Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Maxim Vegetable Dish, at MarksandSpencer
Plain design Rectangular shape L31 x W23cm, Manufacturer: Marks & Spencer

Girlie Dress Up Compendium, at M+S
1 carry case 18 felt pens 18 coloured pencils 2 pencils Eraser Pencil sharpener Ruler Protractor 45 degree set square 60 degree set square

Collezione Leather Hip Coin & ID Wallet, at MarksandSpencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Château Moulin de Canhaut 2004 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Bird All-In-One with Pram Shoes Gift Set, at Marks & Spencers
2 piece set Long sleeve popper fastening all-in-one with bird motif and spot print Round toe slip on bird motif pram shoes

Footglove™ Wide Fit Leather Platform Boots, at Marks and Spencer
Platform style Round toe Stitch detail Buckle and zip fastening Mid heel Heel height: 66mm Ankle high Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Stripe Trim Hipster Bikini Bottoms, at Marks and Spencer
Fashionable and flattering, these bikini bottoms feature a stripe trim design

Adored Comfort Leaf Embroidered High Leg Knickers, at Marks and Spencer
Soft and pretty, these embroidered briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The high leg style makes legs look longer, giving a flattering shapely fit. Feminine everyday lingerie

Rainbow Stretch Bracelet, at M&S
Mixed bead design Stretch style

Pure Cotton Long Sleeve Stripe Rugby Top, at Marks & Spencers
A fashionable smart-casual look, this comfortable cotton rugby shirt features block stripes and a stitched motif. Stylish, practical and easycare

The Floral Collection Magnolia Moisture Rich Foaming Bath Essence, at Marks and Spencers
Magnolia fragrance Foaming bath essence Moisture rich 500ml Ingredients: Aqua, Sodium Laureth Sulfate, PEG-6 Caprylic/Capric Glycerides, Cocamidopropyl Betaine, Lauryl Betaine, Parfum, Sodium Chloride, Magnolia Liliflora (Magnolia), Glycerin, Cocamide DEA, Disodium EDTA, Citric Acid, Benzophenone-2, Magnesium Nitrate, Propylene Glycol, Methylchloro-isothiazolinone, Magnesium Chloride, Sorbitol, Amyl Cinnamal, Benzyl Salicylate, Butylphenyl Methylpropional, Citronellol, Geraniol, Isoeugenol, Linalool, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben, CI 15985, CI14700

Domaine Pierre de Prehy Chablis 2007 - Case of 6, at Marks n Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Ring Bikini Top, at Marks&Spencer
Feminine and fashionable, this stylish bikini features ring detail. The ultimate in poolside glamour

Blue Harbour Pure Lambswool Argyle V-Neck Jumper, at Marks & Spencers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Pure Cotton Matinee Cardigan, at Marks & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep them warm and comfy. It looks cuddly too!

Autograph White Hungarian Goose Down Duvet - 10.5 Tog, at Mark & Spensers
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Washed Check Shirt, at Marks and Spenser
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Per Una 3/4 Sleeve Flute Panel Blouse, at Marks and Spencer
A versatile stripe design blouse in stretch cotton featuring a waterfall frill front down placket

Limited Collection Cropped Leggings, at Mark's & Spencer
Complete with a cropped length and understated design, these great leggings are the perfect partner for this season's trendy tunics and denim minis

Ingredients Pomegranate Body Polish, at Marks and Spencers
Pomegranate scent 200ml

Wool Blend Stripe Tie, at Marks and Spencer
Add a smart finishing touch with this hardwearing stripe design wool mix tie

Granddaughter Tiny Fairies Cupcake, at Marks & Spencer
Cover Text: A Sweet Birthday Wishes for a very Sweet Granddaughter Here's a Birthday Greeting, To someone who is so sweet, Hope your very special day, Turns out to be a treat! Inside Message: have a lovely birthday Approx Size: 114mm x 228mm

Pure Cotton Checked Crop Pyjama Bottoms, at Marks and Spenser
Pretty and feminine, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Ultimate Non Iron Pure Cotton Neutral Stripe Shirt, at Mark & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Pure Cotton Quick Iron Button Down Stripe Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Hand Crafted Stitched Guitar Son Birthday Card, at Marks & Spenser
Cover Text: Happy birthday son Inside Message: Blank for your own message Approx size: 178 x 126mm

Take That - The Circus CD, at Marks and Spencer
Audio CD, Marks & Spencer

Girls' Limited Hat, Scarf & Mitten Set, at Marks and Spencer
Snug and cosy, this colourful hat, scarf and mitten set is a fashionable choice for chilly weather

Casa Leona Sauvignon Blanc 2008 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Younger Boys' Autograph Cotton Rich Assorted Robot Trunks, at Mark & Spencers
Comfortable, practical and fashionable, this 3 pack of assorted robot trunks is made from soft breathable cotton

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.