Besides Marks and Spenser Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Wentworth 3-Seater Sofa, at Mark & Spensers
H96 x W204 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Feet are castors Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Stripe Detail Plastic Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Girls' Limited Pure Cotton Brace Skirt, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Autograph Contrast Border Holiday Hat, at Marks and Spencers
Classically stylish, this contrast border hat is sure to turn heads!

Flowers by Post - 22 White Fairtrade Roses, at Marks & Spensers
Simply exquisite, order these white Fairtrade Roses and they'll be carefully wrapped and delivered by first-class post. Flowers by Post is a great value way to spoil someone you know - or yourself Fairtrade Certified Flowers

2 Pure Cotton Long Sleeve Stripe Tops, at Marks and Spencer
Cute and comfy, these fashionable tops are made from soft cotton

Leather Hip Wallet, at Marks & Spencers
Stylish and practical, this leather wallet is outstanding value

Halterneck Sailor Stripe Swimsuit, at Marks & Spencers
Sleek and modern, this fashionable swimsuit features a sailor stripe panel. Designed to fit and flatter

Sony Stamina Plus AAA Alkaline Batteries - Pack of 4, at Mark's & Spencer
Voltage (V): 1.5 Cells per pack: 4 Size: AAA / LR03 Ideal for high power applications which require intense and durable energy such as portable hifi, toys & audio devices *Must be returned with the tamper seal intact for full refund

Younger Girls' Permair™ Flower Embroidered School Shoes, at MarksandSpencer
Round toe Floral embroidered detail Ankle strap with riptape fastening Scuff resistant toes Flat sole Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Nursery Rhyme Sound Book, at Mark & Spencers
Children will love pressing the buttons and singing along to these four beautifully illustrated classic nursery rhymes: Humpty Dumpty, Hey Diddle Diddle, This Old Man & Three Blind Mice

Ultimate Non-Iron Pure Cotton Pleat Wing Collar Shirt, at Mark & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Older Boys' Bart Simpson Mule Slippers, at Mark & Spencers
Round toe Slip on Bart Simpson motif 'Bad boy' slogan THE SIMPSONS ™ & 2006 Twentieth Century Fox Film Corporation. All Rights Reserved

Silver Jewel Effect Roll Wrap, at M+S
Includes 1 roll wrap Approx. size: 150 x 70cm

King Kong Blu-ray DVD, at M&S
Rating Suitable for 12 years and over,

Classic Collection Floral Print Long Skirt, at Marks & Spenser
Elegant, stylish and comfortable, this long skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

Dogtooth Check Jacket, at Marks and Spencers
Smart and stylish, this dogtooth jacket is tailored to fit and flatter. A great choice for work

Macon Rouge 2007 - Case of 12, at Marks & Spencers
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Tiny Fairies Nan Birthday Card, at Marks and Spencer
Cover Text: To my lovely Nan, You mean such a lot to me xx Inside Message: Hope that your birthday is as special as you are xx Approx. Size: 178 x 126mm

Pol Monnet Brut Champagne - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Pinot Noir Country of origin: France Bottle: 6 x 75cl Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sony Ericsson W350i - Orange Pay as you talk Mobile Phone, at Mark's & Spencer
A maximum of 2 phones per customer may be purchased Talk time: Up to 8 hours Stand-by time: Up to 360 hours Dimensions: 10.3 x 4.2 x 1.1cm Weight: 80g Bandwidth: 900/1800/1900 Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset. Standard features: Memory slot, memory card, Bluetooth, hands free, voice activated dialling, Triband, GPRS, organiser and alarm Special features: Active flip, downloadable realtones, data modem, voice memo recorder and webmail Fun features: 1.3MP camera, games, polyphonic ringtones and mp3 player

Disney Pixar The World of Cars Activity Case, at Marks & Spencer
Cool cars board game Press-out pieces and spinner Fact and activity book Disney / Pixar, Manufacturer: Marks & Spencer

Funnel Neck Half Zip Fleece Jumper, at M+S
Fashionable and practical, this comfortable fleece features a half zip fastening for a stylish modern look

Autograph Pure Cotton Long Sleeve Rib Stripe Shirt, at Marks and Spenser
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Sleeveless Chambray Shirt Dress, at Marks and Spencer
Fashionable and modern, this chambray dress features button fastening and a tie waist detail. A flattering, stylish look

Autograph Cotton Rich Hooded Jumper with Cashmere, at Mark & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Long Sleeve Mock Layer Top, at Marks & Spencer
A practical, casual mock layer top in pure cotton featuring a stripe design and smile slogan . A great value easycare style

Nintendo DS™ Need for Speed: Undercover, at Marks n Spencer
Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 12 years of age or over to purchase this product, Platforms: Nintendo DS, ESRB Rating: Teen

Perfect Limited Collection Almond Toe Court Shoes, at Marks & Spencer
Almond toe Court style Stitch detail Mid heel Heel height: 64mm Comes in sizes 3-8, including half sizes

Collezione Pure Wool Single Breasted Twill Jacket, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione jacket is designed with that same passion, using the finest fabrics and best tailoring techniques

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."