When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Mareante Hill Organic Chardonnay 2007 - Case of 12, at M&S
Style: Fruity and dry Grape variety: Chardonnay Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Detroit Dining Table & 6 Slat-Back Chairs Set, at Marks and Spencers
7 piece set Table: H75 x W90 x D150cm Chair: H100 x W44 x D54cm Table seats 6 Slat-back design Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nursery Rhyme Sound Book, at Mark's & Spencer
Children will love pressing the buttons and singing along to these four beautifully illustrated classic nursery rhymes: Humpty Dumpty, Hey Diddle Diddle, This Old Man & Three Blind Mice

Cashmilon™ Multi Stripe Scarf, at MarksandSpencer
Keep warm, cosy and stylish in this fashionable multi stripe scarf made from supersoft cashmilon™

Autograph Mineral Face Powder, at Marks & Spencers
Hypoallergenic

2 Cotton Rich Sleeveless Mesh Vests, at M & S
A seam free design along the sides and the soft qualities of cotton ensures these great vests provide the ultimate in everyday comfort

M&S 2200W Watt Steam Iron, at Mark's & Spencer
1850 - 2200 watt Variable steam Easy-glide stainless steel soleplate Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft grip handle 300ml transparent water reservoir 360 degree swivel cord Dimensions: H28cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Pure Cotton Floral Minishirt, at M+S
Modern and feminine, this pretty floral print minishirt is made from soft breathable cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Girls' Limited Corsage Pull On Hat & Mittens, at Marks & Spenser
Snug and cosy, this cute hat and mittens set makes a fashionable choice for chilly weather

Autograph Leaf Jacquard Runner, at Marks and Spencers
Textured stripe design Embroidered leaf detail Straight edges, Manufacturer: Marks & Spencer

Macon Rouge 2007 - Case of 12, at Marks & Spenser
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hungarian Pinot Grigio 2008 - Case of 12, at M&S
Style: Medium dry Grape variety: Pinot Grigio & Sauvignon Blanc Country of origin: Hungary Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

100 Fairtrade Cotton Pads, at Marks and Spencers
Contains: 100 double sided Fairtrade Cotton pads Click here to view a video about Fairtrade Cotton

Watercolour Vases Grandma Birthday Card, at Marks and Spencers
Cover text: Birthday wishes for a beloved Grandma... Inside message: Have a wonderful day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Miele S5211 Standard Cylinder Vacuum Cleaner, at Marks & Spencer
4.5 litre dust bag capacity 2200W Sealed system for optimum filtration 10 metre operating radius Motor protection filter Supplied with a Super Air Clean filter HEPA 12 certification for complete vacuum cleaner - According to the European Standard EN 1822. Discharged Air is cleaner than the ambient room air (when used with a HEPA filter) Dust bag change indicator - signals when the dustbag needs to be replaced Comes with 2 Hyclean dustbags: The new HyClean dustbag sets new standards in filtration, dust-absorption, hygiene and safety Standard floorhead SBD 450-3: Suitable for all floor surfaces with extendible brushes Rotary Dial to adjust the suction power for different floorings Silence setting: Ideal combination of low noise level and cleaning performance Telescopic stainless steel tube Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability Bumper strip to protect cleaner and your furniture Vacuum motor features thermal safety cut-out and electronic gentle motor start-up Recommended for Loop Pile carpet Other accessories - upholstery nozzle, dusting brush and crevice nozzle Dimension: L45cm Weight: 7.7kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Lavender Infusion Sticks, at M&S
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Perfect Lightweight Scarf, at Marks and Spencers
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

Pure Cotton Velvet Table Runner, at Marks & Spencers
Drop chain design Dimensions: L230 x W33cm, Manufacturer: Marks & Spencer

Per Una Wool Blend Open Weave Beret Hat, at Marks & Spencer
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch.

Formula Revival Radiance Complexion Balm, at Marks and Spencers
Instant reduction of fine lines and wrinkles Contains UVA/UVB filters Suitable for all skin types Hypoallergenic 50ml

Dualit Blender - Cream, at Marks & Spencer
1.5 litre jug capacity Variable speed control 500 Watt heavy duty motor Removable blades for user safety and ease of cleaning Patented safety interlock system for blades - prevents the blades from rotating unless both glass jug and lid are in place Pulse/turbo feature Ice-crushing/smoothie function Cord storage Removable component in the lid which acts as a measuring cup for small quantities of ingredients Non-slip suction feet Weight: 5 kg Dimensions: W16 x H37 x L21 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Silk Polka Dot Handkerchiefs, at Marks and Spencer
Luxuriously soft handkerchiefs in pure silk

Wool Blend Stripe Tie, at M & S
Add a smart finishing touch with this hardwearing stripe design wool mix tie

Ultimate Pure Wool Flat Front Trousers, at Marks&Spencer
aspirational copy

Patent Belt, at Marks & Spencer
The glossy finish and metallic flecks add a touch of irresistible glamour. Our Perfect products are the ultimate must-haves

Autograph Essentials Sleeveless All-In-One, at Marks n Spencer
Beautifully designed and luxurious, this exclusive all-in-one is detailed with a tie fastening belt. A stunningly glamorous style statement, perfect for elegant occasions

Hubert Brochard Cuvée 2007, Sancerre AC (Red) - Case of 6, at Marks and Spencer
Style: Light to medium bodied Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Waffle Dressing Gown, at Marks & Spenser
Pretty and feminine, this dressing gown is made from pure cotton. Relax in style and comfort

Pink Heart Thank You Card, at Marks&Spencer
Cover text: Thank you Inside message: blank for your own message

Autograph Square Porcelain Soap Dish, at Marks and Spencer
H2 x L14 x W9cm Stripe design Square dish, Manufacturer: Marks & Spencer

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.