Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Black Aluminium Wok, at MarksandSpencer
Dimensions: diameter 30cm Non stick aluminium Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface, Manufacturer: Marks & Spencer

North Coast Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Stylishly smart casual, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Limited Collection Bow Peep Toe Platform Shoes, at Marks&Spencer
Peep toe Contrast strap detail Buckle fastening Platform style High heel Heel height 105 mm Comes in sizes 3-8, including half sizes

Total Support All Over Lace Bra, at Marks & Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Wide Band Toe Post Wedges, at Marks n Spencer
Contrast wide band Thong style Heel height 55mm Comes in sizes 3-8, including half sizes

Footglove™ Wide Fit Slingback Wedge Shoes, at M & S
Round toe Ruched detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Collegiate Baseball Cap, at Marks & Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true summer essential

Almond Toe Elastic Panel Knee High Boots, at Marks and Spencer
Almond toe Stitch detail Zip fastening Gusset feature Knee high Mid heel Heel height: 56mm Comes in sizes 3-8, including half size

My First Wooden Xylophone, at Marks & Spencer
Suitable for ages 1-3 years Includes xylophone and two mallets This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Stripe Pyjama Bottoms, at Marks and Spenser
Stylish and elegant, these stripe pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Abstract Butterfly Print Flip Flop, at Mark's & Spencer
Butterfly print Toe thong design Flat sole

Pure Cotton Cat Print T-Shirt, at Mark's & Spencer
A cat print design makes this soft cotton top extra pretty

Bob The Builder Magnet Book, at Marks & Spencer
Fun and stimulating, this magnet book will keep them entertained and help develop imagination and hand-eye coordination

Dualit Blender - Chrome, at Marks & Spenser
500 Watt heavy duty motor 1.5 litre jug capacity Ice-crushing/smoothie function Removable blades for user safety and ease of cleaning Patented safety interlock system for blades - prevents the blades from rotating unless both glass jug and lid are in place Variable speed control Non-slip suction feet Cord storage Removable component in the lid which acts as a measuring cup for small quantities of ingredients Pulse/turbo feature Weight: 5 kg Dimensions: W16 x H37 x L21 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Dog Motif Jumper, at Marks & Spencer
Knitted in pure cotton, this cute assorted colour jumper will keep him warm and comfy. It looks cuddly too!

Metal Cone Table Lamp, at Marks & Spencers
Cylinder shade Cone stem feature Conical base Steel finish This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Antique Brass 3-Arm Ceiling Light, at M+S
Antique brass Frosted glass shades 3 curved arms H42 x Diam 40cm Bulb: 3 x 40W SES golf ball This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Multi Faceted Drop Earrings, at M&S
Hook fastening Drop style Multi faceted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Handcrafted Sew Lovely Fabric Mother's Day Card, at Marks and Spencer
Cover text: Mum you're Lovely Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

Sonoma Dark 5 Drawer Chest & 2 Bedside Chests Set, at Marks & Spencers
3 piece set Chest: H88 x W90 x D50cm 3-drawer bedside Chest: H60 x W45 x D45cm Elongated wooden handles Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Handles made from solid wood Legs made from solid hardwood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Luxury Pure Cotton Royal Oxford Check Shirt, at Marks&Spencer
Soft, comfortable and very stylish, this luxury shirt is made with fantastic attention to detail

Mirror Blocks Photo Frame 10 x 15cm (4 x 6"), at Marks&Spencer
Rectangular frame Mirror blocks design Aperture: 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Single Button Cardigan, at Marks & Spencer
A shimmering 3/4 sleeve knitted cardigan featuring a single popper fastening

Pure Cotton Short Sleeve Little Brother T-Shirt, at M+S
Cute and fun, the little brother design makes this practical top extra special. It's made from soft cotton fabric and feels comfy to wear. The envelope necklines make it easier to dress him

5 Pairs of Younger Girls' Cotton Rich Assorted Socks, at Marks n Spencer
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted designs

M&S DECT Cordless Phone with Large Buttons, at MarksandSpencer
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Stainless Steel Turner, at Mark's & Spencer
Hanging loop Slotted design L34.5cm, Manufacturer: Marks & Spencer

5 Floral Lace Full Briefs, at Marks and Spenser
Offering superior coverage and comfort, these attractive briefs team the flattering look of a low leg with an understated combined lace and plain design. An easycare fabric and added stretch provide a fuss free fit you'll love

Artemis Lightweight Soft Medium Rollercase, at Marks and Spencers
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Oven Tray, at Marks & Spensers
Rectangular Premium non-stick coating, Manufacturer: Marks & Spencer

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.