Besides Marks & Spensers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Cotton Rich Scoop Neck Vest, at Marks & Spensers
Stylish and practical, this sleeveless vest makes an ideal choice for everyday wear. The cotton fabric gives a comfortable flattering fit

MoDA Street Scene Bamboo Paper Blank Card, at MarksandSpencer
Cover text: Blank Inside message: Blank for your own message Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet! Approx size: 150 x 150mm

Royal Jelly & Pure Honey Moisturising Hand and Body Lotion, at Marks and Spencers
Moisturising 200ml

Fox Gordon Brothers & Sisters Viognier 2008 - Case of 6, at Marks & Spensers
Grape variety: 91% Viognier, 9% Sauvignon Blanc Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Contains sulphites

Autograph Plain Tie, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Taste of Chile - Case of 12, at Marks and Spenser
4 Los Nucos-Shiraz Cabernet Ros2007: A seriously fruity Chilean Ros, packed with berry flavours... 4 Los Nucos Chardonnay 2007: A vibrantly fruity and fresh Chilean chardonnay... 4 Los Nucos Cabernet Sauvignon 2006: A soft, slightly spicy Chilean red, easy-drinking in style... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Pure Cotton Butterfly Polo Shirts, at Marks & Spencer
This great value 2-pack is made from pure cotton, a natural choice for schoolwear. They feature flower-shaped buttons and an embroidered butterfly on the pocket

Collezione Single Breasted Funnel Neck Parka, at M&S
Elegantly stylish and meticulously finished, this funnel neck parka is inspired by sophisticated Italian fashions

Adored All Over Lace Non-Padded Bra, at Mark's & Spencer
Delicate and pretty, this soft lace bra is exceptionally comfortable and gently supportive. Underwiring and gentle shaping give secure support and an enhanced natural look. Feminine everyday lingerie

Classic Duckling Large Gift Bag, at Marks&Spencer
1 gift bag Approx size: H310 x W360 x D150 mm

Pure Linen Flat Cap, at Marks & Spensers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Slim Hide Away Umbrella in Walker, at Marks & Spencers
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Pure Cotton Long Sleeve Woven Top, at M+S
The assorted floral print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

Older Girls' Lace-Up Basic Trainers, at Marks and Spenser
Sporty and stylish, these comfortable trainers feature mesh detail and lace-up fastening

Gold Label Cabernet Sauvignon 2008 - Case of 12, at Marks & Spenser
Style: Dry, medium bodied Grape variety: Cabernet Sauvignon Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Laser Cut Aeroplane Exam Congratulations Card, at Marks and Spencer
Cover text: You passed well done....Congratulations! Inside message: blank for your own message Approx size: 150 x 150mm

Daddy & Me - Drill & DIY Accessories, at Marks and Spencer
Helping Daddy with his DIY projects is a seriously fun business, and every little assistant needs to have tools and accessories that are up to the job. With realistic looks and features, the mini cordless drill is just like Daddy's and a 'must-have' for any junior tool kit. The protective gloves and ear defenders mean that no job will be too big (or too dangerous) for Daddy and his helper!

PSP™ Crisis Core Final Fantasy VII Game, at Marks and Spenser
Complete the Final Fantasy VII experience and reunite with renowned designer Tetsuya Nomura's most famous characters Engage in action-packed, real-time battles using the innovative Digital Mind Wave system Acquire unique accessories, items and abilities through 300 side missions designed to further enrich your experience Single player You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Mature

Blue Harbour Mini Check Shirt, at M+S
A fashionable look without the fuss. This mini check shirt is quick and easy to iron

Perfect Autograph Weekend Modal Blend Camisole, at M+S
Loungewear goes glamorous with these gorgeous pieces in slinky satin and soft modal. Who needs to get dressed, anyway ?

Sonoma Dark 5-Drawer Chest, at Mark's & Spencer
H88 x W90 x D50cm Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chest as part of a set. Click here to view the Sonoma Dark Collection Set. , Manufacturer: Marks & Spencer

Pure Cotton Cap Sleeve Pintuck Shirt, at Marks and Spencer
This cap sleeved shirt will make a useful addition to your wardrobe. It features smart pintuck detail for a stylish casual look

2'' Longer Pure Cotton Stripe Long Sleeve Shirt, at Marks and Spencers
Woven in pure cotton fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Detroit Extending Dining Table & 6 Slat-Back Chair Set, at Marks and Spencer
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H100 x W44 x D54cm Table seats 6-8 Slat-back design chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mirror Squares Photo Frame 20 x 25cm (8 x 10"), at Mark's & Spencer
Rectangular frame Mirror square design Aperture: 20 x 25cm (8 x 10"), Manufacturer: Marks & Spencer

Jet Pocket Bootleg Trousers, at Marks & Spensers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Evening Dress Birthday Girl Card, at MarksandSpencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Autograph Pure Cotton Hooded Dressing Gown, at Marks & Spenser
Soft and comfortable, this cotton dressing gown makes the perfect lightweight cover up

Cotton Rich Double Button Bootleg Jeans, at M & S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Portfolio Sleeveless Leapord Print Dress, at Marks & Spencers
Chic and contemporary, this sleeveless dress features a leapord print. A fabulous fashionable look

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.