When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

5 Big & Tall Pairs of Cotton Rich Plain °Climate Control Briefs, at Mark's & Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Vienna Collection - Table Lamp with Glass Curtain Shade, at Marks & Spencer
Facetted glass curtain shade Chrome plated base Dimensions: H48 x Diam16cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Matt Double Bridge Sunglasses, at Mark & Spensers
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

V-Neck Block Stripe Jumper, at Marks & Spenser
Soft and comfy, this warm knitted block stripe jumper is outstanding value. A fashionable easycare style

3 Glitter Heart Hair Clips, at Marks & Spencer
Dress up those tresses in fabulous style with these colourful glittered hair slides

Mixed Panel Textured Skirt, at Marks n Spencer
Elegant and feminine, this flared skirt features a mixed panel design. Stylish, practical and fashionable

Signature Green Fig Burner & Refresher Oil, at Marks & Spensers
Green fig fragrance 15ml, Manufacturer: Marks & Spencer

Medium Value Hard Rollercase, at Marks and Spencer
Free 3 year guarantee on Value Luggage Built for durable practicality, this rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Wool Rich Single Breasted 2 Button Blazer, at Marks & Spencers
The urge to look corporate, sleek and commanding has given way to the revival of the classic single breasted jacket. Complemented by a two button front and tailored cut, the clean lines of this sharp piece transmits a sense of style and understated elegance

Faux Pearl Candy Bead Long Necklace, at Marks and Spencer
Mixed beads Long length Necklace length: 92cm

Long Sleeve Open Front Longline Cardigan, at Marks & Spensers
Smart and stylish, this cardigan features an open front. A contemporary look that will take you through the season in style

Pot Pourri Bag, at Marks and Spencer
Scented Decorative, Manufacturer: Marks & Spencer

Autograph Backseam Hold Ups, at Marks&Spencer
Treat your legs to a sleek delight with the smooth finish of these comfortable hold ups. A practical, reinforced design means they're tough enough to last through wear after wear

Portfolio Bootleg Dome Button Trousers, at Mark's & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Cotton Rich Knitted Dress & Leggings Outfit, at Marks & Spencers
Practical and pretty, this cute stripe knitted dress and leggings 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Older Boys' Scotland Swimming Shorts, at Mark & Spencers
Sports fans will love these cosy swimming shorts featuring a Scotland motif. A practical, easycare style

Autograph Pure Silk Spot Check Tie, at Marks & Spencers
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

16-Piece Angle Cutlery Set, at Mark & Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Côtes du Ventoux St Gabriel 2006 - Case of 12, at M&S
Style: Dry, medium bodied Grape variety: Carignan, Grenache, Syrah Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Hello Kitty Spot Print Mock Layer Nightdress, at Marks & Spencers
A must for fans of Hello Kitty show, this nightdress features a spot print and Hello Kitty motif

Pure One Elite DAB Radio, at Mark's & Spencer
Frequency ranges: DAB Band III 174240 MHz, L-Band 1452-1490 MHz, FM 87.5108 MHz Timers: Sleep and kitchen timers Speaker: 2 x Full-range 3" drive units Audio power output: 2.5 RMS per channel; 5W RMS total Input connectors: 12V DC power adapter socket (230V adapter supplied), Mini USB connector for software upgrades, 3.5mm Line in for auxiliary devices Output connectors: 3.5mm headphone socket LCD Display: Custom, easy to read LCD with 16 x 2 character display plus status icons Mains power supply: 230V AC to 12V (0.8A) DC external power adapter Battery power supply:Six C (R14) batteries or ChargePAK C6L (not supplied). At normal listening levels alkaline batteries provide up top 70 hours, and ChargePAK C6L provides approximately 35 hours of portable DAB listening per charge Aerial: Integral telescopic aerial Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles Intellitext: Browse stored scrolling text at your convenience ReVu: Pause and rewind live radio for up to 15 minutes Alarm: Easy to use radio or tone alarm USB: Add new features as they become available via USB R.D.S: RDS support for station name display on FM and RDS scrolling text Connection: Connect an iPod/MP3 player or portable CD Charge pak ready: For maximum convenience add the optional "Fit and Forget" ChargePAK, for around 35 hours of portable DAB listening 50 presets: 50 presets (DAB or FM) Dimensions: H15.5 x W25.6 x D8.8cm (excluding controls) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

PlayStation®2 SmackDown Vs Raw 2008 Game, at Mark's & Spencer
Eight megastar fighting styles Brand new struggle submission system Encompasses a variety of megastars, arenas and weapons Includes significant updates requested by fans Enhanced online community support 2007 Sony Computer Entertainment Europe You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Teen

Limited Collection Pure Cotton Pintuck Blouse, at Marks n Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Body Solutions Tummy Control Pencil Slip, at Marks and Spencer
Designed to enhance the look of your dresses, this tummy control slip gives a smooth silhouette so it can be worn conventionally

4 Oslo Champagne Flutes, at Marks & Spencers
Set of 4 V-shaped, Manufacturer: Marks & Spencer

Heritage Collection - Table Lamp, at Mark's & Spencer
Pleated shade design Glass ball stem Brass finish Round base This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

We're Going On A Bear Hunt, at Marks & Spencers
This worthy winner of the Smarties prize in 1989 is a timeless classic that is enjoyed by children of all ages. A journey through grass, a river, mud, and other obstacles leads to finding a bear!

Enzo Boglietti 'Fossati' 2003 - Case of 6, at Marks & Spencers
Style: Dry, full bodied and elegant Grape Variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Boycat Merlot 2008 - Case of 6, at Marks & Spencer
Style: Medium bodied Grape variety: Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chocolate Flared Bud Vase, at Marks&Spencer
Tall neck Broad base Made from glass Chocolate finish effect Handmade, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.