Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days MarksandSpencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Classic Collection Floral Print Skirt, at Marks and Spenser
Elegant, stylish and comfortable, this pull-on skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Special Thank You Text Card, at Marks & Spencers
Cover text: Thank you Inside message: ... very much! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

M&S Stick Blender with Accessories, at Marks n Spencer
300 watt 2-speeds Stainless steel blade Includes: wall-mount bracket, mixing beaker, chopper, detachable plastic blending rod, whisk Dimensions: H38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bright Butterflies Daughter Birthday Card, at Marks and Spencer
Cover text: Happy birthday to a special daughter Inside message: With lots of love Approx size: 174 x 126mm

Pure Cotton Isle Yolk Cardigan, at Marks and Spencer
Soft and comfy, this cardigan is made from pure cotton and features yolk design. A fashionable easycare style

Disney Fairies Activity Case, at Marks and Spencer
Fans of Disney Fairies will love this fun activity case which includes a board game, activity book and more!

Fenton Storage Footstool, at Marks and Spencers
H48 x W56 x D56cm Seat: H51cm (all dimensions are approximate) Top cushion lifts to reveal storage space inside the stool. Click here to view the storage space Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Floral Favourites, at Marks and Spencer
A charming gift bag full of soft pink gerberas, cream roses, pretty chrysanthemums and phlox Available for delivery from 1st April to 30th September 2009

2 Younger Girls' Spot & Cat Print Nightdresses, at Marks and Spencer
Cute and comfy, this pack of 2 nightdresses feature a spot print and a cat motif

Bonded Leather Collection - CD Tower, at Marks and Spencers
Holds approximately 70 CDs H92.5 x W23 x D23cm, Manufacturer: Marks & Spencer

Large Lines Flared Vase, at Marks & Spencer
Large opening Cut circular design Broad base W16.8 x D16.8 x H35cm, Manufacturer: Marks & Spencer

Perfect Double Breasted Mid Length Belted Mac, at Mark's & Spencer
Stylish and functional, this water repellent mac with button-out lining will keep you dry and smart this season and beyond

Medium Kangaroo Soft Toy, at Marks & Spencer
Suitable for ages 0-3 years Sewn in baby joey This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Concertina Paper Butterflies Birthday Card, at Mark & Spensers
Cover Text: Birthday surprises Inside Message: Blank for your own message Approx size: 230 x 114mm

Woodland Owl Cot Mirror, at Mark & Spencers
Suitable from birth Interactive cot owl Includes a mirror tummy, squeaker and crinkly wings Double lined for safety, the stuffing in this product is incorporated in an extra layer This product conforms to EN71 and the Toy Safety Directive H27 x W28cm, Manufacturer: Marks & Spencer

Plain Navy Pyjamas, at Marks and Spencers
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Catseye Goblet Necklace, at Marks and Spencer
Catseye pendant Adjustable length Lobster clasp fastening Necklace length: 53cm

Airflex™ Comfort Slip On Shoes, at Mark's & Spencer
Square toe Stitch detail Slip-on Shallow block heel Unique Airflex™ airflow system for unbeatable comfort

Mirror Blocks Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks&Spencer
Square shape Mirror blocks design Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Multipurpose Suede Brush, at Marks and Spencers
Multipurpose suede brush, ideal for use on medium weight suede

Step Ladder Bookcase - Natural, at Marks & Spencer
H190 x W60 x D39.5cm Lean-to shelving unit Crafted from rubberwood Delivered flatpack due to size Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Top, at Mark & Spensers
This fashionable top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Cake Cooling Rack, at Marks & Spenser
Square rack design, Manufacturer: Marks & Spencer

Sony LCS- CSVA Camera Case, at Marks and Spencer
Soft carrying case in genuine leather with textured finish Protects camera from dust and scratches Contrasting trim in bright metallic finish with embossed logo Supplied colour-coordinated hand strap and strap loop protect against accidental loss during shooting Size: W10.5 x H7.4 x D2.7cm Weight: 75g This product is not available for international delivery. Find out more

Sonoma Coffee Table, at Marks and Spencer
H45 x L136 x W50cm Toughened glass lower shelf Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Ribbon and Dove Confirmation Card, at MarksandSpencer
Cover Text: A wish for your confirmation Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Coupe Dinner Plate, at Marks & Spencer
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Diam 27cm, Manufacturer: Marks & Spencer

Pure Cotton Check Shirt and Jeans Outfit, at Marks&Spencer
Smart and stylish, this 2-piece outfit gives a well dressed look and feels comfortable to wear

Ellipse Collection - Table Lamp, at Marks and Spencer
Suede shade Ellipse stand Rectangular base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Halterneck 3 Ring Tankini Top, at Marks & Spenser
Feminine and glamorous, this fashionable tankini top features a centre ring detail. A fabulous fashionable look

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.