When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

3 Pairs of Sheer Assorted Net Design Knee High Socks, at Marks and Spenser
These assorted net design knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Pure Cotton Long Sleeve Little Miss Super Girls Top, at Marks and Spencer
Fans of Mr Men will love this short sleeve cotton t-shirt featuring Little Miss Super Girls. A practical, easycare style

Portfolio Linen Blend Wrap Tie Cardigan, at Marks & Spencers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Cotton Rich Below The Waist Skinny Jeans, at Marks and Spencer
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits below the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

Not Shy Retirement Card, at Marks and Spenser
Cover Text: Not shy just retiring! Inside Message: Enjoy your retirement! Approx Size: 174 mm x 126 mm

Trailing Leaf Pencil Pleat Curtains, at Marks and Spencers
Leaf print Pencil pleat Comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Blue Pencil Pleat Curtains, at Marks and Spencer
Plain Pencil pleat top Dimout coated 66inch width Comes in 54 and 72 inch drop How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Spot Print Frill Crook Umbrella, at Marks and Spencer
Brighten up rainy days with this stylish lightweight umbrella

Rochaille Twist Earrings, at Marks and Spencers
Cluster rochaille bead design Twist style Clip on

Same Difference - Pop CD, at Marks & Spenser
Audio CD, Marks & Spencer

Pure Cotton Robot Fun Joggers, at M & S
Relaxed and comfortable, these casual joggers are made from pure cotton and feature a pull tie fastening waist. A practical easycare choice

100% Extra Stems on Summer Dawn Bouquet, at Marks and Spenser
This item can only be ordered with the purchase of the Summer Dawn Bouquet (00669221)

Barletta 2-Seater Sofa, at Marks & Spencers
H85 x W200 x D98cm Seat H48cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that gives long-lasting performance and helps to maintain the cushions look and shape. Provides improved resilience without compromising on softness. Easy-care and springs back to its original shape after re-fluffing Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Multi Strand Shell Jumble Necklace, at Marks and Spencer
Button fastening Shell jumble detail Multi strand design

Silver Plated Gypsy Charm Bracelet, at Marks & Spencers
T-bar fastening Mulitple charms

Portfolio Pure Linen Pleated Blouse, at Marks & Spencer
Part of Portfolio's C'est Chic trend, featuring a cosmopolitan palette of black, off white and neutral, this is a feminine and elegant look for the new season

2 Cotton Rich Classic Plain Trunks, at Marks n Spencer
Providing a trusty stable for your underwear drawer, these plain trunks combine all the comfort and reliability of pure cotton with a great value price

Limited Collection Knitted Tank Jumper, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Per Una Pure Cotton Crinkle Blouse, at Marks and Spencers
A stylish cap sleeve blouse in pure soft cotton. Lace details give it the Per Una touch

Marina 300 Waterproof Two-Way Radios, at Marks and Spencer
Waterproof up to 1 meter Dust proof and shock resistant Range up to 2 miles (3km) depending on environment and terrain Up to 8 channel combinations Backlit LCD Adjustable volume control Rechargeable Low battery warning Belt clip This product is not available for international delivery. Find out more

Long Sleeve V-Neck Stripe Cardigan & T-Shirt, at Marks and Spencers
This fashionable layered look is a 2 piece set - a t-shirt and a cardigan both in soft comfortable fabric. Stylish, practical and easycare

Metal Visor Sunglasses, at Marks and Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Andante Round Dinner Plate, at Marks & Spencers
Ideal for everyday use, durable Plain Diam 27.5cm, Manufacturer: Marks & Spencer

Learning Cubes, at Marks & Spencer
Assorted colour cubes Suitable for ages 0-3 years Encourages activity and develops interactive play This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at Marks & Spencers
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Blue Harbour Pure Cotton Long Sleeve Check Shirt, at Mark & Spensers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Vienna Chair, at Marks & Spensers
H96 x W74 x D81cm Seat H31cm, arm H58cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with fixed foam Solid birch feet and frame with an antique brown finish Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Antonio Fattori Soave Classico 2007 - Case of 12, at M+S
Style: Dry Grape Variety: Garganega Country: Italy Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Make Your Own Handbag Kit, at M+S
Suitable for ages 5+ Adult supervision recommended This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Cashmilon™ Leopard Print Scarf, at Marks and Spencer
Keep warm, cosy and stylish in this fashionable leopard print scarf made from supersoft cashmilon™

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.