Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.

DeLonghi Espresso Icona ECO310B Coffee Maker, at Marks and Spencer
High performance 15 bar pump pressure Stylish azure blue high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for the perfect crema Removable 1 litre water tank Built to accommodate 2 full sized cappuccino cups or 2 espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

Cotton Rich Short Sleeve Stripe Shirt, at Marks & Spencers
A chic and stylish essential, this shirt features a fine stripe design. It works for day and evening, dressed up or down

Pencil Circle Mug, at Marks and Spencer
Pencil circle design Slim handle Diam: 20mm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Multi Check Shirt, at Marks and Spencer
Stylish and innovative, this multi check easycare shirt is quick and easy to iron for a smart crisp look

Philips CD1553B Cordless Phone with Answering Machine, at Marks & Spencers
50 name and number phonebook 10 minutes recording time Plug and play answering machine 10 call log entries Call waiting, caller ID, conference call, explicit call transfer, microphone mute Tone and pulse dialling Talktime up to 12 hours, standby time up to 150 hours Base dimensions: 120 x 114 x 82.5mm Handset dimensions: 162 x 48.3 x 28.7mm

Per Una Pure Linen Panel Skirt, at Marks & Spenser
A fashionable knee length skirt in pure cool linen, the panel design makes it extra stylish

Spa List, at Marks and Spencers
There are some wonderful places for spa out there, if you know where to find them. It's fine to have high expectations - so long as the experience lives up to them. Spa list guides you around the UK's most stylish spa hotels with the best pampering facilities

Coloured Spots Medium Gift Bag, at Marks and Spencer
Coloured spots medium gift bag with coordinating striped tag 1 gift bag Approx size: H260 x W200 x D90mm

2 Pairs of Younger Girls' Cotton Rich Stripe & Heart Socks, at Marks and Spencer
Cute and comfy, these soft cotton rich socks feature stripe and heart design

LED Light Collection Floating Waterlily with Dragonfly, at Marks & Spensers
Decoarative outdoor lighting For indoor or outdoor use Colour changing Floating feature for table top water display 14 x 14 x 11 cm, Manufacturer: Marks & Spencer

Formal Square Buckle Belt, at Marks and Spencer
Add a smart finishing touch with this leather square buckle belt

Pure Silk Square Grid Dot Tie, at Marks and Spenser
Add a luxurious finishing touch with this smart patterned tie in pure silk

Per Una Pure Silk Cross Front Blouse, at Marks and Spencers
An elegant 3/4 length sleeve blouse in pure silk. Cross over frill neckline gives it the Per Una touch

Vinha Da Urze 2008 - Case of 6, at Marks&Spencer
Style: Dry Grape variety: Mixed White Country of origin: Portugal Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Glitter Acetate Space Game Son Birthday Card, at Marks & Spensers
Cover text: Son...have a blast on your birthday Inside message: Blank for your own message Approx size: 215 x 150mm

Classic Collection Poppy Print Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with poppy print design. The ideal match for blouses and fine knits in coordinating colours

Hibiscus Floral Swim Shorts, at MarksandSpencer
Colourful and modern, these drawstring shorts fit comfortably and securely. A practical and stylish choice

Corded Neckline Spot Print Jersey Top, at M&S
Smart and stylish, this jersey top is made from softly draping stretch viscose for a fluid look. The spot print adds a fashionable finishing touch

Gloss Salt or Pepper Mill, at Marks&Spencer
A restaurant style pepper mill in lacquered wood

Underwired Push-Up T-Shirt Bra, at M & S
Flattering and comfortable, this push-up bra is designed to give a fuller uplifted shape and enhanced cleavage

Sonoma 6-Drawer Tallboy, at Marks & Spencers
H127 x W50 x D50cm 6 drawers Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Boys' Pure Cotton Ankle High Trainers, at Marks and Spencer
Round toe Lace up Stitch detail Ankle high Flat sole

Polka Dot Baby Doll Dress and Bag Birthday Card, at Marks and Spenser
Cover Text: Birthday Boutique Happy Birthday Inside Message: Blank for your own message Approx size: 210 x 145mm

Panasonic Lumix DMC-FX550 Digital Camera, at Marks n Spencer
Pixels: 12.1 megapixels Zoom: 5x optical zoom, 4x digital zoom Screen: 3.0" TFT Touch Screen LCD Display (230K dots) / Field of View : approx. 100%, Wide Viewing Angle / AUTO Power LCD mode, Power LCD mode ISO: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: 9.4 x 5.7 x 2.1cm Weight: Approx. 167g (with Battery and SD Memory Card), Approx. 145g (without) Enhanced Face Detection Enhanced Face Detection with selectable adult/child priority high-speed subject tracking for clearer portraits. Includes Face Motion Detection Intelligent Scene Recognition Intelligent Scene Recognition simplifies shooting by choosing best settings for difficult conditions such as twilight portraits and backlit scenes Optical SteadyShot High sensitivity ISO 3200 and Clear RAW Noise Reduction for high-quality images with reduced blur during handheld shooting in low light Slideshow HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV

Clos de Reynard 2006 - Case of 6, at Mark & Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Scrapbook Style 40th Birthday Card, at Marks & Spenser
Cover text: 40 happy birthday Inside message: With lots of love Approx size: 150 mm x 150 mm

Ethnic Heart Drop Earrings, at Marks and Spencer
Hook fastening Drop style Heart pendant Ethnic design For hygiene reasons, refunds will only be given in accordance with your legal rights

Bandeau Style Textured Swimsuit, at M&S
Modern and sassy, this strapless swimsuit is designed to stay securely in place while you work on your tan. A fabulous fashionable look

Sony Bravia 32'' KDL-32S5500 HD Ready LCD TV, at MarksandSpencer
HD Ready 1080i: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 25000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W80.7 x H55.7 x D22.2cm, without table stand: W80.7 x H50.8 x D94cm Weight: inc. stand 12.7kg, without stand 11.4kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Mary Poppins 45th Anniversary Edition DVD, at Marks and Spencer
Rating Universal, suitable for all,

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spenser Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.