Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Apple Design Mug, at Marks & Spencer
Apple design Slim handle, Manufacturer: Marks & Spencer

Mini Travel Alarm Clock, at Marks & Spenser
Dimensions: H6 x W6 x D3cm Analogue display Glow in the dark hands Light/snooze button

Perfect Limited Collection Almond Toe Court Shoes, at Marks & Spencer
Almond toe Court style Stitch detail Mid heel Heel height: 64mm Comes in sizes 3-8, including half sizes

Pure Cotton Drawstring Joggers, at Marks and Spencer
Comfy and practical, these pure cotton drawstring joggers are ideal for active workouts or stylish relaxation

Pink Sketchy Flowers Birthday Card, at Marks and Spencer
Cover text: Happy birthday Inside message: Have a lovely day Approx size: 174 x 126mm

Extra-Large Handkerchief Vase, at Marks and Spencer
Handkerchief style rim Clear glass Height approx 40cm, Manufacturer: Marks & Spencer

Pure Cotton Satin Rose Pillowcase, at Marks and Spencer
Rouched floral panel Slim pleat trim, Manufacturer: Marks & Spencer

Formula Instant Fix Tinted Moisturiser, at Mark & Spensers
Hypoallergenic Suitable for all skin types 50ml

Spots and Stripes Large Gift Bag, at Marks & Spencers
Pack Contains: 1 gift bag Approx Size: H: 420 mm, W: 300 mm, D: 100 mm

Wave Bedset, at MarksandSpencer
Manufacturer: Marks & Spencer

Supima® Pure Cotton Non-Iron Vallance, at M&S
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel Corner pleats 180 thread count Comes in single, double, kingsize and super-kingsize This sheet is for bed base only, it does not go over the base and mattress, Manufacturer: Marks & Spencer

Laus Flor de Chardonnay 2007 - Case of 6, at Marks and Spencer
Style: Dry, medium bodied, lightly oaked Grape variety: Chardonnay Country of origin: Spain Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Unlined Pleated Single Breast Jacket, at Marks and Spencer
Fashionable and modern, this tailored style jacket features a pleated center design. A smart and stylish choice

Per Una Tropical Animal Print Dress, at Marks and Spencer
A stylish colourful dress featuring a bold animal print design. Ruffle trim details give it the Per Una touch

Older Boys' Leather Stitch Detail Boots, at Marks and Spencers
Round toe Stitch detail 4 eyelet fastening Lace-up Flat sole Comes in sizes 1-7

Luxury Wool Rich Flat Front Trousers, at Marks & Spenser
Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

5 Pairs of Long Ribbed School Socks, at Marks and Spencers
Why spend too much on school socks when you can get this great value pack right here? Durable and comfortable, they're just the ticket for school days

Autograph Leather Desert Boot, at Marks n Spencer
Round toe Stitch detail Low heel Contrast sole

Wide Fit Canoe Boat Shoes, at Marks & Spensers
Round toe Stitch detail Lace up Lace stitch design Wide fit

Pure Cotton Long Sleeve Stitch Stripe Shirt, at Mark's & Spencer
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Elegant Droplet 5-Arm Ceiling Light, at Marks and Spencer
Chrome finish Droplet design 5 arms for bulbs Bulb: 60W SES H46 x W39 x D37cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Tie Dye Crinkle Scarf, at Marks & Spenser
This sophisticated tie dye scarf is the perfect accessory to this season's fashions. The crinkle effect adds a stylish finishing touch

Pure Cotton Scenic Print Top, at Marks & Spencers
A scenic print makes this soft cotton top extra cute

Pop Up 2 Person Camping Tent, at Marks & Spencer
2 person tent No assembly, simply twist to pop open the tent Packs flat into a carry case for easy storage and carrying Taped seams Fire retardant Carry case Sewn in ground sheet 1 entrance Approx: L225 x D105 x H100cm, Manufacturer: Marks & Spencer

Collezione Luxury Wool Rich Trousers with Cashmere, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Older Boys' Pure Cotton Hunter Bag, at Marks & Spensers
Smart and fashionable, this bag features useful compartments and adjustable straps for comfort

Formula Age Defence Revitalising Day Cream + Vitamin C, at Marks & Spencers
SPF15 Contains vitamin C and white tea Helps prevent fine lines and wrinkles Hypoallergenic 50ml

Blossom Tree Embroidered Curtains, at Marks&Spencer
Manufacturer: Marks & Spencer

Collezione Silk Blend Single Pleat Trousers, at M&S
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Cape Quarter Colombard Chardonnay 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Colombard, Chardonnay Country of origin: South Africa Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.