Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Younger Girls' Floral Print Sun Hat, at Marks & Spencers
Fashionable and fabulous, this floral print hat is a great choice for fun in the sun

Crayon Letters Thank You Card, at Marks&Spencer
Cover text: Thank you Thank you Thank you Thank you Thank you Inside message: Have a fantastic day! Approx size: 175 x 127mm

Autograph Pure Cotton Percale Fitted Sheet, at Mark & Spencers
Comes in single, double, king-size and super king-size Plain 400 thread count - thread count refers to the number of threads, both vertical and horizontal, in a one-inch square of fabric 100% cotton percale - a medium weight fabric in thread counts of 200 and above, Percale is tighter than standard weave fabrics making it feel luxurious and smooth. It also washes very well. Supima Cotton - superior strength cotton with improved durability and increased lifespan. Because of the fineness of Supima cotton, more fibers can be spun into a yarn of a given count, which enhances the feel, softness, drapeability and brilliance of color. Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

Autograph Supima® Sateen Pillowcase, at Mark's & Spencer
Pleated border, Manufacturer: Marks & Spencer

Cotton Rich Velour Bootleg Joggers, at Marks and Spencer
Flattering and practical, these comfy joggers are made from soft velour. An easycare essential with a stylish look.

Sun Formula Pre-Tan Body Scrub, at Marks & Spenser
Skin preparation for self-tanning Gentle exfoliation Skin smoothing 125ml This product is not available for international delivery. Find out more

Le Mas du Lucquier Saint-Saturnin 2006 - Case of 6, at Marks and Spencers
Style: Dry, medium bodied Grape variety: Grenache, Syrah, Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Natural Beauty Bath & Body Oil, at Marks and Spencer
Naturally fragranced 100ml

Heart Embroidered Towelling Slippers, at Marks & Spencer
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Footglove™ Leather Boat Shoes, at Marks & Spencers
Round toe Stitch detail Bow feature Interweaving cord Contrast panel Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Cross Over Stripe Tankini, at M & S
Modern and stylish, this comfortable tankini is sure to make a splash!

Autograph Pure Silk Stripe Tie, at Marks n Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Per Una External Pocket Stitch Detail Shopping Bag, at Marks & Spensers
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Pure Cotton Ruffle Stripe Top, at Marks & Spencer
This short sleeved top will make a useful addition to your wardrobe. It features ruffle trim placket detail for a stylish casual look

Ralph the Hedgehog Granddaughter Card, at Marks and Spencer
Cover text: Happy birthday to a lovely granddaughter Inside message: On your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Pure Cotton Long Sleeve Mock Layer Top, at Marks & Spencer
A practical, casual mock layer top in pure cotton featuring a stripe design and smile slogan . A great value easycare style

Formula Revival Cosmetox Night Cream, at Marks & Spenser
Proven results after four weeks Suitable for all skin types Hypoallergenic 50ml

Easy Aussie Whites - Case of 12, at Marks & Spencers
Lost Sheep Chardonnay 2008: A wonderfully fruity Australian Chardonnay, relatively light in style with fresh, succulent flavours... Australian Chardonnay 2008: This is a ripe, fruity, golden-hued Australian Chardonnay with fresh flavours of pineapple and yellow plum and a soft, buttery richness... Burra Brook Sauvignon Blanc 2008: A fresh, aromatic dry white which has the distinctive crisp flavour of Sauvignon Blanc... Pheasant Gully Chardonnay Semillion 2007: A fresh and zesty wine with fruity flavours of lemon and oranges and a richer creamy note... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Hannah Montana Clogs, at Marks & Spencers
Round toe Slip-on Hannah Montana design Badge detail Flat sole Clog style Disney

Centre Crease Slim Leg Trousers, at Mark's & Spencer
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

My First Fire Engine, at Marks & Spencers
Pull-along cord Light and sound features Batteries included Suitable for ages 0-3yrs H21cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Autograph Mini Eau de Toilette, at Marks n Spencer
Recommended Use: Apply to your face and neck area after shaving 30ml This product is not available for international delivery. Find out more

Gold Finish Wood Photo Frame 20 x 25cm (8 x 10"), at Marks and Spencer
Rectangular frame Pine wood border Gold finish Aperture: 20 x 25cm (8x10") Dimension: H30.5 x W38.1 x D2.7cm, Manufacturer: Marks & Spencer

Long Sleeve Thermal Pointelle Vest, at Marks and Spencer
Keep warm and comfortable in this soft thermal vest. Designed to add a cosy extra layer without feeling bulky

Simple Lily Sympathy Card, at Marks & Spencers
Cover text: With Sympathy Inside message: Thinking of You This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Pure Silk Stripe Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart striped tie in pure silk

Casa Leona Cabernet Sauvignon Reserve 2006 - Case of 12, at Marks & Spencer
Style: Full bodied Grape variety: Cabernet Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Manor Damask Pencil Pleat Curtains, at Marks & Spencer
Damask design Pencil pleat Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Cotton Rich Chunky Cardigan, at Marks & Spencer
Contemporary and casual, this long sleeve cardigan is made with comfortable breathable cotton. A fabulous fashionable look

Longline Stripe Jersey Vest, at MarksandSpencer
This sleeveless vest will make a useful addition to your wardrobe. It features a pretty stripe print for a stylish casual look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.