Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Ses'fikile Folklore Pinot Blanc 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Pinot Blanc Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Garmin® eTrex Legend® HCx Handheld GPS, at Marks & Spencer
Free 2 year guarantee Deep foliage, nor canyons faze the rugged Garmin eTrex Legend. Its high-sensitivity receiver holds a GPS signal in the toughest environments. This handheld navigator has a black and white screen, microSD™ card slot and automatic routing for wherever adventure takes you

Detroit Dining Table & 6 Alton Scroll-Back Chairs Set, at Marks and Spenser
7 piece set Table: H75 x W90 x D150cm Table seats 6 Chairs: H103 x W55 x D66cm Scroll-back antiqued-leather chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen, Manufacturer: Marks & Spencer

8 Cup Cafetiere, at Mark & Spensers
8 cup capacity Clear jug Metallic frame Contrasting lid and handle, Manufacturer: Marks & Spencer

Large Stud Earrings, at Marks & Spenser
Butterfly stud fastening Large stud design For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Pure Cotton Cropped Pyjamas, at Marks & Spencers
Modern and feminine, these pretty cropped pyjamas are made from pure cotton, so you can relax in comfort and style. Part of Per Una's sleepwear collection

Petite Sleeveless Ponte Top, at Marks & Spencer
Smart and stylish, this sleeveless ponte top features a deep v-neck. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Roll Neck Stripe Jumper, at Mark & Spencers
Soft and comfy, this warm knitted roll neck stripe jumper is outstanding value. A fashionable easycare style

Capstan Stud Waist Belt, at Marks and Spenser
Define your waistline with this fashionable capstan stud waist belt

Total Support Non-Wired Built-Up Lace Shoulder Bra, at Mark's & Spencer
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

Older Boys' Bart Simpson Swimming Shorts, at Marks and Spencers
These Simpson shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Herringbone Printed Bedset, at Marks and Spenser
Herringbone print Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Easy Vegetarian Baking, at Marks & Spencer
Perfect too cook up after a hard day at work, these easy bake vegetarian recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions and snacks for you to enjoy

Chevron Print Scarf, at Marks & Spencers
Add a fashionable finishing touch to your look with this elegant chevron print scarf. The perfect accessory to this season's styles

Pure Woven Silk Pindot Tie, at Marks & Spenser
Say goodbye to worries about spills and stains with our smart woven silk tie, complete with stain defence technology

Waterproof Mattress Protector, at Marks & Spencer
Quilted for comfort Completely waterproof, Manufacturer: Marks & Spencer

Ceriso French Maid Stripe Bikini Briefs, at Marks & Spencer
Fab and funky, these modern bikinis feature stripe print and a rose detail and lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Sonoma 3-Door Glazed Top Unit with Lights, at Mark & Spencers
H110 x W179 x D33cm 3 doors 6 adjustable glass shelves Shelves made from safety-tested toughened glass Internal lights with separate on/off switch Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Door frames made from solid wood. Door panels made from White Oak veneer Side and back made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wide Strap Mules, at Marks and Spencers
Open toe Stitch detail Flat sole

Formula Age Restructure™ Night Cream + Calcium Complex, at Marks & Spensers
Luxuriously rich cream for the 60+ complexion Deepaline PVB, for dual-action wrinkle control Calcium complex to firm and improve the structure of sagging skin Collageneer a lupin extract to strengthen the dermis and improve skin elasticity Wild yam to replenish and soothe Creatine to revitalise fatigued skin Shea butter and rosehip oil to nourish and replenish Suitable for all skin types Hypoallergenic 50ml e

Pure Cotton Waffle Throw, at Marks & Spensers
Waffle design Tasselled Small: 100cm x 150 Large: 200cm x 180cm, Manufacturer: Marks & Spencer

Small Fishbowl Vase, at Marks & Spenser
Incredibly versatile, this elegant vase is ideally suited for smaller floral arrangements or simply displayed on its own for an understated effect

Pure Cotton Chino Shorts, at Marks and Spencers
A smarter take on a casual relaxed look, these pure cotton cargo shorts feature front pockets. A fashionable, easycare style

Sequin Cushion, at Marks and Spenser
Sequin detail Rectangular shape L30 x W40cm, Manufacturer: Marks & Spencer

Age Defence Radiance Energising Mask, at M & S
75ml Suitable for all skin types Hypoallergenic

Panasonic SD-255WXC Breadmaker, at Marks & Spencers
9 bread modes - Basic, whole wheat, French, Italian, Sandwich, 100% rye, pizza, bake only Raisin and nut dispenser - automatically adds additional ingredients to your recipe Choice of crust colour - light, medium or dark Keep warm function 3 loaf sizes - XL (approx. 1.2kg), L (approx. 1.0kg), M (approx.450g) Digital Timer (up to 13 hrs) Super Rapid option to produce a white or brown loaf in only 1 hour 55 minutes Sandwich option to bake softer bread with a thinner crust - ideal for making perfect sandwiches Dough option to make dough from white, brown or wholemeal flour for rolls, buns, croissants etc French Dough option for crusty French sticks Rye Bread program with unique mixing blade can create a range of tasty loaves using Rye and Spelt flours Bake only option for cakes and tea breads Cool touch housing Non-stick coating Accessories - Measuring cup (240ml) and measuring spoon Dimensions: H37 x W28 x D33cm Weight: 6.4kg Power Consumption: Maximum 505-550W, Manufacturer: Marks & Spencer

Metallic Cleo Ring, at Marks & Spencers
Chunky design Metallic finish Plain Abstract shape

5 Pairs of Lace Bikinis, at Mark's & Spencer
Practical everyday comfort meets flattering femininity with the easy to care for cotton blend and lace design of these great value bikinis

Sprung-Edge Suede Divan with 4 Large Drawers & M300 Mattress, at Marks and Spencers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H41cm Large drawers: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Embroidered Lace Padded Balcony Bra, at Marks & Spensers
Feminine and delicate, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with MarksandSpencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.