When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Mark & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Silver Plated Abalone Cube Earrings, at Marks & Spensers
Hook fastening Drop style Abalone design For hygiene reasons, refunds will only be given in accordance with your legal rights

Tonal Stripe Shower Curtain, at Marks & Spencer
Tonal stripe design L180 x W180cm, Manufacturer: Marks & Spencer

Single Breasted 2 Button Jacket, at Marks and Spencer
Chic and stylish, this single breasted jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

Lichfield 3-Door Glazed Top Unit with Lights, at Marks & Spencers
H104 x W152 x D43cm 2 adjustable toughened glass shelves Fitted low voltage interior lighting Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Velvet Soft Powder Blusher, at Marks & Spencer
Clear lid compact Available in 5 shades 8g

Cream & Black RSVP Cards - Pack of Ten, at Marks n Spencer
Inside message: Many thanks for your kind wedding invitation................................................................Would be pleased to accept/cannot accept 10 cards, 1 design Approx size: 133 x 73mm

Traditional Round Wall Clock, at Marks and Spencer
Traditional design Round face Roman numerals Dimensions: H32 x W32 x D8cm Slogan: Helping to preserve England's endangered species of Flora & Fauna, Manufacturer: Marks & Spencer

Nokia 6300 - T-Mobile Pay as you talk Mobile Phone, at Marks and Spencers
Maximum of 2 phones per customer may be purchased Talk Time: Up to 3.5 hours Stand-by Time: Up to 14 days Screen: 320 x 240 pixel TFT QVGA screen, up to 16.7 Million True colors, 2 inch Ringtones: Video ringing tones , MP3 ringing tones, True tones, and MIDI tones for up to 64 polyphonic tones Dimensions: H10.6 x W4.3 x D1.3cm. Weight: 91g Camera: 2 megapixel, 8x digital zoom and full screen viewfinder Radio: FM stereo radio with Visual Radio Music player: Music player supporting MP3, MP4, AAC, AAC+, eAAC+, H.263, H.264 Internet: XHTML browser, access your email on the go and send attachments Games and applications: Java™ MIDP 2.0 games and applications Memory: Up to 7.8 MB internal user memory. MicroSD card slot (up to 2GB) for storing pictures and music Messaging: SMS and MMS Battery: BL-4CBattery(860 mAh) Voice Features: Voice recorder, voice volume control, voice commands, voice messaging, integrated handsfree speaker Connectivity: Mini USB, Bluetooth, AV 2.5mm Video: Video recorder and player Includes in the box: Nokia 6300 handset and Nokia stereo headset HS-47

Stripe Bust Swimsuit, at Marks & Spenser
Stylish and shapely this flattering swimsuit features a pretty stripe print. A fabulous fashionable look

Autograph Pure Cotton Pin Dot Shorts, at Marks & Spencers
Casual and comfortable, these easycare shorts feature a stylish pin dot design for a modern look

Sheer Suspender Belt, at Marks and Spencer
Stunningly stylish, these glamorous suspenders look and feel luxurious

Hooded Faux Fur Trim Gilet, at Marks and Spencer
Comfortable and practical, this warmly padded gilet jacket features a hood. Great for keeping out the chills

Black & Decker® PV1205BN Dustbuster® Pivot® Vac, at Marks & Spencer
12V power for maximum cleaning performance and efficiency - ideal for the more demanding clean-up tasks Pivoting nose enables easy cleaning of areas difficult to reach with conventional hand vacs The pivoting nose has 10 settings for maximum flexibility to clean in hard to reach areas such as underneath cupboards, or on shelves overhead Cyclonic action spins dirt away from the filter maintaining optimum suction power Double action filtration means product performs better and lasts longer Filter cleaning wheel for easy and hands free cleaning of the filter The side empty door is an easy to empty system which means all the dirt goes straight in the bin - hands dont touch the dirt! Built-in extendable crevice tool enables deep cleaning of confined spaces/small areas Innovative design is unique and stylish Accessories are stored on board, always at hand for your cleaning jobs Ergonomic design for comfortable use 2 speed switch for increased power control This product is not available for international delivery. Find out more

Pure Cotton Animal Print Jersey Top, at Marks and Spencer
This fashionable animal print top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Royal Jelly & Pure Honey Bath Oil, at Marks & Spencers
Pour under warm, running water to create a luxurious foaming bath 400ml

Heritage Collection - Table Lamp, at Mark's & Spencer
Pleated shade design Glass ball stem Brass finish Round base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Waxed Leather Cream, at Marks & Spencers
Waxed leather cream nourishes and revives oiled and waxy leather

Short Sleeve Contrast Gingham Shirt, at Marks and Spencers
This fab short sleeve shirt features a stunning gingham design. A sophisticated new look, perfect for this season

Blue Lace Bedset, at Marks & Spencer
Floral lace embroidered design Single set includes single duvet cover and 1 pillowcase Double set includes double duvet cover and 2 pillowcases King size includes king size duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Blue Harbour Luxury Pure Cotton Tonal Stripe Shirt, at Marks n Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Autograph Pure Cashmere Knitted Jumper, at Marks & Spensers
Soft and cosy, this Autograph v-neck jumper is made from pure cashmere for the ultimate in luxurious softness.Exclusive, luxurious and beautiful

Pure Cotton Long Sleeve Check Shirt, at Marks & Spencer
Smart, contemporary and comfortable, this pure cotton shirt can be worn long sleeved, or with the sleeves rolled up and fastened in place. A practical easycare style

Portfolio Leopard Print Shoulder Bag, at Marks & Spensers
Fashionable and practical, this leopard print shoulder bag is a useful accessory with bags of style!

Autograph Essentials Embroidered Non Padded Balcony Bra, at M&S
Sophisticated and feminine this balcony bra features a pretty embroidered design. Stretch fabric and underwiring give a great fit and flattering uplifted shape. Beautiful exclusive lingerie

Mock Crocodile Leather Bag, at M+S
A gorgeous fashion accessory as well as a practical piece of luggage, this overnight bag is made from leather with a mock croc design. It has a 28 litre capacity and comes with a detachable shoulder strap and padlock

Roberts CRD-51 DAB Digital Clock Radio, at Marks & Spencer
FM/DAB wavebands Large easy to read LCD display for time and radio station Multi-stage dimmer and blue display backlight Two independent alarms wake to radio or buzzer 10 station presets Menu display/selection of all major functions Search /Manual tuning Headphone socket Dimensions: W166 x H60 x D150mm Weight: 450g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Scenic Print Top, at Mark & Spensers
A scenic print makes this soft cotton top extra cute

Lichfield 2-Door Sideboard, at Marks & Spencers
H83 x W117 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M300 Mattress, at Marks & Spenser
Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large Drawer: 14 x 78 x 52cm Small Drawer: 14 x 40 x 52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pandan Woven Storage Boxes, at Marks and Spencer
Set of 3 Woven design With matching lids Large: L42 x W28 x H32cm (with lid) Medium: L38 x W25 x H21cm (with lid) Small: L32 x W19.5 x H21cm (with lid), Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.