Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Pair of Bay Trees, at Marks n Spencer
A pair of evergreen bay trees for outside display. Also known as Laurel, wreaths of this aromatic plant were used by the Ancient Greeks and Romans to crown victors. Not only will these trees look fantastic in your garden or patio, the leaves will add extra flavour to your cooking tooAvailable for delivery from 1st April to 30th September 2009

Little Miss Sunshine Swimsuit, at Marks and Spencers
Great for splashing around in, this comfortable swimsuit features Little Miss Sunshine

Seasons Fresh Rosé - Case of 12, at Marks & Spencers
4 Le Froglet Ros 2008: This young, modern ros has an appealing aroma of fresh red berries and an utterly moreish, juicy flavour of raspberries and red cherries. Enjoy its refreshing succulent finish... 4 Silia Ros 2008: With its elegant pink colour, restrained dry flavours and full body, this is a classic and very moreish style of ros from the sunny hills of Sicily... 4 Saint Saturnin Rserve les Moulies Ros 2008: With its wonderful balance, juicy palate and dry, elegant finish, this is top notch ros from the south of France. Summer berry fruit and herb flavours come together with a fresh but soft-textured expression on the palate. Ideal summer drinking... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Floral Embroidered Pump Slippers, at Marks and Spencer
Round toe Pump style Floral embroidered design Slip on Flat sole Comes in sizes 3-8

Chablis 2007 - Case of 6, at M&S
Style: Dry, light to medium bodied Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Floral Mesh Bodyshaper Tights, at Marks and Spencers
Bodyshaper tights are made to shape and lift your curves for a firm sculpted look. Added stretch moulds your figure for a more defined silhouette

Pure Cotton Round Neck Plain T-Shirt, at Marks & Spenser
This short sleeved t-shirt will make a useful addition to your wardrobe. Great for layering or wearing on its own

Pure Linen Roll Sleeve Belted Shirt, at Marks & Spensers
Feminine and elegant, this sophisticated linen shirt is beautifully designed and cut for a flattering shape and features a waist belt

Pure Cotton Short Sleeve Spot Print Minishirt, at Mark's & Spencer
Pretty and feminine, this spot print nightdress is made from soft breathable cotton for a comfortable night's sleep

Pure Cotton Broad Brim Summer Hat, at Marks and Spencer
Express your stylish side with this wide brim hat

Silver Hearts Table Confetti, at Marks & Spencers
Contains: 20g approx

Limited Collection Plain Leggings, at Mark's & Spencer
Complete with a full length and understated design, these great leggings are the perfect partner for this season's trendy tunics and denim minis

Autograph Leather Patent Trim Court Shoes, at M+S
Almond toe Patent trim Slip on Court style Slender contrast heel Heel height: 8 cm Comes in sizes 3-8, including half sizes

Pure Silk Multi Stripe Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Limited Collection Contrast Trim Tote Bag, at Marks and Spencers
Fashionable and fabulous, this contrast trim handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Cool Soft Cotton 4.5 Tog Duvet, at Marks and Spenser
4.5 tog Naturally breathable, keeping your body refreshed Pure cotton cover and filling Available in Single (3ft), Double (4ft 6in), King size (5ft) and Super King size (6ft), Manufacturer: Marks & Spencer

Pure Cotton Plaid Shorts, at Mark's & Spencer
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Cotton Rich Block Stripe Mock Layer T-Shirt, at Marks & Spenser
Soft, snug and comfy, this cotton rich t-shirt is outstanding value. It features a mock layered sleeve and block stripe design. Fashionable and practical

Modern Blocks Bathroom Mats, at M+S
Block design Thick texture Bathmat: L80 x W50cm Pedestal: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Concertina Paper Butterflies Birthday Card, at Marks & Spencer
Cover Text: Birthday surprises Inside Message: Blank for your own message Approx size: 230 x 114mm

M&S 4 in 1 Remote Control, at Marks & Spencer
Controls up to 4 devices Programmable to control most major brands Batteries included M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Zebra Print Jacquard Scarf, at Marks & Spencer
Add some sheer glamorous sparkle to your look with this elegant zebra print scarf. The perfect accessory to this season's styles

3 Pairs of Opaque Varied Stripe Knee High Socks, at Mark's & Spencer
These varied stripe knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at Marks & Spensers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Pure Cotton Sports Shorts, at M+S
Elasticated tie waist shorts in soft brushed cotton for comfort. Ideal for PE

Lego™ City Fire Truck Toy, at M & S
Suitable for ages 5+ Comes with a trailer and firefighting equipments This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Stripe Shorties, at Marks and Spencer
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Limited Collection Pure Linen Foil Shorts, at Mark & Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

7 Pairs of Big & Tall FreshFeet Contrast Heel & Toe Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Château Barde Haut 2002 - Case of 6, at Marks & Spencers
Style: Full Bodied Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.