Marks and Spencer
Instantly moisturizes Revitalizes and energizes Restores suppleness and radiance Hypoallergenic Suitable for all skin types 75ml

Cotton Rich Non-Wired Total Support, at Marks & Spenser
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Little Acorns 12 Month Record Calendar, at Mark & Spencers
Contains: 1 record calendar Approx size: 430 x 340mm

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Yellow Star Well Done Seed Card, at Marks & Spencers
Cover Text: Well done Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Girls' Limited Pure Cotton Multi Stripe Dress, at Marks & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Collezione Luxury Wool Rich Micro Stripe Trousers with Cashmere, at Marks & Spensers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Big & Tall Blue Harbour Modal Blend Stripe Shirt, at Marks and Spenser
Relaxed and casual, this stripe shirt is made from a modal blend, so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres. Perfectly proportioned for big and tall men Only available in XXXL

Cascabel Tempranillo Graciano 2006 - Case of 6, at Marks & Spensers
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Limited Collection Spot Print Bikini Knickers, at Marks and Spenser
Fabulous and modern, these comfortable bikinis are part of our Limited Collection lingerie. They're made from soft stretch cotton and the low rise style is perfect for wearing with hipsters. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Ceriso Essentials Spot Embroidered Thong, at Marks and Spenser
Fashionable and flirty, this modern thong features a spot embroidered design. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

M&S 2-Tier Steamer, at Marks and Spencer
5.6 litre capacity 800 watt 60 minute timer 2 detachable steaming compartments Power indicator Automatic shut-off Dimensions: H39 x D35cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S HP 45 Compatible Cartridge, at Marks and Spencers
Black cartridge Compatible with HP printers using HP 45 For use in deskjet: 710c, 720c, 722c, 815c, 820cxi, 830c, 850c, 855c, 870cxi, 880c, 890c, 895cxi, 930c/cm, 950c, 959c, 960c, 970cxi, 990cxi, 990cxi/cm, 995c, 1000c, 1100c, 1120c, 1125c, 1180c, 1220c/cps/cxi, 1280, 1600c/cm 6122, 6127, 9300 series For use in photosmart: 1000, 1100, 1115, 1215, 1218, 1315 For use in officejet: Pro 1150c, Pro 1170, Pro 1175c, g55, g85, g95, k60, k80, r45, r40, r60, r65, r80, t45, t65 For use in fax: 1220 For use in colour copier: 160, 180, 260, 280, 290 For use in designjet: 700, 750c, 755cm This cartridge is not an original product but has been re-manufactured and refilled to the most exacting standards M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund

4 Stainless Steel Measuring Spoons, at Mark & Spensers
4 sizes Hanging loops Includes: 1/4 tsp, 1/2 tsp, 1 tsp, 1tbsp Embossed text detail, Manufacturer: Marks & Spencer

Per Una Linen Blend Bootleg Trousers, at Marks and Spencers
Come with belt shown A sophisticated pair of bootleg trousers in pure cool linen. A weave belt makes them extra stylish

Autograph Pure Cashmere Cardigan, at Marks & Spensers
Elegant and feminine, this long sleeve cardigan is made from pure cashmere for the ultimate in softness. Exclusive, luxurious and beautiful

Ashbourne Large 2-Seater Sofa, at Mark's & Spencer
H99 x W222 x D104cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

24 Vol-Au-Vents, at Marks and Spencer
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 400g As featured on page 14 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

5 °Climate Control Cotton Rich Plain Slips, at Marks n Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Collezione Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.