There are lots of ways to save money using M&S Finance. Not least of these is Marks n Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Collezione Wool Rich Single Breasted 2 Button Plain Jacket, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Blue Harbour Luxury Pure Cotton Bold Stripe Shirt, at Mark & Spencers
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear.

Signature Green Fig Scented Filled Candle, at Marks and Spencer
Glass holder Green fig fragrance Burns up to 40 hours, Manufacturer: Marks & Spencer

4 Border Lined Place Mats, at Marks and Spencer
Pack of 4 Border lining detail Rounded corners, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Graphic T-Shirt, at Marks & Spencer
Chic and modern, this short sleeve t-shirt is made from cool comfortable cotton and features a graphic print

Schoolwear Plus Fit Senior Stormwear™ Recycled Girls' Blazer, at Mark & Spencers
This larger sized blazer is treated with our unique Stormwear™ finish which repels water and Stain Defence™ to repel stains. It's made from polyester from recycled plastic waste instead of oil. Using recycled materials helps to conserve the earth's natural resources and protect the environment for future generations View Plus Schoolwear Size Guide. Find out more

The Floral Collection Iris Moisture Rich Hand Wash, at Marks and Spencer
Handwash Moisture rich 250ml

Artificial Giant Poppy in Glass Vase, at Marks & Spencers
Artificial giant poppy Glass vase Pebble lined base No watering required therefore easy care Fresh looking throughout the year Height: 86cm, Manufacturer: Marks & Spencer

Autograph Best Pure Silk Contrast Stripe Tie, at Marks & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Plain Swimming Trunks, at Marks & Spencers
Perfect for holidays or school swimming lessons, these practical trunks are outstanding value

Marin Ridge California Shiraz 2007 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Shiraz (Syrah) Country of origin: USA Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol Alcohol units per bottle 10.1 Alcohol units per 125ml 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

De Saint Gall Rosé Brut - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Garnish Scottish Lochmuir™ Salmon & Lemon Mascarpone Terrine, at M & S
Serves 6-8 Ready to eat 810g As featured on page 25 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Silk Satin Bow Tie, at Marks and Spencer
Smart and sophisticated, this pre-tied bow tie adds an elegant finishing touch. Made from luxurious pure silk

Handcrafted Winnie the Pooh Valentine Card, at M & S
Cover Text: Happy Valentine's Day Inside Message: Lots of love and a hug or two Approx size: 178 x 127mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Cross Dye Quilted Bedcover, at Marks & Spencers
Stitch detail Padded Medium: 150x200cm Large: 260x265cm, Manufacturer: Marks & Spencer

Short Sleeve Pocket Detail Cropped Cardigan, at Marks and Spencers
Modern and stylish, this cropped cardigan is a versatile, easywear look

Filigree Collection - Table Lamp, at Marks and Spencers
Organza fabric shade Metal base and frame Acrylic leaf droplets H53.5 x Diam 16.5cm 40W SES candle, Manufacturer: Marks & Spencer

'It's A Girl!' Gift Bag with Balloon & Bunny, at Marks and Spencer
Celebrate the birth of a baby girl with this lovely gift bag that includes pretty pink, yellow and blue blooms. A congratulations balloon and polka dot bunny make this gift bag extra special Available for delivery from 1st April to 30th September 2009

In Bloom Lime Blossom & Bergamot Rich Hand & Body Crème, at Marks and Spencers
Lime blossom and bergamot fragrance Softens the skin 200ml This product is not available for international delivery. Find out more

Autograph Cotton Corduroy Trousers, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Milan Double Towel Rail, at Marks&Spencer
Double towel rail H7 x W49.6 x D12.87cm, Manufacturer: Marks & Spencer

Sonoma Office Dark Brown Leather Chair, at Mark & Spensers
H117 x W63 x D72cm Adjustable seat: H36 - 42cm Metal base Leather seat Gas lift function Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton 3 Piece Stripe Hooded Outfit, at Mark & Spensers
Smart and stylish, this 3-piece outfit gives a casual look and feels comfortable to wear

Handcrafted Blue Flower Heads Mother's Day Card, at MarksandSpencer
Cover text: To a very special Mum on Mother's Day Inside message: Have a lovely day Approx size: 150 x 150mm

Lichfield Headboard, at Marks and Spenser
Headboard H126cm (49.6'') Double (4ft 6in) W147.5cm (58.1'') This headboard is designed to fit most standard divans supplied with all necessary fittings Mattress and divan sold separately Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sonoma Office Shelving Unit, at Marks and Spencer
H170 x W44 x D30cm 1 cupboard 2 adjustable shelves Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Shelves made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Medium Wine Glass, at M&S
Medium wine glass 32cl H21.5cm, Manufacturer: Marks & Spencer

Contemporary Text 60th Birthday Card, at Marks and Spencers
Approx. size: 215 x 150mm Cover text: 60 years young! Inside message: Happy birthday

Faux Pearl Y Shape Necklace & Earrings Set, at Marks & Spencer
2 part set Y-shape necklace with clasp fastening Hook fastening drop earrings Faux pearl design Necklace length 43cm, extendable by 8cm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.