There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Pure Cotton Stripe Voile Blouse, at MarksandSpencer
This fab long sleeve blouse features a stunning stripe design. A vibrant new look, perfect for this season

2 Cotton Rich Velour Jogging Bottoms, at Marks and Spencer
Soft, comfy and cute, these jogging bottoms are outstanding value!

Girlie Dress Up Colouring Pad, at Marks & Spencers
Contains: 1 colouring pad and 24 coloured felt tips Approx size: 447 x 357mm

5 Cotton Rich Assorted Bikini Briefs, at Marks & Spencer
These assorted print cotton rich bikini briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Essentials Vintage Rose High Leg Knickers, at Marks and Spenser
Elegant and feminine these flattering briefs feature rose design and bow detail. The modern high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Ceriso Floral Print Shorts, at Marks n Spencer
Fashionable and flirty, these modern shorts feature a floral design and centre bow. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Large Tortoiseshell Reading Sunglasses, at Marks & Spencers
Featuring tinted lenses and a classic tortoiseshell design, these sunglasses have optical quality magnifying lenses to make close work and reading even easier

Limited Collection Cross Body Bag, at Mark & Spencers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and zip fastening pocket. A practical and stylish accessory

Fruity-Beauty Bath Pick 'n' Mix Pack, at Marks & Spenser
Pack of 10 Assorted fragrances

Vantage Point Blu-ray DVD, at Mark's & Spencer
Rating Suitable for 12 years and over,

Snap Trilby with Linen, at Mark & Spencers
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Traidcraft Embroidered Daisies Card, at Marks & Spencer
Cover Text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

2" Longer Autograph Pure Cotton Rib Stripe Shirt, at Marks & Spensers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Glitter Butterfly Aunty Birthday Card, at Marks n Spencer
Cover Text: For You Aunty Inside message: Wishing you a wonderful Birthday FSC: This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future. Approx size: 230 x 114 mm

125 Years Pure Cotton Long Sleeve Twill Check Shirt, at Marks and Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

3 Enamel Storage Jars, at Marks & Spencers
3 part set Tea, coffee and sugar jars Matching lids with handle Upper and lower 3 groove detail H17 x D13.5cm, Manufacturer: Marks & Spencer

Autograph Leather Apron Lace-Up Shoes, at Marks n Spencer
Apron design Square toe Stitch detail 3 eyelets Lace-up Block heel

Pure Cotton Short Sleeve Cars Lightning McQueen T-Shirt, at Marks and Spencers
Fans of Cars will love this short sleeve cotton t-shirt featuring Lightning McQueen. A practical, easycare style

Côtes du Rhône Blanc 2008 - Case of 12, at Marks and Spencer
Grape Variety: 60% Clairette, 40% white Grenache Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Stripe Dungaree Outfit, at Marks & Spencer
Practical and pretty, this cute dungaree outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Grow Your Own Fruit by Carol Klein & The Royal Horticultural Society, at Marks & Spencers
In this book TV presenter and highly-regarded gardener Carol Klein creates a lavishly illustrated, practical and inspiring beginner's handbook to everything anyone ever needs to know to grow fruits all year round

50 Fairtrade Double Sided Cotton Pads, at Marks and Spencer
Contains 50 pads Double faced design By buying this item you are ensuring that cotton farmers in the developing world can improve their livelihoods Click here to view a video about Fairtrade Cotton

Silver Bells Wedding Card, at Marks and Spencer
Cover text: On your Special Day Inside message: Wishing you happiness, laughter and love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Funnel Neck Mid Length Coat, at Marks & Spencer
Smart and stylish, this wool blend coat makes a fashionable and practical choice

Schoolwear Plus Fit 3 Easycare Long Sleeve Shirts, at Marks and Spencer
This 3 pack of larger sized easycare long sleeve shirts is outstanding value! A school essential View Plus Schoolwear Size Guide. Find out more

Autograph Cotton Rich Long Sleeve Shirt, at M+S
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape

Pure Cotton Short Sleeve 'Ben 10' T-Shirt, at Marks and Spencer
Fans of Ben 10 will love this short sleeve pure cotton t-shirt featuring the popular character. A practical, easycare

2'' Longer Pure Cotton Stripe Long Sleeve Shirt, at Marks & Spencer
Woven in pure cotton fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Tropicana Multi Strand Necklace, at Marks & Spenser
Button toggle fastening Rope chain Multi strand Mixed bead design Length: 56cm

Autograph M500 Mattress - Medium, at Marks and Spencers
Single 3ft: W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Depth: 28cm Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.