There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Artificial Orchid in Cylindrical Vase, at M+S
Artificial orchid Cylindrical glass vase Height: 49cm, Manufacturer: Marks & Spencer

3 Non-Iron Short Sleeve Shirts, at Marks n Spencer
This pack of 3 shirts is great value. They're a convenient and practical choice too - easycare and non-iron to save you time

Autograph Best Pure Silk Contrast Stripe Tie, at Marks & Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Per Una Long Sleeve Crochet Blouse, at Mark's & Spencer
A feminine v-neck self stripe blouse featuring a crochet detail and rear tie fastening

Global Traveller Large Rollercase, at Marks & Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing rollercase

Recycled Funnel Zip Neck Fleece, at Marks & Spensers
An ideal choice for school, this fleece is made from polyester from 100% recycled sources

Blue Harbour Modal Blend Short Sleeve Shirt, at Marks & Spencer
Stylishly smart casual, this contrast stitch detail shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Paper Dress 50th Birthday Card, at M+S
Approx. size: 150 x 150mm Cover text: Have a Fabulous Fiftieth Inside message: With lots of love

Perfect Pure Cotton Lightweight Stripe Jersey Scarf, at Marks & Spencer
This sophisticated lightweight jersey scarf is the perfect accessory to this season's fashions. The stripe design adds a stylish finishing touch

AVG 8.5 Internet Security - 1 Year License for 1 User, at M&S
Anti-Virus: Protection against viruses, worms and trojans Anti-Spyware: Protection against spyware and adware Identity Protection: Prevents new and unknown threats from stealing your personal information like bank and credit card details Anti-Spam with anti-phishing: Filters out unwanted and fraudulent e-mails Anti-Rootkit: Protection against hidden threats (rootkits) Web Shield & LinkScanner: Protection against malicious websites Firewall: Blocks hacker attacks System Tools: AVG's System Tools let you easily configure your privacy settings, connections, and browser plug-ins all in one place Real-time: Real-time scanning, automatic updates, low-impact background scanning for online threats, and instant quarantining or removal of infected files to ensure maximum protection All inclusive: Technical support, virus updates, and new program versions included for the length of your license Minimum system requirements for AVG Anti Virus: Intel Pentium 1.2 GHz, 250 MB free hard drive space (for installation), 256 MB RAM available, MS Windows 2000

Langhe Arneis 2007 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Arneis Country of origin: Italy Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Textured Shirt with Camisole, at Marks & Spencers
Ideal for everyday wear, this smart shirt with a camisole is made from soft easycare fabric and the fit is comfortable and flattering. A fashionable and practical style

Command & Conquer 3: Tiberium Wars PC Game, at Marks and Spencers
March, 2047. A massive nuclear fireball explodes high in the night sky, marking the dramatic beginning to the Third Tiberium War and long-awaited return of the most groundbreaking Real-time Strategy franchise (RTS) of all timeYou must be 16 years of age or over to purchase this product The critically-acclaimed Command & Conquer (C&C) series returns with Command & Conquer 3 Tiberium Wars (C&C 3). Setting the standard for the future of RTS gaming once more, C&C 3 takes you back to where it all began the Tiberium Universe

Dhalia Stripe Mug, at Marks & Spencer
Floral stripe design Slim handle Height 9.5cm, Manufacturer: Marks & Spencer

Los Molles Carménère 2007 - Case of 6, at Mark's & Spencer
Style: Medium bodied Grape variety: Carmenere Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Traidcraft Embroidered Daisies Card, at Marks n Spencer
Cover Text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Ceriso Essentials Spot Embroidered Non Padded Bra, at Marks & Spencers
Feminine and fashionable, this bra is beautifully detailed with a embroidered spot design and multiple bows. The non padded balcony style gives maximum uplift and a fabulous shape. Designed for women who want the latest look

AVG 8.5 Internet Security - 1 Year License for 3 Users, at Marks & Spensers
AVG 8.5 Internet Security is antivirus, anti-spyware, anti-spam software that allows you safe searching and safe surfing on the Web, identity theft protection and a firewall. Comprehensive cyberthreat prevention for Windows-based home users from one of the World's most trusted security companies.

Ingredients Coconut Shower Cream, at M&S
200ml Coconut

2 Duck Feather & Down Pillows, at Marks and Spenser
Pack of 2 Medium support Pure cotton cover 230 thread count and 100% cotton downproof cover W48cm x L76cm, Manufacturer: Marks & Spencer

Pure Silk Zig Zag Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart zig zag design tie in pure silk

Cecily's Garden Foxgloves Nan Card, at Marks & Spencer
Cover Text: Happy birthday Nan Inside message: With lots of love Approx size: 230 mm x 114 mm

Per Una Cream Eye Shadow, at Mark & Spensers
Pen style applicator Waterproof Smudgeproof Comes in 6 different shades 5ml

Top Hat and Tiara Wedding Card, at Mark & Spencers
Cover message: Bride and Groom Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx. size: 230 x 114mm

Bubble Base High Ball Glass, at Marks and Spencer
Bubble base design Hand made glass with heavy base Height: 15.5cm Capacity: 340ml (34cl), Manufacturer: Marks & Spencer

Bright Watercolour Flowers Birthday Card, at Marks & Spensers
Cover Text: Birthday Wishes Inside Message: Have a wonderful day Approx size: 174 x 126mm

Cashmilon™ Snake Print Tasselled Scarf, at Marks & Spencers
Keep warm, cosy and stylish in this fashionable snake print tasselled scarf made from supersoft cashmilon™

Build A Farm Puzzle, at Mark & Spencers
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

6 Stainless Steel Teaspoons, at Marks & Spencers
6-piece set 18/10 stainless steel - the highest grade of stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Essentials Ponte Wide Leg Trousers, at Mark & Spencers
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.