There are lots of ways to save money using M&S Money. Not least of these is Marks & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Besides M & S Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Blue Harbour Pure Cotton Chino Shorts, at M & S
Think smart on those warmer days and nights with the design of these great value shorts. Pair with sandals and a T-shirt or team with a short sleeve shirt and boat shoes for a dressier casual look

1GB Apple iPod Shuffle, at Marks & Spencers
Holds up to 240 songs Shuffle switch - mix up your music with the flip of the shuffle switch. Flip it again to play handpicked lists and albums Durable anodized aluminium enclosure Built-in clip Up to 12 hours of skip-free audio playback Automatic syncing with iTunes Battery indicator Dimensions: H2.7 x W4.1 x D1cm (including clip) Weight: 15.6 grams In the box: iPod shuffle, Earphones, USB dock For Mac and Windows. Requires Windows Vista or Windows XP Home or Professional or Mac OS X v10.4.11 or later M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information TM and 2008 Apple Inc. All rights reserved This product is not available for international delivery. Find out more

5 Pairs of No-Show Trainer Liners with Cool&Fresh, at Mark's & Spencer
Comfortable and durable, these socks are outstanding value. They feature a reinforced toe and stretch fabric for an improved fit

5 Moulded Utensils, at M & S
5 piece set Non-stick surface Includes potato masher, pasta spoon, straining spoon, spatula and serving spoon, Manufacturer: Marks & Spencer

Collezione Twin Toe Cap Shoes, at Marks & Spencers
Square toe Gusset toe cap stitch Lace-up Block heel

4 Pairs of Textured Stripe Socks, at Mark's & Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Fabric Textured Floral Auntie Birthday Card, at Marks and Spencer
Cover text: To a dear Auntie Inside message: Wishing you a special birthday Approx size: 150 x 150mm

Classic Duckling Imprint Kit, at Mark's & Spencer
Gift box, air-drying craft clay, 1 stand, pink and blue acrylic paint, paintbrush and instructions Box: H155 x W155 x D42mm

3 Pairs of Spot & Stripe Design Socks, at M+S
Get a fabulous, fashionable look with these spot and stripe design socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Lucca Bear, at Marks & Spencers
Suitable for ages 12 months + Height: 30cm For added safety, the stuffing in this product is incorporated in an extra layer This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Pleated Trousers, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care to give you a feeling of luxury like no other

Autograph Pure Silk Christening Gown, at Marks and Spencer
Beautifully embellished with a pleated bodice, this special dress is so pretty. The soft silk will keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Duck Feather Pillow, at Marks and Spenser
Medium support Approx size: 76cm x 48cm (30'' x 19'') Can be tumble dried (not necessary), Manufacturer: Marks & Spencer

Alisa Hearts Necklace, at Mark & Spensers
Adjustable length Clasp fastening Multi layer Charm design

Fancy Bird Brooch, at Marks n Spencer
Bird design Diamant detail Pin fastening

Triple Bead Drop Earrings, at Marks and Spencer
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Check Dress & Knicker Set, at Marks and Spencers
Practical and pretty, this cute dress and knicker 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Limited Collection Pure Silk Pleat Dress, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Lisa Jane Fairies Multipack of Mini Cards, at Marks and Spencers
Cover text for design 1: Just to say, design 2 and 3: blank and design 4: Thank you Inside message: blank for your own message Contains: 8 cards, 4 designs Approx size: 95 x 80mm 2007 Lisa Jane/Haley Medai. Licensed by MGL, UK www.mgl-uk.com www.lisajane.com

Autograph Pure Cashmere Cropped Cardigan, at Marks & Spencer
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxurious softness

Detroit Nest of Tables, at Marks and Spencer
H55 x W56 x D56cm (largest table) Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph 2 Piece Pure Cotton Hooded Outfit, at Marks & Spencers
Fun and practical, this cute 2 piece outfit features contrast trim. It's made from soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Adored Comfort All Over Lace Non-Padded E-G Bra, at MarksandSpencer
This non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape

Autograph Hat Box, at Marks and Spencer
A smart and useful hat box from Autograph. Perfect for storing your hats when they're not needed, or carrying them in style

Gold Plated Floral Pendant Necklace, at Mark & Spensers
Adjustable length Clasp fastening Diamont floral pendant Necklace length: 40cm

Button Detail Sparkle Baker Boy Hat, at Marks and Spencers
Add a cute contemporary finishing touch with this flattering button detail baker boy hat

Profiterole Dessert, at Mark's & Spencer
Serves 10 Ready to eat 1.01kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 49 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Nanny Goat Pinot Noir 2006, Central Otago - Case of 6, at Marks & Spensers
Style: Dry and full bodied Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Lambswool Zip Neck Argyle Jumper, at Mark's & Spencer
An extremely comfortable zip neck argyle jumper. It's made from extra fine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

M&S Super Juicer, at Marks and Spencer
35 watt Automatic switch on Anti-drip spout Includes cord storage and lid Stainless steel finish 1 litre capacity H32 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.