Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union – up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Polka Dot Princess Birthday Card, at M+S
Cover text: Birthday princess Inside message: Hope you have a lovely day Approx size: 174 x 126mm

Blue Harbour Heritage Pure Cotton Open Check Shirt, at Mark & Spensers
Relaxed and stylish, this open check shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Pure Cotton Short Sleeve Paisley Stripe Shirt, at Marks n Spencer
Stylish and contemporary, this stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you wont find it anywhere else

Double Waisted Pinstripe Trousers, at Marks & Spensers
These tailored bootlegs are designed to skim the hips and thighs and gently flare to give a flattering long-legged look. Practical as well as stylish, they're machine washable for added convenience. A smart choice for work or formal occasions

High Impact Stripe Band Non-Wired Padded Sports Bra, at Mark's & Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Autograph Pure Cotton Tank Top & T-Shirt Outfit, at Marks & Spenser
Fashionable and practical, this cute outfit is made from soft cotton to keep him feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Little Heart Necklace & Bracelet Set, at Marks and Spencer
2 part set Stretch bracelet and necklace Little heart design

Angel Cotton Rich Stripe First Bra & Shorts Set, at Mark & Spencers
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Emily Chair, at Marks & Spencer
H100 x W80 x D103cm Seat H40cm, arm H53cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a natural finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Digital Photo Frame with Detachable Keychain, at Marks & Spensers
Digital photo frame with detachable keychain and stand. Keep your favourite photographs with you. View your photographs individually or create a slideshow, you can also rotate and edit your photographs using your computer

Sonoma Dark 5 Drawer Chest & 2 Bedside Chests Set, at M & S
3 piece set Chest: H88 x W90 x D50cm 3-drawer bedside Chest: H60 x W45 x D45cm Elongated wooden handles Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Handles made from solid wood Legs made from solid hardwood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Château Moulin de Canhaut 2004 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Signature Grapefruit & Ginger Scented Filled Candle, at Marks & Spencer
Glass holder Grapefruit and ginger fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

De Saint Gall Rosé Brut - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Shimmer Butterfly Jewellery Box, at Marks & Spencer
This sparkling box makes a great gift for someone special, or why not treat yourself?

Autograph Chunky Face Analogue Watch, at Marks & Spencer
Chunky face Analogue Round face Date indicator Leather strap

Yalumba Australian Shiraz 2008 - Case of 12, at M&S
Style: Full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Italian Collezione Pure Silk Wheat Tie, at Marks & Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Adored Leaf Embroidered Non Padded Bra, at Marks and Spenser
Elegant and stylish, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear.

Short Sleeve Pure Cotton V-Neck T-Shirt, at Marks and Spenser
This fashionable cotton t-shirt features a v-neck design for a fresh modern look

Cotton Rich Drawstring Flared Joggers, at Marks & Spencer
Relaxed and comfy, these casual joggers are made from cotton rich fabric and feature a drawstring waist. A practical easycare choice

The Little Ballerinas, at Marks & Spensers
Join the little ballerinas as they put on a special ballet show. This pretty pop up book has lots of suprises, and the ballerina play pieces bring your ballet school to life

Autograph Noire Eau De Toilette, at Marks&Spencer
Eau De Toilette for women 100ml This product is not available for international delivery. Find out more

8 Piece Pure Cotton Underwear Pack, at Marks and Spencers
An outstanding value 8 pack of boxers and vests in natural breathable cotton

Pink Floral Dress Mum Birthday Card, at Marks and Spencer
Cover text: To a very special Mum on her birthday Inside message: With all my love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx. size: 230 mm x 114 mm

Cotton Rich Animal Print Low Rise Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish animal print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Kaituna Hills Reserve Marlborough Sauvignon Blanc 2008 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Numbered Rugby Polo Shirt, at Marks & Spencer
Casual and relaxed, this short sleeve rugby polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Cafe Stripe Curtains, at Marks and Spencer
Eyelet Cafe stripe design Lined Comes in standard 168cm/66in and wider 219cm/86in widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Autograph Pure Cotton Corduroy Trousers with Belt, at Mark & Spensers
Fashionable and practical, these cotton corduroy trousers are hardwearing and comfy. The additional stripe belt gives a trendy look. With luxury in every detail, this is part of our exclusive Autograph collection

Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.